Jump to content


  • Tweets

  • Posts

    • My understanding is that they won't provide the name to me whether the investigation is Live or Closed, & I have no legal rep as I didn't have P.I. Cover on my policy, & am intending to claim using OIC.org.uk, but remain completely stuck as they 100% cannot open a claim on the portal without both the Reg. No. & Name of the other driver.  
    • thanks again ftmdave, your words are verey encouraging and i do appreciate them. i have taken about 2 hours to think of a letter to write to the ceo...i will paste it below...also how would i address a ceo? do i just put his name? or put dear sir? do you think its ok?  i would appreciate feedback/input from anybody if anything needs to be added/taken away, removed if incorrect etc. i am writing it on behalf of my friend..she is the named driver  - im the one with the blue badge and owner of the car - just for clarification. thanks in adavance to everyone.       My friend and I are both disabled and have been a victim of disability discrimination on the part of your agents.   I have been incorrectly 'charged' by your agent 'excel parking' for overstaying in your car park, but there was no overstay. The letter I recieved said the duration of stay was 15 minutes but there is a 10 minute grace period and also 5 minutes consideration time, hence there was no duration of stay of 15 minutes.   I would like to take this oppertunity to clarify what happend at your Gravesend store. We are struggling finacially due to the 'cost of living crisis' and not being able to work because we are both disabled, we was attracted to your store for the 10 items for £10 offer. I suffer dyslexia and depression and my friend who I take shopping has a mobility disability. We went to buy some shopping at your Gravesend branch of Iceland on 28th of December 2023, we entered your car park, tried to read and understand the parking signs and realised we had to pay for parking. We then realised we didnt have any change for the parking machine so went back to look for coins in the car and when we couldnt find any we left. As my friend has mobility issues it takes some time for me to help him out of the car, as you probably understand this takes more time than it would a normal able bodied person. As I suffer dyslexia I am sure you'll agree that it took me more time than a normal person to read and understand the large amount of information at the pay & display machine. After this, it took more time than an able bodied person to leave the car park especially as I have to help my friend on his crutches etc get back into the car due to his mobility disability. All this took us 15 minutes.   I was the driver of my friends car and he has a blue badge. He then received a 'notice to keeper' for a 'failure to purchase a parking tariff'. On the letter it asked to name the driver if you wasnt the driver at the time, so as he wasnt the driver he named me. I appealed the charge and told them we are disabled and explained the situation as above. The appeal was denied, and even more so was totally ignored regarding our disabilities and that we take longer than an able bodied person to access the car and read the signs and understand them. As our disabilities were ignored and disregarded for the time taken I believe this is discrimination against us. I cannot afford any unfair charges of this kind as I am severely struggling financially. I cannot work and am a carer for my disabled Son who also has a mental and mobility disability. I obviously do not have any disposable income and am in debt with my bills. So its an absolute impossibility for me to pay this incorrect charge.     After being discriminated by your agent my friend decided to contact 'iceland customer care team' on my behalf and again explained the situation and also sent photos of his disabled blue badge and proof of disability. He asked the care team to cancel the charge as ultimately its Iceland's land/property and you have the power over excel parking to cancel it. Again we was met with no mention or consideration for our disability and no direct response regarding the cancellation, all we was told was to contact excel parking. He has replied over 20 times to try to get the 'care team' to understand and cancel this but its pointless as we are just ignored every time. I believe that Ignoring our disability is discrimination which is why I am now contacting you.     I have noticed on your website that you are 'acting' to ease the 'cost of living crisis' : https://about.iceland.co.uk/2022/04/05/iceland-acts-to-ease-the-cost-of-living-crisis/   If you really are commited to helping people in this time of crisis ..and especially two struggling disabled people, can you please cancel this charge as it will only cause more damage to our mental health if you do not.  
    • I've also been in touch via the online portal to the Police's GDPR team, to request the name of the other Driver. Got this response:   Dear Mr. ---------   Our Ref: ----------   Thank you for your request which has been forwarded to the Data Protection Team for consideration.   The data you are requesting is third party, we would not give this information directly to you.   Your solicitor or legal team acting on our behalf would approach us directly with your signed (wet) consent allowing us to consider the request further.   I note the investigation is showing as ‘live’ at this time, we would not considered sharing data for suggested injury until the investigation has been closed.   If you wish to pursue a claim once the investigation has been closed please signpost your legal team to [email protected]   Kind regards   ----------------- Data Protection Assistant    
    • Fraudsters copy the details of firms we authorise to try and convince people that their firm is genuine. Find out why you shouldn’t deal with this clone firm.View the full article
    • Hi everyone, Apologies for bringing up the same topic regarding these individuals. I wish I had found this forum earlier, as I've seen very similar cases. However, I need your help in figuring out what to do next because we've involved our partners/resellers. I work as an IT Manager in a company outside of the UK. We acquired a license from a certified reseller (along with a support agreement) and also obtained training sessions from them. The issue arose when we needed to register two people for the training sessions, so we used an external laptop for the second user to keep up with the sessions for only a month. During this period, the laptop was solely used for the training sessions. After two weeks, my boss forwarded an email to me from Ms Vinces, stating that we are using illicit software from SolidWorks. Since this has never happened to me or anyone we know, I went into panic mode and had a meeting with her. During the meeting, we explained that we were using an external laptop solely for the training sessions and that the laptop had not been used within the company since her email. She informed us that for such cases, there are demos and special licenses (though our reseller did not mention these types of licenses when we made our initial purchase). She then mentioned that we had utilized products worth approximately €25k and presented us with two options: either pay the agreed value or acquire SolidWorks products. We expressed that the cost was too high, and our business couldn't support such expenses. I assured her that we would discuss the matter with the company board and get back to her. After the meeting, we contacted the company reseller from whom we purchased the license, explained the situation, and mentioned the use of an external laptop. They said they would speak to Maria and help mediate the situation. We hoped to significantly reduce the cost, perhaps to that of a 1-year professional license. Unfortunately, we were mistaken. The reseller mediated a value €2k less than what Maria had suggested (essentially, we would need to acquire two professional lifetime licenses and two years of support for a total of €23k). This amount is still beyond our means, but they insisted that the price was non-negotiable and wouldn't be reduced any further. The entire situation feels odd because she never provided us with addresses or other evidence (which I should have requested), and she's pressuring us to resolve the matter by the end of the month, with payment to be made through the reseller. This makes me feel as though the reseller is taking advantage of the situation to profit from it. Currently, we're trying to buy some time. We plan to meet with the reseller next week but are uncertain about how to proceed with them or whether we should respond to the mediator.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Advent Computer Training (Barclays Partner Finance)


