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    • Hi Schipoo and thank you for the update.   Excellent news for you and a huge relief, I imagine. You might like to start a new thread about Independent Tax if you want advice on that problem. HB
    • Hi everyone, I have an update on my case that I’d like to share with you all.  so after submitting 371 pages in my bundle, a witness statement and skeleton argument for my court case due to take place in Manchester on June 21st I got an email from my litigator stating that hmrc have pulled out and the case is now closed!    this is the body of the letter….. This letter, which is copied to the Appellant, pursuant to Rule 17 of the Tribunal Procedure (First-tier Tribunal) (Tax Chamber) Rules 2009, the Respondents gives notice to the Tribunal of their intention to not defend the above appeal.   The Respondents respectfully invite the Tribunal to allow the appeal and close its file. In lieu of the above the Respondents would respectfully ask the Tribunal to vacate the hearing scheduled for Friday 21 June 2024. We would accordingly invite the Tribunal to close its file. Obviously this is extremely good news which hasn’t sunk in that after 3 years of fighting it is over.    I do have a further fight on my hands in that the Group Action I had joined with Independent Tax that had been disbanded in November last year and I chose not to continue with them. They are trying to bill me over 5k for the work they did under that Group Action which is ludicrous bearing in mind the whole point in joining was that it would keep the cost to a minimum as it would be shared between us all. They had asked if I wanted to continue to have them represent me on an individual level which I declined, if I hadn’t, goodness knows what they would have been trying to charge me now. 
    • President Ruto says Kenyans pay less tax than citizens in some other African countries.View the full article
    • As PM Sunak really showed his true colours at the D Day Commemorations by doing what? Oh I am the British PM lets just leave early I have better things to do and as he is called out on disrespecting all those veterans that served our country for the freedoms we have today he gives a groveling apology to little to late. He knew about this event for a long time and also knew that this is probably the last D Day Commemoration due to the age of those Veterans who gave so much for there countries freedom. Even on the day of the D Day Commemoration he still could have changed his plans As PM and stayed but choose not to showing such DISRESPECT to those Veterans, those that lost there lives and Families for the Freedoms we have today Being a Veteran myself I have never known a PM to show such disrespect what the hell was he thinking SHAME ON YOU PM SUNAK  
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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smo v's natwest


cheekismo
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Sent my S.A.R - (Subject Access Request) letter to Alex Lyons at gogurburn on the 4th September recorded delivery but it still hasn't been signed for!! The post office says give it 15 working days, not sure whether just to put another letter and cheque in the post.

 

Also can someone help, I was in dept and got further into dept due to the charges place on the account. I got called in for an account review and with my head messed up I agreed to a loan to help my circumstances!

 

If the bank refunds my bank charges, should I be able to claim the part of the loan that covers the bank charges as if I hadn't been charged the large sums my loan wouldn't have been so large.

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If by magic my statements for the last 6 years turned up this morning, nothing showing signed for on the royal mail website.

 

Total charges £1741.19, ready to send the prelim letter, just is anyone able to answer my question in the above post. If a loan has been taken out to help get out of dept caused by hefty charges can we claim part of the loan back.

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  • 4 weeks later...

Sent prelim letter to my branch manager on Monday 2nd June and received letter back today saying they are looking at my concerns and are liasing with customer relations. They also enclosed a Customer Complaints Making Things Better leaflet which states it could take 8 weeks to look into!!

 

I dont think i will give them 8 weeks considering I gave them 14 days!

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  • 3 weeks later...
  • 2 weeks later...

Good Luck. Im sure you will be fine. Just read up each stage here on the website and ask if you need anything.

George Loveless - “We raise the watchword, liberty. We will, we will, we will be free!"

 

My advice is only my opinion, I am not a legal expert.

 

IF YOU LIKE THE ADVICE I'M GIVING AND ARE HAPPY WITH IT, CLICK THE SCALES ON THE BOTTOM LEFT OF THIS POST AND TELL ME.

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  • 1 month later...

Have received a letter from Cobbetts today, inside was a defence letter and also the famous CPR part 18. I will be sending them a letter back stating that these are intimidating tatics and also stating that I've sent the court a copy of the letter and CPR part 18 request.

 

I look forward to the next couple of days, I should receive my AQ from the courts.

 

I also find it poor that they are asking for a schedule of charges, considering I must have sent it at least 3 times to NatWest. I feel like being cheeky and telling them to contact Stuart Higley for them but I wont.

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  • 4 weeks later...

Have received a copy of the allocation questionnaire that cobbetts have submitted to the courts. it reads.

 

Case Management directions cannot be proposed until the claimant serves a reply to the request for further information which was due on 22 December 2006. In light of this, the defendant may amend Defence or apply to strike out.

 

Had already sent cobbetts a letter stating I wont be filling the cpr part 18 request. NatWest already have 3 copies of my spread sheet with the schedule of charges on.

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Have received a copy of the allocation questionnaire that cobbetts have submitted to the courts. it reads.

 

Case Management directions cannot be proposed until the claimant serves a reply to the request for further information which was due on 22 December 2006. In light of this, the defendant may amend Defence or apply to strike out.

 

Had already sent cobbetts a letter stating I wont be filling the cpr part 18 request. NatWest already have 3 copies of my spread sheet with the schedule of charges on.

 

Hi cheekismo,

 

You sound as if you've got everything just about covered.:cool:

 

I'm a tad behind you and have recently sent off my AQ to the court and am waiting on a response. Cobblers AQ submitted questionnaire sounds as if it's a code name for 'time wasting', to me. I'm sure the judge will see right through them. Keep us posted, as I'm particuarily interested to hear how things progress seeing as though I', right there with you.

 

Good luck, not that you really need it.

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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