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    • The "grief tech" firms helping users create talking avatars of their dead relatives.View the full article
    • I do disagree with you regarding one thing - we are not very good with letters or these situations and are slow on the uptake. So far you have stood up to Excel and their threats, immediately given us the information in the sticky, done loads of reading up to educate yourselves, learnt from the mistake of outing the driver so you'll know not to do so in the future, got on to the organ grinder to try to get them to call off their dogs, etc., etc.  Good grief - we wish everyone who came here would do this!!! Most people who get these invoices sadly think they have been fined and if they don't pay a drone from Ukraine will be diverted and will fall on their home (or some such vague grand apocalyptic threat) and they fold and give in.  You haven't.  Well done. Don't worry - you won't be paying a penny.  Although it will take some time to see off this vile company.
    • Spot on!  You learn quickly. Who cares if the case gets sent to debt collectors?  They have no powers.  All the effort you will have to put in will be to open envelopes - and then spend time laughing at their daft "threats".  No stress at all!
    • I did ask them why, but seems they have more spare cash than we do .. ;-( .. I doubt their bank would even support a chargeback after a year has passed. Anyway I've constructed my first DRAFT Snotty Letter .. so here goes ..   RE: PCN 4xxxxx Dear ALLIANCE PARKING Litigation Dept, Thank you for your dubious Letter Of Claim (dated 29th April 2024) of £100 for just 2 minutes of overstay. The family rolled around on the floor in amazement of the idea you actually think they’d accept this nonsense, let alone being confused over the extra unlawful £70 you had added. Shall we raise that related VAT issue with HMRC, or perhaps the custodians of the unicorn grain silos? Apart from the serious GDPR breach you’ve made with the DVLA and your complete failure in identifying the driver, we’re dumbfounded that the PCN is still not compliant with the PoFA (2012 Schedule 4 Under Section 9.2.f) even after 12 years of pathetic trial and error. We also doubt a judge would be very impressed at your bone idleness and lack of due diligence regarding the ANPR entry / exit periods compared with actual valid parking periods. Especially with no consideration of the legally allowed grace periods and the topological nature of the Cornish landscape versus a traditional multi-storey. And don’t even get us started on the invisible signage during the ultra busy bank holiday carnage, that is otherwise known as the random parking chaos in the several unmarked over-spill fields, or indeed the tedious “frustration of contract” attempting to get a data connection to Justpark.  We suggest your clients drop this extreme foolishness or get an absolute hammering in court. We are more than ready to raise the issues with a fair minded judge, who will most likely laugh your clients out in less time than it takes to capture more useless ANPR photos. We will of course be requesting “an unreasonable costs order” under CPR 27.14.2.g and put it toward future taxis to Harlyn Bay instead.  We all look forward to your clients' deafening silence. Legal Counsel on behalf of the Vehicle Keeper.  
    • Hi,t I'm not sure if I'm posting in the right subsection but General Retail appears to be the closest to it I think... About a year and a half ago I got a new phone so I listed my iPhone 10 on eBay.  The listed stated 'UK only' and 'no returns accepted'. Considering I had had the phone for about 4 years, I myself was amazed that I had kept it in such good condition all that time - apart from being slightly scuffed around the charging port there was absolutely nothing wrong with it. It had the original box, its unopened original Apple cable, plug, and earbuds, and I threw in a case for it and It had always had a screen protector on it. Someone wanted it from Armenia, and I stupidly agreed to it.  She paid and I sent it off, fully insured. Not long after she received it, she sent a message saying it 'was not as described', so I asked to see photos of whatever was the problem.  She sent two photographs of the box.  Just the box.  I said I wasn't even going to consider refunding her unless she told me what she meant by 'not as described'.  I thought, if it's been damaged in transit, then it would be covered by the insurance. Anyway, she didn't respond at all, even though I had messaged her several times, so she opened a case with eBay. I have sold a fair few things of mine on eBay in the past buy had never had had anyone come back to me asking for a refund.  I got in touch with eBay several times by phone and by email, and found out they always side with the buyer, no matter what with their 'eBay Seller Guarantee'.  She had been told she could keep the phone and told me they would recover the money from me from my account blah blah.  So I unlinked all of my cards etc and changed my bank account to one that I never use with no money in it. My account got suspended.  I continued to try to explain to eBay that I had been scammed but I got nowhere. My account was permanently inaccessible by this point. I reported the phone stolen and the IMEI blacklisted but I'm not sure if that would make any difference being in Armenia, but it was all I could think of to piss the buyer off. A couple of months later I was contacted by email by a debt recovery company (I can' remember who now), to whom I explained I will not discuss the matter with them until I had received an SAR I had requested from eBay. As I could no longer access my account, I couldn't review the communication I needed to show I was not in the wrong. The SAR was produced but I was advised that the information I was looking for would not be included but I said I wanted it anyway.  There were so many codes etc. and hoops to jump through to access it, that even after trying whilst on the phone to them, I still couldn't get into it, so I never got to see it in the end.  I think they said they would send the code by post but they never did and I forgot about it after a while. I've just come across a couple of emails from Moorgroup, asking me to phone them to discuss a private matter regarding eBay.  I haven't replied or done anything at all yet.  The amount they are trying to recover from me is £200ish from what I remember. I know it's not that much but I don't want to pay the b*astards on general principle. I've had a lot of useful advice from CAG in the past about debt collectors but it has always been about being chased by creditors, I've never been in this situation before. I don't know what power they legally have to recover the 'debt', and most importantly, I am two years into a DRO, and the last thing I want is another CCJ to shake off if I'm cutting my nose off to spite my face.   Any advice gratefully received!!
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Go Debt Statutary Demand Pre Dated, Please Help


