thanks fuzzbutt..ive got the link and filled out the appropriate forms and sent them off today...things are looking up.....i was at such a loss that 3 weeks ago i went down to moorcroft with 2 grand cash and offered it them as a final payment, just to get this whole mess sorted and they said barclays had rejected the offer..im so glad they did now knowing what i know now cause im guessing i wouldnt have seen it again they would probably still have chased me..thanks again fuzzbutt

oh wow thank god for you lot..ive just stumbled on this thread and im in the same boat as you guys..am i too late to join the group 600+ in the case....ive been at a loss for a year now and reading through the posts about the dcas it all makes sense now..apart from the being royally ripped off....fuzzbutt im desperate to join you guys, hope im not too late