andrew hart/hartinvestments/paydayoverdraft.com/Wage Payments and Payday Loans Ltd - claimform - PDL i know nothing about - scam? **Claim Discontinued**

[ScarletPimpernel]

FOS will probably write to him (as the company), outlining your complaint and asking for a response. However, the FOS moves slower than a slug under general anaesthetic; it's extremely unlikely that they'll do anything in the near future.

 

Don't worry about Hart; he can't do anything to you. Most of us have been in the position of dreading the post or the phone ringing, but we now know that people like this are really utterly impotent. Why do you think Hart is sending these increasingly desperate emails and texts? Because that's all he can do - play the big man from behind a keyboard.

 

Hart is probably wetting his pants because his plans to be the alternative to the banks have turned to a crock of ****e, in much the same way as his foray into the world of hospitality is more Fawlty Towers than Claridges.

 

In terms of the financial industry, Hart's a complete amateur, and semi-literate at that. He likes to call himself chairman of this and that, but he can't afford staff to do basic admin tasks. Take a look at his page on LinkedIn. Would you want to business with someone who a) can't punctuate and b) couldn't be arrsed to shave for a photo that is the first impression potential investors and customers will have?

 

Stick with it; we'll help you through this. Hart has played the court card because he thought it would scare you into giving him money, but I suspect that it'll be much more of a drama for him than you.

[ads_uk]

Thank you for all your help so far, its greatly appreciated.

[coledog]

You really need to get this prat off your back, I think that DB is right and a visit to your local police is a must. Ask to make a complaint of harassment against Mr Hart and show them the emails and recordings. Explain that it is affecting your health and that the claim he has issued is easy to defend as you have never had an agreement with him or received any money. They will have to file this and hopefully investigate, putting some pressure on him. I suspect he is probably known to the authorities already. A google search will show some of his antics.

 

Also have another go at TS and explain about the continued harassment, irrespective of the court claim.

 

It is best to avoid any long ongoing court proceedings, we just need to see this guy off.

 

Please don't worry, easy to say I know, but you are not in the wrong here

[PGH7447]

I jump everytime the home/mobile rings and Im petrified when theres a knock at the door.

Im 32 yrs of age and petrified at who knock on the door, how much of a dick do i feel.

 

Been there got the T-Shirt, the thing is there is sod all that this dum-arse can realistically do to you

[DonkeyB]

Let's get your defence sorted then entered. Then he is liable for costs if he discontinues. If he discontinues, I would almost urge you to have the discontinuance set aside and the case taken to court to (a) seek finality and (b) show up his methods for what they are to help put him out of business. I would happily contribute to the cost of such an action. Remember, he is the aggressor, and bullies deserve their come-uppance.

[The GodMother]

What this guy still has not got the message.

Will try and keep up more and offer advise when l can.

 

Deny all knowledge of his claims you never recieved any money from them so make them prove u got it.

[ads_uk]

Txt msg just recieved from NEW - It says "May Offers Guaranteed payday loan top ups up to £300! Multiple Loans okay, no docs or checks, fast cash to you today at www.PaydayOverdraft.com" joke or what!

[coledog]

Spam - I said before, one of these companies will get your details and then pass them on to others.

 

Don't forget - account in dispute letter goes tomorrow

[sillygirl1]

I got one which said "Mad Approval Rates, 100% guaranteed acceptance with no checks for Payday loans... ring xxxx for further info"

 

Deleted it promptly!

[ads_uk]

Certainly...

I spoke to a mate of mine who's a builder and he said that this muppet said he was going to take him to the cleaners for demoloting a wall he had built for him cos he didnt pay.... court ruled that it was my mates property till he paid.

[teaboy2]

Certainly...

I spoke to a mate of mine who's a builder and he said that this muppet said he was going to take him to the cleaners for demoloting a wall he had built for him cos he didnt pay.... court ruled that it was my mates property till he paid.

 

lol good on your mate for knocking the wall down since he refused to pay. Shows just how idiotic this Andrew Hart is, and yeah Andrew if your seeing this, i'd love to see you sue me for libel, when i would no doubt have this thread as evidence and the posters on this thread who are all of reasonable mind and probably all agree and would give statements to the effect that you are indeed an idiot lol.