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3122 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

thanks fuzzbutt..ive got the link and filled out the appropriate forms and sent them off today...things are looking up.....i was at such a loss that 3 weeks ago i went down to moorcroft with 2 grand cash and offered it them as a final payment, just to get this whole mess sorted and they said barclays had rejected the offer..im so glad they did now knowing what i know now cause im guessing i wouldnt have seen it again they would probably still have chased me..thanks again fuzzbutt

Link to post
Share on other sites

  • Replies 1.1k
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Posted Images

thanks fuzzbutt..ive got the link and filled out the appropriate forms and sent them off today...things are looking up.....i was at such a loss that 3 weeks ago i went down to moorcroft with 2 grand cash and offered it them as a final payment, just to get this whole mess sorted and they said barclays had rejected the offer..im so glad they did now knowing what i know now cause im guessing i wouldnt have seen it again they would probably still have chased me..thanks again fuzzbutt

 

There is also a group action on facebook if you need to talk to some more people

Link to post
Share on other sites

I received a letter from Moorcroft Debt Recovery today. I had previously requested a 'Deed of Assignment'. They say : "We have enclosed the requested documentation. .... As we have complied etc etc we request you make contact to discuss your proposals for repaying this debt".

What they have enclosed is a photocopy of my loan agreement form.

My guess is that this is NOT adequate proof that they have been assigned the debt. I don't think it constitutes a 'Deed of Assignment'. Has anyone else received similar letters? Does anyone have any thoughts about this? Lowdown, you tend to be our go-to guy for these matters. Any ideas / thoughts would be welcome.

Link to post
Share on other sites

I received a letter from Moorcroft Debt Recovery today. I had previously requested a 'Deed of Assignment'. They say : "We have enclosed the requested documentation. .... As we have complied etc etc we request you make contact to discuss your proposals for repaying this debt".

What they have enclosed is a photocopy of my loan agreement form.

My guess is that this is NOT adequate proof that they have been assigned the debt. I don't think it constitutes a 'Deed of Assignment'. Has anyone else received similar letters? Does anyone have any thoughts about this? Lowdown, you tend to be our go-to guy for these matters. Any ideas / thoughts would be welcome.

 

 

A DOA would be a legal signed document from BPF assigning [or selling] the debt over to Moorcroft.

What you have there is a...erm... erm a photo copy of an agreement between BPF and you. That has nothing to do with Moorcroft, unless they signed it on your behalf....Lol

Write back to Moorcroft asking for a DOA - not a copy of an agreement between you and BPF.

