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Just checked my credit file and an account has been changed from Citi Card to Cabot


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Just checked my credit file and an account has today been changed from Citi Card to Cabot.

 

The account in question was defaulted in 2005 and soon to drop-off my credit file.

It had been passed to Capquest in 2006, but was returned by them to Citi as no CCA could be found.

I have never heard from Citi since 2006.

The alleged debt is just within the 5 year period for prescription and limitations.

 

Today on my credit file I see it has now been 'taken-over' by Cabot.

 

I haven't heard anything as yet from Cabot.

 

Although my credit file shows my current address, the address in the Citi entry on my credit file shows an old address of mine from over 3 years ago,

 

What should I be looking out for here?

I know that Citi don't have a valid CCA for me, in respect of any debt they were chasing me for.

 

I reckon that because the default is due to drop-off my credit file in a few months is the reason they have now appeared to have passed to Cabot.

 

I am just a little bit concerned that Cabot may try and take me to court using my old address, from which I am long gone, and from which the redirection of mail is long expired.

 

Are there any tricks I should be looking out for?

Any advice would be gratefully received.

 

Kind regards

 

E/C

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Hi,

 

I'm sure Cabot will know your new address, not so sure they would try going the court route using your old address.

I'd hang fire and wait until it's stat barred, you may find you hear from Cabot.

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

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Hi,

 

Looks like Cabot have got a job lot....................

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?278006-Citicard-Cabot-Financial

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Hi,

 

Looks like Cabot have got a job lot....................

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?278006-Citicard-Cabot-Financial

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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