[ads_uk]

New email today:

THIS IS A SERIOUS SITUATION...PLEASE RESPOND TODAY

your payment was missed on the repayment plan. If you do not want to pay please let me know and court will take care of the situation with

ALL INTEREST AND CHARGES BROUGHT UP TO DATE WITH REPAYMENT PLAN DEFAULT CHARGES INCLUDED.

I am happy to accept your payment if received today to allow no further charges and keep you on a repayment plan

BUT YOU MUST PAY YOUR MONTHLY INSTALMENT TODAY

Ways to pay:---

1/ bank 90163302 sort cose 82-60-34

2/paypal invoice-ask for one to be sent

3/ by debit card-please provide.

DO NOT MAKE THE MISTAKE THINKING COURT, BAILIFFS, WARRANT FOR EMPLOYMENT ATTACHMENT, CAUTION ON ASSETS WON,T OCCUR THEY WILL AND CHARGES WILL BE ADDED TO YOUR ACCOUNT.

IF YOU IGNORE US THE SITUATION WILL ONLY GET WORSE.

Andrew Hart

I will be sending the Account in Dispute and resending the CPR letter as been without pc and internet for a few days.

 

Also I have recieved confirmation today from the Benifits people saying that I am succesfull in my claim for Employment & Support Allowance.

In addition to that I've also recieved a letter from the FOS whom state " They have now written to the business to let it know I have a complaint and that the they should now contact me for details of the complaint - If I do not hear from them in the next few days then I have to write to Mr Hart"

[teaboy2]

Repayment plan Default Charges??? WTF, love to see him find a judge that would even consider such charges as being lawful, who is he trying to kid with crap like that? ohh, himself, Mr big head thinks he knows it all, that knows jack **** really lol.

 

and as for "PayPal invoice - ask for one to be sent" err its the other way round Mr hart, invoice first asking for payment, not payment first then ask for invoice. As for using PayPal, seriously just says it all really. Just a man of extremely poor standards (business sense) who knows nothing about the law, guidelines and regulations for debt collections. Really in my honest Opinion hes just a small time idiot pretending to be a bigger than he and his company really is - a loser basically.

[DonkeyB]

Another one to send to the OFT. This numpty airhead obviously thinks judgments in court are just a formality. Misinformed, unintelligent, deluded, or simply an idiot?

[coledog]

What is the date of issue on your court claim as we need to get a defence submitted to the court? I cannot remember without looking back through the thread but we need to get this guy nailed.

[DonkeyB]

And have you acknowledged the claim, with ‘defend all’? Sorry if you’ve already stated you have. Belt and braces.

[The GodMother]

WTF is thisguy on. As far as l am aware he has not managed to get a deafult judgement against u and no payment plan has been set up

[ads_uk]

Issue date 11th April 2011

 

Intention

 

 

I intend to defend all of this claim.

I intend to contest court jurisdiction.

Edited May 5, 2011 by ads_uk

[teaboy2]

Don't forget this:

 

I intent to issue a counter claim for harassment

 

For libel (if he has recorded false data on your CRA)

 

And for damages and compensation.

[ads_uk]

No info relating to this company on my credit report

[teaboy2]

Well that's a shame, so hes now trying to enforce a debt that he has not defaulted you on. tut tut lol

[sillygirl1]

Googling him brings up some very interesting link.

 

Seriously that neds to be reported to the relevant authorities, he is way out of line, get Trading Standards onto him via Consumer Direct.

[ads_uk]

TS & CD wont do nothing now as stated before as there is a court case.

[elsinore]

 

 

 

 

I intend to defend all of this claim.

I intend to contest court jurisdiction.

 

You don't need to contest jurisdiction.

 

From MCOL website:

Filing of an acknowledgement of service might also be used to tell the court that the defendant intends to contest the court's jurisdiction. This means that the defendant believes that the court does not have legal authority to hear the claim that has been made against him. Jurisdiction in this context does not refer to geographical location, for example - if the defendant lives in London and the claim was issued through Northampton, this cannot be considered as grounds to contest the court's jurisdiction.

Els

[ads_uk]

The ****** has just phone both my home number and mobile!!!

Ive spoken to him and Ive told him he's failed to respond to my request for a CCA which he denies recieving (he also said whats one of those) I told him all these methods are harrasment - and basically i would rather go the court route now.

 

Oh and he also said the CCA was freely available to download (or he could send it via email)

He isnt harrassing as he's quite in his right as he can cancel the court judgement at anytime

 

god im shaking and feel so sick

Edited May 5, 2011 by ads_uk