Should give you a few more weeks grace while they [Moorcroft] Google DOA.

Edited by lowdown
Link to post
Share on other sites

End dates and guarantors

 

For Guarantors - Hausfeld advise that if the Advent docs don’t show an end date for the course then it would be worth submitting a complaint into FOS yourself as the payee of the course to see what approach they take. Try and attach a statement to your complaint from your partner/family member who was the student about whether they were told the course was open ended or not and see what happens. They may not accept it on the basis that you are not the student, but if you signed the credit agreement on the basis of this, then there might be a chance.

 

 

Fuzzbutt Does this mean that if there are end dates then there is no chance?

Link to post
Share on other sites

Fuzzbutt Does this mean that if there are end dates then there is no chance?

 

I honestly don't know, Penny. We won't know for sure until someone tries it and reports back on the decision they are given, but FOS seem to be disregarding the argument that the course was sold as open-ended unless the agreement clearly has an empty end date box.

FOS seem to be unsure themselves on this whole Advent issue to judge from the variety of rejection replies people are apparently getting.

Link to post
Share on other sites

hi folks i got a phone call from my f.o.s adjudicator regarding the lack of start or end dates on my contract ,unfortunately i was at work at the time and couldn't

really get into it with her but basically she said that in the terms a cons it states that the contract start date is from when an official company representative has signed the form

on the company's behalf ,and in the absence of an end date the contract last for two years.

I'm not happy with this but don't no what else to do , yet more evidence of the underhand dealings advent used?

Link to post
Share on other sites

hi folks i got a phone call from my f.o.s adjudicator regarding the lack of start or end dates on my contract ,unfortunately i was at work at the time and couldn't

really get into it with her but basically she said that in the terms a cons it states that the contract start date is from when an official company representative has signed the form

on the company's behalf ,and in the absence of an end date the contract last for two years.

I'm not happy with this but don't no what else to do , yet more evidence of the underhand dealings advent used?

 

Did you point out that another fos adjudicator did not see it the same way?

Link to post
Share on other sites

hi lowdown ,yeah i sent letter to my adjudicator along with copies of my enrollment forms pointing out the fact one of

there own staff had found in our favor.Dont no whats goin on...maybe this person who had decision go there way just got lucky...or maybe i should try a different adjudicator?

Link to post
Share on other sites

Hi I am new here but going throo the same situation.how can I join your class action?Plz help.

Exactly, 10pack - the first edited post with details of the law firm's offer was left alone for months, and no PM was sent to me or the original author about it.

That initial post now reads...

'A BIG GLOBAL CLAIMANTS FIRM HAS OFFERED TO REPRESENT EX-ADVENT, ACCESS2TRADE and PROPERTY PROFESSIONALS STUDENTS ON A NO WIN-NO FEE BASIS AGAINST Barclays PARTNER FINANCE.'

Which says nothing about anything, not even contact Fuzzbutt directly for details. So where do inquirers go from there?

 

Now newcomers may not only miss the original thread if they don't see the first post above, but have no idea how they can join this class action (group representative action, as Hausfeld prefer to call it in UK) which we've got going. Where's the sense in that? Certainly doesn't help the consumer, although I can appreciate why MONEY-MAKING adverts for fly-by-night legal companies cashing in are not allowed here.

Link to post
Share on other sites

hi folks i got a phone call from my f.o.s adjudicator regarding the lack of start or end dates on my contract ,unfortunately i was at work at the time and couldn't

really get into it with her but basically she said that in the terms a cons it states that the contract start date is from when an official company representative has signed the form

on the company's behalf ,and in the absence of an end date the contract last for two years.

I'm not happy with this but don't no what else to do , yet more evidence of the underhand dealings advent used?

 

Did your enrollment form state there is a fixed term of 2 years. This has been raised in the past as not all of the enrollment forms are the same and some have a fixed term where others do not. For instance, my wife's enrollment form states that the end of the contract is the earlier of the end date (which is blank) on the enrollment form or the date of which the final exam is taken. There is no "fixed term" specified as the "term" states the period from the defined "start" to the defined "end".

Link to post
Share on other sites

my enrolement forms say that the contract start date is when someone signs the contract on behalf of the company and that the end date is 2 years from the contract start date .?

