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HFO / Barclaycard


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  • 3 weeks later...

Hi

 

Still not heard anything from HFO after I sent them the Statute Barred letter on 18th June 2011 sent it recorded and it was signed for (if you can call it a signature!) as it has been nearly 3 weeks now with no response from them do I need to do anything else?

 

Also as this debt is SB what do I need to do to get HFO removed from my Credit file as I said in an earlier post they have put a record on there with a default date of 2007 (which is when they bought the debt) which is obviously dragging my credit rating down.

 

Thanks for your help so far and hope you can help some more :-)

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Hi

 

Still not heard anything from HFO after I sent them the Statute Barred letter on 18th June 2011 sent it recorded and it was signed for (if you can call it a signature!) as it has been nearly 3 weeks now with no response from them do I need to do anything else?

 

Also as this debt is SB what do I need to do to get HFO removed from my Credit file as I said in an earlier post they have put a record on there with a default date of 2007 (which is when they bought the debt) which is obviously dragging my credit rating down.

 

Thanks for your help so far and hope you can help some more :-)

As they have not responded I would make a FORMAL COMPLAINT including the SB letter, send it to THE Compliance Manger RD.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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The original default date with Barclaycard was 19th February 2004, the date that HFO have put on it is when the debt was sold to them in July 2007.

 

Brig, I presume that the complaint letter to The Compliance Manager is at the normal address for HFO? and should be about the fact that I have not received a response to the SB letter and should I also state about the credit report entry as well and ask for it to be removed??? and I presume this should go recorded as well?

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The original default date with Barclaycard was 19th February 2004, the date that HFO have put on it is when the debt was sold to them in July 2007.

 

Brig, I presume that the complaint letter to The Compliance Manager is at the normal address for HFO? and should be about the fact that I have not received a response to the SB letter and should I also state about the credit report entry as well and ask for it to be removed??? and I presume this should go recorded as well?

Yes mark the envelope Confidential for the attention of the Compliance Manager, yes include every thing you wish to complain about and give them14 days from the date

of your letter to respond.

 

The reason for writing to the CM is that things have not been done in compliance with rules and law he or she is the one responsible.

 

Brig.

 

PS Don't for get FORMAL COMPLAINT>

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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  • 1 month later...
  • 6 months later...

Hi All

 

Last year I had an issue with HFO trying to claim on a Statute Barred debt, I took the advice of the caggers that helped me out sent a recorded delivery SB letter on 18th June, surprise surprise heard nothing sent a complaint letter on 6th July and also asking them to remove incorrect information from my credit report, again have not heard anything that is until today!! when I receive a letter headed Notice of Appointment

 

The letter states

" We are writing to let you know that we have passed your account to Roxburghe (UK) limited for servicing.

 

Accordingly, please accept this letter as formal notification that from now you must direct any correspondence or enquiries relating to your BARCLAYCARD debt, owed to HFO Capital Limited, to Roxburghe (UK) Limited'

 

It then gives me Roxburghe contact details and what this means for you etc.

 

My first thougts are to send a letter to HFO and Roxburghe and OFT again stating that this is a statute barred debt with a copy of my previous letters attached but really wanted to get advice if I am doing the right thing before I actually do anything!!

 

Any advice would be appreciated

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if its sb'ed how can it be on your cra file?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi

 

Did you get confirmation of the last payment date on this?

 

Do you have copies of the SB letter sent to HFO?

 

I would suggest a letter to Rox explaining that you have informed the previous DCA that this is SB and enclose a copy. Copy everything to OFT

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hello any HFO guests, interesting how Barclaycard don,t mention Roxburghe anymore, something else for the OFT to look into.

 

HFO get Barclaycard not to mention Roxburghe and now Roxburghe are chasing the debt.

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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threads merged and moved to BC forum

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks for your replies,

 

The debt is definately sb, HFO have put the debt on my credit report when they bought the debt!!

 

Yes Coledog I got confirmation from Baraclaycard that the last payment on the account was 19th February 2004. I have a copy of the sb letter that I sent to HFO on my computer don't have a copy of the original or the recorded delivery slip I know it was signed for as I checked at the time but i know that doesn't help!! ( my house got flooded and we lost a lot of stuff including paperwork, this is also one reason why I haven't tried to chase this as have been a bit busy!!)

 

So I will get a letter written to Roxburghe enclosing copy of sb letter (I presume recorded delivery?) and copy in the OFT (does this need to be recorded as well?) should I send a letter to HFO?

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Good - just send letter to Rox as you say and copy to HFO and definitely OFT. Make it clear in your letter that a copy has been sent to OFT. What a bunch of chancers , they are!

Please support CAG and they will support you.

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  • 5 weeks later...

Well I finally received a letter from Roxburgh today acknowledging my letter and advising me that any debt collection activity has been suspended whilst they seek advice from their client and that they will be in touch. I wait with baited breath.

 

Still nothing from HFO or OFT whose letters were both sent recorded on the same day.

 

Will let you know of any further progress.

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