Congratulations!!!!! I have similar case pending 5th March and have fingers crossed for similar results. Well done!

Cobbetts Have offered me £1500, Is there a rejection letter anywhere?

I also need answers to Cobblers CPR Part 18 parts 4 and 5, someone please help!!

HELP!! Spoke to a woman at the court today as I was trying to find out if I needed to send the CPR Part 18, she told me she couldn't help as I was speaking to a court and not a legal team!! I told her all I was after was an explanation to the correspondance the court had sent me, and what further information they wanted me to send to cobblers! Do I give in to Cobblers request and send the CPR Part 18 back to them, I see there is a thread with the majority of the answers. does anyone have the answers to Cobblers CPR Part 18 4.1 & 4.3, 4.1 please specify the clause(s) pursuant to which the charges were applied: 4.3 please identify in each case the particular breach of contract (by ref to appropriate term(s) of the contract that the charge related to. Also do I send Cobblers my own CPR Part 18 for them to answer? Deadline given by the court fast approaching - 25th Jan!!! Any help much appreciated. Thanks in advance.

The letter from the court says the following 1, The hearing of the claim will take place on the 5th March and should take no longer than 1 hour. 2, The claimant do file and serve a reply to the defendant request for information by 25th January 2007. 3, Disclosure of any documents by 8th February 2006. The parties must file at the court and serve on the other party not later than 14 days before the hearing the following: a, copies of all documents upon which they wish to rely. b, statements of all witnesses, including the parties, upon whose evidence they wish to rely.

My case is being held at Durham Court, I sent the court a letter last week asking if I was expected to answer the CPR Part 18. Have not had a response yet. Maybe I need to ring the court. What exactly do I need to send to the court and cobbetts regards in preparation for the case on the 5th March? IE: Disclosure of documents. When filing my POC on Money Claim was I meant to put my costs in or is that decided by the courts?

I'm getting a bit confused which maybe is no surprise considering cobblers are involved. The court has issued a hearing date of the 5th March, but have asked that I do reply to the defendants request for further information. Looking back at what Cobblers have sent to me in the past, they have asked for a list of charges and the CPR part 18. Last week I sent them another copy of the charges and explained I had sent Natwest a copy of these at least 3 times in the past, I also sent the court a copy. I am now worried as do the court want me to answer the CPR Part 18, if so is it best that I do this but also send Cobblers a Part 18 request of my own asking for further information regards the charges?

Have got my court date, 5th March. Court has asked that I send further information to Cobbetts so I have sent them a breakdown of my charges.

Have received a copy of the allocation questionnaire that cobbetts have submitted to the courts. it reads. Case Management directions cannot be proposed until the claimant serves a reply to the request for further information which was due on 22 December 2006. In light of this, the defendant may amend Defence or apply to strike out. Had already sent cobbetts a letter stating I wont be filling the cpr part 18 request. NatWest already have 3 copies of my spread sheet with the schedule of charges on.

Have received a copy of the allocation questionnaire that cobbetts have submitted to the courts. it reads. Case Management directions cannot be proposed until the claimant serves a reply to the request for further information which was due on 22 December 2006. In light of this, the defendant may amend Defence or apply to strike out. Had already sent cobbetts a letter stating I wont be filling the cpr part 18 request. Natwest already have 3 copies of my spreadsheet with list of charges.

Yes I claimed for the loan interest, I'm that annoyed that I have been paying a loan for the last 4 years, that in reality I wouldn't have needed to take out if the excessive bank charges were never placed on my account. In some ways I would love the loan payments paid back to me as well plus the payment protection that I am sure was mis-sold to me! This maybe a bit tricky though and I cant see too many threads with people claiming money back from loans taken out to clear debt due to the banks charges.

Have received a letter from Cobbetts today, inside was a defence letter and also the famous CPR part 18. I will be sending them a letter back stating that these are intimidating tatics and also stating that I've sent the court a copy of the letter and CPR part 18 request. I look forward to the next couple of days, I should receive my AQ from the courts. I also find it poor that they are asking for a schedule of charges, considering I must have sent it at least 3 times to NatWest. I feel like being cheeky and telling them to contact Stuart Higley for them but I wont.

Have received a letter from Cobbetts today, inside was a defence letter and also the famous CPR part 18. I will be sending them a letter back stating that these are intimidating tatics and also stating that I've sent the court a copy of the letter and CPR part 18 request. I look forward to the next couple of days, I should receive my AQ from the courts. I also find it poor that they are asking for a schedule of charges, considering I must have sent it at least 3 times to Natwest. I feel like being cheeky and telling them to contact Stuart Higley for them but I wont.

I sent my rejection letter dated 27th October and received a new settlement figure, this was not from Lorraine Healy who had been dealing with my case but Mr Stuart Higley. I am rejecting this settlement and have today submitted my claim form on MCOL.

I have rejected 2 settlement figures from Natwest and I have now completed my Money claim Online form and submitted. I am still claiming for the interest on the loan as indeed without the Banks charges I wouldn't have needed the loan.

I'm off to read the faq section to find out what to do next.....

Today I have received a letter from Natwest offering a quarter of what I am claiming back. They are prepared to pay £720 as a gesture of goodwill.

Hello I sent my letter to Alex Lyons, Data Protection Manager, Retail Regulatory Risk, 2nd Floor, Business House B, Gogurburn, PO Box 1000, Edinburgh, EH12 1HQ. Enclosed was my £10 cheque, I got all my last 6 years statements within 10 days.

Sent prelim letter to my branch manager on Monday 2nd June and received letter back today saying they are looking at my concerns and are liasing with customer relations. They also enclosed a Customer Complaints Making Things Better leaflet which states it could take 8 weeks to look into!! I dont think i will give them 8 weeks considering I gave them 14 days!

cheers, any help much appreciated.

Please help Due to costly bank charges my finances were in tatters, I got called into my local branch for an account review. My spirits were down and my head all over the place due to my money problems, the banks advisor persuaded me to get a loan to sort myself out. Now I've found out I can claim the excessive charges back I'm delighted but still annoyed that I've been paying loan repayments to the bank to cover the cost of there original charges! Is there any way to claim part of the loan back as if the charges were not so high either the loan wouldn't exist or would have been smaller>

If by magic my statements for the last 6 years turned up this morning, nothing showing signed for on the royal mail website. Total charges £1741.19, ready to send the prelim letter, just is anyone able to answer my question in the above post. If a loan has been taken out to help get out of dept caused by hefty charges can we claim part of the loan back.

Sent my S.A.R - (Subject Access Request) letter to Alex Lyons at gogurburn on the 4th September recorded delivery but it still hasn't been signed for!! The post office says give it 15 working days, not sure whether just to put another letter and cheque in the post. Also can someone help, I was in dept and got further into dept due to the charges place on the account. I got called in for an account review and with my head messed up I agreed to a loan to help my circumstances! If the bank refunds my bank charges, should I be able to claim the part of the loan that covers the bank charges as if I hadn't been charged the large sums my loan wouldn't have been so large.

The T's & C's state 1, If required by the Bank the customer will open and maintain a Current Account with the Bank. At the moment I just transfer money to cover the loan, as soon as the loan is finished I'll be closing my Natwest Account.

I will dig them out and post my findings.