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Ok here is the scenario

 

My OD is 200.00 Im at 180.00. DD paid by bank for 50.00 taking me over my OD by 30.00

 

They allowed DD to be paid, charged me for going over OD then charged me 30.00 per day till i get back into my OD limit. Can i claim these charges?

 

Hope explained ok, my brothers account so hoping i got it right lol

All advice :p is given purely from personal experiences :mad: . If you are in doubt you should always seek legal / financial advice;) .

If i have helped in any way please let me know via personal message, IM in aol or clicking on my scales :D go on you know you want to really!!

 

 

Halifax Claim

Data Protection Act: 20/06/06,

LBA: 11/07/06,

N1: 7/8/06,

Paid in full 25/8/06

 

Swift Claim

Data Protection Act: 5/8/06,

Request for Payment 19/8/06,

LBA 4/9/06

Sod off response with paltry offer (accepted as part payment) 22/09/06

N1 filed 25/09/06, deemed served 11/10/06

No part payment recieved to date

 

 

GMAC Claim

Data Protection Act 21/08/06

Request for Payment 11/09/06

LBA 25/09/06

N1 Filed 11/10/06, deemed served 19/10/06

 

Welcome

Data Protection Act 11/09/06

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hi there,

 

yes you can.

 

can i ask a question though? .... i'll ask anyway

 

in your signiture it shows that you have already gone through the beginning stages... so you should know this by now!!

 

and this is your brothers account?? does this mean that you are doing it for him?

 

good luck anyway and i hope i answered your question. if not...

 

you can claim back o/d charges wether they pay it or not.

if you get charged £20, or whatever it is you get charged and for whatever reason, it doesnt cost the banks that much to pay it, so until they come out and tell us how much it costs them then we will still claim.

 

lisaxx

if i have helped you at all click please the scales on top right!

 

ABBEY

11/4 S.A.R - (Subject Access Request) SENT OFF

1/6 LBA SENT

22/7 LETTER SENT REQUESTING THEM TO REFUND CHARGES

15/7 STATEMENTS RECEIVED (ALL 6 YEARS WORTH)

20/7 CLAIM ISSUES IN OLDHAM COUNTY COURT.

8/8 CLAIM ACKNOWLEDGED GIVING THEM TILL 21/8.......

SETTLED IN FULL!!!!!!!

 

T MOBILE i won!

16/6 Data Protection Act SENT OFF

 

5/8 t mobile have failed to comply with the Data Protection Act/S.A.R - (Subject Access Request) reques ....BRING IT ON BABY!!

7/8 LBE SENT GIVING THEM 7 DAYS TO COUGH UP MY CASH

7/9 FULL REFUND BEEN SENT!!

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HI Lisa

 

Thanks for the reply, nuch appreciated. Yeah have already gone through it but i didnt have an OD on that account so it wasnt an issue with my claim. Yeah im helping brother claim his back, he very sceptic, even though i won and have the evidence (letter from Halifax) framed on the wall lol

 

Thanks again and good luck with Abbey

All advice :p is given purely from personal experiences :mad: . If you are in doubt you should always seek legal / financial advice;) .

If i have helped in any way please let me know via personal message, IM in aol or clicking on my scales :D go on you know you want to really!!

 

 

Halifax Claim

Data Protection Act: 20/06/06,

LBA: 11/07/06,

N1: 7/8/06,

Paid in full 25/8/06

 

Swift Claim

Data Protection Act: 5/8/06,

Request for Payment 19/8/06,

LBA 4/9/06

Sod off response with paltry offer (accepted as part payment) 22/09/06

N1 filed 25/09/06, deemed served 11/10/06

No part payment recieved to date

 

 

GMAC Claim

Data Protection Act 21/08/06

Request for Payment 11/09/06

LBA 25/09/06

N1 Filed 11/10/06, deemed served 19/10/06

 

Welcome

Data Protection Act 11/09/06

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Share on other sites

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