Setting up own DMP

[tioaboa]

its not just payslips they want, pay slip, recent bank statement (who has those these days) , and statements from other creditors. In fairness to them they're not charging me any interest or applying charges but are wilfully ignoring any information I'm sending them. My other creditors seem happy to accept the IE and make an arrangement but not satander. Any suggestions I'm minded to reduce the token payment to a £1 and play letter tennis.

[victoria_siempre]

Hi Ian

 

I had the same experience with Santy and did send them heavily redacted payslips and letters from other alleged creditors but not a bank statement and this shut them up. It's a personal game call really; some folk say send nothing, I send what suits me and not what doesn't: I view this as a tactical question only.

 

good luck.

 

x

 

v

[tioaboa]

back again, things going pretty well with my self arranged DMP.

 

But, I'm still struggling with satanader, still playing post tennis I've completed all reasonable demands completed there own I&E Forms but I still refuse to supply wage slips, bank statements or identify my other creditors. Each letter just gets a stock letter in return but at least freezes charges and collections. I continue to pay only £5pm but this is starting to get silly. All my other creditors have happily entered into agreements. I seem to have reached an impass.

 

Do i lodge a complaint with them siteing FSA rules?, Do i complain to the ombudsman?, Ask CCCS to speak to them on my behalf?

 

Any suggestions would ber gratefully recieved.

 

With Thanks

Ian

[sequenci]

Do i lodge a complaint with them siteing FSA rules?, Do i complain to the ombudsman?, Ask CCCS to speak to them on my behalf?

 

 

You should always inform your creditors of the other creditors you have, and the amounts that you owe them. This then allows them to make an informed decision in relation to your offer of payment. Bank statements and wage slips are a big no-no of course. You could conside a complaint, you would need to take it through the creditor first, though.

[tioaboa]

Hi Seqenci,

 

They have the amounts owed and the distribution of monies via a I&E form I've completed as well as my own from the templates I got from here the only thing I've omitted is the names of the creditors as advised here previously.

 

I'll lodge a complaint direct with satander and see what they say. I had a good response when I complained about excessive phone calls.

 

Cheers

 

Ian