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Scedule of Costs (summary assessmant)

 

CLAIM NUMBER XXXXXXXX

 

IN THE XXXXX COUNTY COURT

 

SET ASIDE APPLICATION OF A STATUTORY DEMAND FOR BANKRUPTCY

Claimant YOURSELF

 

Defendant GODEBT

 

Date xx/xx/xxxx

 

Claimed under rule 48.6 at £9.25 per hour

 

Date of Work 26/10/2010

 

Descrition of work

 

Law of Property act 1925 ten hours at £9.25 an hour total £92.50

Date of work

 

27/10/2010

 

Drafting witness statement - two hours at 9.25 an hour Total £18.50

 

Considering claimants reply/defence - one hour at £9.25 an hour Total £9.25

 

Preparing court bundle - one hour at £9.25 an hour Totlal £9.25

 

Drafting statement of costs -one hour at £9.25 an hour Total £9.25

 

Attendance at court - one hour at £9.25 an hour Total £9.25

 

Other fees/Recorded delivery - two at £1.15 Total £2.30

GRAND TOTAL CLAIMED £150.30

 

 

SEND TO GODEBT BY RECORDED DELIVERY AND A COPY TO THE COURT

 

 

 

 

Edited by postggj
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Hi 2Grumpy, No i dont have any paperwork anymore and as they are now run by another franchise they dont have any record now i am worried! Because it was a few years ago i just thought it was all done and dusted!

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Hmm well as its now called a totally different name to what it was 4 years ago i assumed they closed and repopened as this new company, I will do some more research and see what i can come up with!

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I have today recieved correspondence from Hollis Briggs Solicitors, Stating that GO DEBT are going ahead with bankruptcy proceedings they go in to detail about how I defaulted and the debt was transferred to them and that they had sent out a deed of assignment to two address neither of them being my own, at the end it says:

The application, I understand from the application together with the witness statement of the applicant dated xxxxx that the applicant disputes the statutory demand on a number of purported grounds,

I am advised that the court may set aside the statutory demand on one of the grounds listed as rule 6.5(4) of the insolvency rules 1986. i am advised that the matters discussed in the witness statement do not disclose sufficient grounds to set aside the statutory demand.

Firstly i am advised that the matters complained of relating to the statutary demnad cannot be said to make that statutory demand so confusing and misleading that, having regard to all the circumstances, justice requires that it should be set aside. the applicant is perfectly aware of his obligations for some time. the applicant does not point to any prejudice suffered by him at all.

Secondly, I am advised that there are no substantial grounds on which the debt due under the agreement can be disputed. the legal representative of the respondent will explain how as a matter of the law the applicants purported grounds are wholly misconceived and how in particular the cases referred to by the applicant are of no relevance here.

For these reasons, it is the respondent’s position that this matter should be dealt with by way of bankruptcy proceedings rather than CPR part 7 proceedings.

For all the reasons set out above, I respectfully suggest that this application should be dismissed.

Signed William Rhodes MD GO DEBT...

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Try not to worry on this

 

godebt now know they cant brow beat you and the judge will slap there wrists for using a sd instead of an n1 claim

 

judges dont like there time being wasted on the likes of a dca clogging up the courts as a cheap way to secure a debt

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Attended court today but i was 10 minutes late due to being in the wrong part of the court house, the judge did not agree to have it setaside and has awarded costs to the otherside. They told me the judge had already looked at my case but had now left. The usher said i can fill out a N244 form. any ideas as to what i put on this for?

 

Thanks

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Yes i totally agree it was my own fault and this will not be a mistake i will be making again! I gave in the N244 form Tuesday morning along with the correct fee requesting a Set aside hearing, i am now awaiting for a new hearing for the Set aside. Can the new set aside hearing be dismissed on the grounds that it was dismissed first time around?? Or do they have to give me a new hearing?? Thanks

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I asked to have it set aside again as i was not present at the hearing due to not being fully aware of which part of the court i should have been in and arriving at the right part 10 minutes late. I apologised for this and asked if i could have a new hearing on those grounds.

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  • 2 weeks later...
  • 4 weeks later...

I will be in Court on Monday for another hearing to have it set aside, I have recieved two letters today from Hollis Briggs the first one is a witness statement from the original creditor stating that Go Debt have the right to recover the debt owed under the conditional sale agreement, the second is a statement of supplementary costs incured Totalling £625.94 on top of there prvious fees. it looks like they will have there own solicitor present at the hearing. Any advice would be much appreciated. Cheers

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If they are going to have represenation there then they will be arguing against you.

 

You will need to be very clear in your arguments about assignment and about the enforceability of the agreement.

 

Are you sure that you fully understand the basis for defending on the grounds of no notice of assignment and also you haven't posted up a large enough copy of the agreement for people to give any advice as to it's enforceability.

 

As you will be facing a solicitor you will need to be able to quote all the relevant sections of the law and make reference to the appropriate precedents as well.

 

This is what happened in my case when I had an opposed set aside hearing:-

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?137495-Statutory-Demand-and-set-aside-application&p=1481216&viewfull=1#post1481216

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