Did your enrollment form state there is a fixed term of 2 years. This has been raised in the past as not all of the enrollment forms are the same and some have a fixed term where others do not. For instance, my wife's enrollment form states that the end of the contract is the earlier of the end date (which is blank) on the enrollment form or the date of which the final exam is taken. There is no "fixed term" specified as the "term" states the period from the defined "start" to the defined "end".
Link to post
Share on other sites

Hey all. Just wondering does anyone one have a print out of the advent website when it first went into liquidation. I remember they had left a message that mentioned bout BPF pulling the funding. If any one does could u scan it and post it on this link. Thanks

 

Fuzzbutt is there any updates. Have BPF replied to last letter from Hausfeld yet. I thought they only had a set amount of time to reply.

Link to post
Share on other sites

Dear xxxx xxxxx

It is with the very greatest regret that I have to write to you to tell you that having tried our very best we have been unable to secure ongoing funding for the company and accordingly as matters currently stand we are unable to continue to provide your training.

Arrangements are being made for an insolvency practitioner to be appointed and I am sure you will be hearing from him. No doubt you will want to discuss the position with him or an adviser.

Yours sincerely

Advent Computer Training

Link to post
Share on other sites

Dear xxxx xxxxx

It is with the very greatest regret that I have to write to you to tell you that having tried our very best we have been unable to secure ongoing funding for the company and accordingly as matters currently stand we are unable to continue to provide your training.

Arrangements are being made for an insolvency practitioner to be appointed and I am sure you will be hearing from him. No doubt you will want to discuss the position with him or an adviser.

Yours sincerely

Advent Computer Training

 

I had this as an email from advent.. it arrived in my spam box.. never heard anything from barclays at the time..

I was so new with my loan application the paperwork had not caught up with me and the situation, which is why i wonder how the hell advent managed to get my loan aproved with me being unemployed as well.. they must have lied through their teeth to barclays.. or maybe barclays are lying to me about sending the money to advent?, we are talking a few weeks between me signing up and advent going bust.. how long did it take for advent to go bust from when barclays pulled their funding.. days or weeks?

Link to post
Share on other sites

LATEST REPLY FROM MOORCROFT :-

"I write in response to your recent communication in relation to the above account and can confirm we have been in contact with Barclays Partner Finance who have advised us that this account was not sold to us and there is no deed of assignment.

I can confirm that i have placed this account on hold for 2 weeks and request that you make contact with our call centre on the above telephone number to discuss a repayment proposal you can afford and maintain"

Rofl they just wont give up i gave them proof that the account with Barclays is in dispute and they admitted to not having a DOA....... payment proposal i can afford and maintain.......hmmmm...... £5 a month is what i could afford but im not paying them **** and Heres Why :-

 

1. I was lied to when i was offered the course

2. I was unemployed, couldn't get a £5000 loan but course went through.....credit checked?.....ermmmm. no

3. Promised a job with the their dedicated careers team

4. Barclays cut funding for Advent hence we're in this situation

5. We weren't given a choice of service providers, just forced to go with Computeach

6. Alternate course is not like for like

 

So im asking, why is it so hard to cancel the agreement? Why can't some of us get our money back? If Barclays wins the case then i'm filing for bankruptcy cos this is all getting on my nerves

Link to post
Share on other sites

Unfortunately patience is key while its sorted. My credit rating is ruined until its all sorted and yes we all knows its a farce, but we will win the case and im hoping more action is taken upon barclays afterwards too.

 

P.s thanks for all the hard work and effort fuzz, very much a hero in my eyes.

Link to post
Share on other sites

Unfortunately patience is key while its sorted. My credit rating is ruined until its all sorted and yes we all knows its a farce, but we will win the case and im hoping more action is taken upon barclays afterwards too.

 

P.s thanks for all the hard work and effort fuzz, very much a hero in my eyes.

 

I agree with you on all points, I had a prefect credit rating before all this.

 

barclays caused much of this (as well as advent), barclays has not bothered to co-operate with any of their customers over this.

not once have barclays asked me how they can help? or asked what do I want?

I feel that if they had offered options.. that to me would have been reasonable, but all we have had is.. take it or else!! with nothing but threats and demands.. barclays have to take the blame in this.

Edited by 10pack
Link to post
Share on other sites

Please contact OFT with your FOS decision letter. They are interested to hear the results of complaints and wrote to me...

"We have noted the details of your complaints and will continue to monitor the situation. We would, however, be interested in receiving further details of individual complaints where a Court or the FOS has upheld complaints against BPF. Likewise we would be interested in receiving updates with regard to the group legal action you are involved with. Updates can be sent to [email protected]. Complaint information is vital to the OFT as it helps us to monitor the conduct of licensees and to determine whether licensing action is appropriate."

 

Please Email [email protected] with a brief explanation and details of your decision.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...