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    • Welcome to the forum What makes you think that ?   Andy
    • We purchased our Mercedes in September 2023 from Doves in Horsham for £21000, paying half cash and half on finance. We also purchased warranty for life via Ramp as recommended by Doves. On 12th May 2024 the car failed to recognise the key and wouldn’t not open, the AA could not identify the problem so via our warranty the car was taken to Mercedes in Croydon. After 3 weeks the problem was finally identified as water ingress in the drivers side footwell which has corroded and blown various components. After further investigation it was discovered the windscreen was date stamped 2019 (all the windows are 2018 - therefore not the factory fitted windscreen) The leak has developed due to incorrect sealant being used assuming when this was replaced and also water leaking from the seam. The warranty company do not cover water ingress so we are now faced with a bill of £3635. As we are now at 8 months since purchase (problem started at just over 7 months) we are not covered by the consumer rights acts. Would we be covered Sale of Goods Act? We have all the reports for the works being completed but unsure if this should be taken to the finance company or Doves who we purchased the car from. Do we pay for the works and then try and claim it back or should they be paying? Any help would be much appreciated
    • im also wondering if back billing applies here too . from looking at like threads around this SSE to ovo compulsory switch, it must be evidenced by the claimant that bills were regularly issued for the period of the supply the debt they claim covers. there are no threads here that show they could ever produce them, so back billing rules (12mts) might also play a part.
    • Vodafone have reported that they are having issues with their Credit File APIs into the Credit Reference Agencies where aged accounts over 6 years are being readded to Credit Files. In some instances, people are having defaults rescinded and changed to late payment status making the account live again!    --- Have you been affected? Please keep an eye out on your credit file for any  new Vodafone Account appearing where there shouldnt be any reason. If you are a Vodafone Customer - Check that the information is correct. check for Late Payments and Defaults.    Don't forget to consider the financial impacts this could have on you.  ---   If you are struggling - Post below and we can guide you to get the result you need!    Its been reported that Experian and TransUnion seem to be where these appear.  They are able to remove the information relatively quickly and it will reflect on next Credit File Refresh.         
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Mack Hall Advice/Assistance.


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Hello all,

Just received the attached "phishing trip" letter from Mac Hall all your comments /advice will be gratefully received.

 

 

 

 

"EXEMPLO DUCEMUS"

Edited by cerberusalert
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Hi JGJ

 

If it's nothing to do with you ignore them, see if they up the threat level and then have some fun

 

Mack Hall are not the brightest :doh:

 

Regards

 

R

[sIGPIC][/sIGPIC] I asked them to wait whilst I got my Bank card :violin:

------------------------------------------------------------------------------------------

 

Information that may help if a CCA request is refused due to the lack of a signature . . http://www.consumeractiongroup.co.uk/forum/showthread.php?248863-Signature-demands-fight-back-possible-!&highlight=

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Do you know what it relates to, as this mob pursue large amounts of Statute Barred Debt. On the other hand if you don't know what it's about, do nothing.

If any debt exists it's up to them to prove it and not you to prove otherwise.

 

I think this is just another Fishing letter, which they are famous for. The final paragraph says it all, if your not the person they are looking for how could you posibly reply as the mail is not yours to open. IS IT.

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Just ignore Mac Hall until they send something giving all details, send that rubbish back NOT AT THIS ADDRESS.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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  • 3 months later...

I met a Meritfarce collect once dirty mac brigade

came to mind:madgrin:

So who's the client and who's the OC????

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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OK JGJ ,

For now ignore, if you recognise no debt

to Lloyds wait to see what they come up

with next.

 

Brig.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Should I get involved with the "Prove it" letters or the no "Doorstep visitors" letter to meritforce, as I do not want anyone arriving at the door, if I am out and only the better half in.

 

"EXEMPLO DUCEMUS"

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You could combine the prove it and no visits

letters and see them off that way.

Brig.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hello All,

Another letter received this morning, I ignored their "Failure to Respond Notice" phishing trip re above.

 

All advice/info will be gratefully received.

 

"EXEMPLO DUCEMUS"

 

 

 

 

MERITFORCE15thSEP2011.jpg

 

..After ignoring mack hall's first 8 pieces of junk mail i too recieved the same meritfarce authorised collector letter in june 2009. As it stated "no more reminders will be sent" i wasn't really expecting meritfarce to send the exact letter again in nov 2009, april 2010 and finally from them in july 2010.

All 4 letters from meritforce were ignored, nobody ever turned up and it went back to muck hall who sent me a final offer letter in aug 2010. The final offer letter happened not to be their final offer either. In feb this year i recieved yet another reduced settlement offer.

After about two and a half years and 13 letters later from these people i emailed them my final offer of "statute barred jog on" and quickly recieved an email back saying that was the end of the matter and no further action will be taken.

No further action was ever going to be taken as it was always statute barred and made up completely of bank charges. I could have let them know sooner but enjoyed the thought of them wasting money on me....

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theratboy,

 

Thank you for your meritforce/muckhall experiences, it will all go into the melting pot.and hopefully like your outcome.will end the same way, we need to give them a bit of cheese now and again.:wink:

 

"EXEMPLO DUCEMUS"

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