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    • a CCJ does not 'expire' thus does not need any application to a court to 'extend it'. if a CCJ has not been enforced within 6yrs, then it is very unlikely any court would grant such should the claimant return to court, of which the defendant would be advised -( unless they have moved and not informed the court & the claimant such) .  
    • I contacted them when it happened. The caretaker came over, looked at it, and walked off with the tree chunks of mortar. Next morning, they had a roofer come over and enter our garden to inspect it. Friday they were supposed to speak with a scaffolding company. I had to bring up liability and potentially calling the council to report 'an unsafe structure' before they even got moving. They know all about the wedding, the preparations, our patio contractors etc. but their attitude doesn't instill me with confidence. My fear is it will end up being a legal matter which is why I posted here to hopefully receive some advice. As far as I can see, the roof is in a state of disrepair, even if it's just the mortar breaking lose due to the size and weight of the chunks - and even from ground level it's visibly clear that multiple pieces have fallen over time (though never this size so we haven't been able to identify the issue till now - we thought it was rubble left in the garden by the previous owner). Currently, we can't use 25% of our garden due to the risk of more falling mortar which is more than just an inconvenience, we can't proceed with our contractors, and at worst, it will run up in several thousand of extra expenses for us, if we have to find a wedding venue. Even if they do have it fixed in time, and we have to settle for renting a marquee and floor for the marquee and furniture and whatnot it will be additional costs only due to the neighbour's roof.
    • please create your OWN topic by hitting create or + in the top red banner  
    • It will be years before Banks would sell to a debt buyer.  Sometimes Banks will use external debt collectors to try to collect, but generally Banks don't take Court action.  So you could be looking at 3 to 6 years, before any dca owning debt looks to take any Court action. And it is not definite that this would happen. So no need to feel pressured at this stage. In the event you found yourself unemployed, you have time to engage with Banks to advise of your situation and ask for time to deal with the situation, find new employment. As long as you inform the Banks they will offer assistance they can. E.g offer payment holiday or accept reduced payment for period. What you should not do, is not contact the Banks and simply default on payments. 
    • I'd get back to them tomorrow, and explain the circumstances, that you have a wedding reception, and just appeal to their better nature. Hopefully they will be able to move sooner rather than later, especially if you go in in person and speak to them, and show them the issue.
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Great. I hope you tell HMRC then. I am sure they have ways and means to find out the truth. keep us posted please, this is outrageous. Commandment 8 : You shall not steal. (Googled it didn't actually know it was number 8 !!!!!! LOL) so taking this money dishonestly should be exposed.

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Ok... you are the expert here. We already know about 8 & 9 what else have they done?

 

 

 

 

And God spoke all these words, saying: “I am the Lord your God, who brought you out of the land of Egypt, out of the house of bondage.

 

1. You shall have no other gods before me.

 

2. You shall not make for yourself any carved image, or any likeness of anything that is in heaven above, or that is in the earth beneath, or that is in the water under the earth; you shall not bow down to them nor serve them. For I, the Lord your God, am a jealous God, visiting the iniquity of the fathers on the children to the third and fourth generations of those who hate me, but showing mercy to thousands, to those who love Me and keep My commandments.

 

3. You shall not take the name of the Lord your God in vain, for the Lord will not hold him guiltless who takes His name in vain.

 

4. Remember the Sabbath day, to keep it holy. Six days you shall labor and do all your work, but the seventh day is the Sabbath of the Lord your God. In it you shall do no work: you, nor your son, nor your daughter, nor your manservant, nor your maidservant, nor your cattle, nor your stranger who is within your gates. For in six days the Lord made the heavens and the earth, the sea, and all that is in them, and rested the seventh day. Therefore the Lord blessed the Sabbath day and hallowed it.

 

5. Honor your father and your mother, that your days may be long upon the land which the Lord your God is giving you.

 

6. You shall not murder.

 

7. You shall not commit adultery.

 

8. You shall not steal.

 

9. You shall not bear false witness against your neighbor.

 

10. You shall not covet your neighbor’s house; you shall not covet your neighbor’s wife, nor his manservant, nor his maidservant, nor his ox, nor his donkey, nor anything that is your neighbor’s.

Edited by papasmurf1cx
wrong numbering
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Number 1. The leader actually thought he was god and the law was his word. lol

 

Number 4. They made me work on a Sunday and they didn't even pay me for it they gave me time off in lieu that I could never bloody take lol

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Since my last visit to this thread i took my grandchildren to the local church hall playgroup and lo and behold up in the notice board was a notice for your church laalinz lol

 

I was tempted to join but as i'm atheist it would be against 'my religion' to donate a £1000 pounds a year.

 

One shouldn't have to pay to follow any religion IMO :wink:

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Normally a church needs money to carry out the good works that it wants to get involved in. They do have expenses and those need paying and their only source of income is the people that attend that church. It is not a business. They normally have charitable status.

 

Laalinz, contrary to what you said, they are a charity and they also have a second charitable status. Xxxx Holdings. They have told the CC that they have no employees and a mere 6 volunteers, and that is with up to date accounts for 2010. Check out the CC website http://www.charity-commission.gov.uk/ all you need to do is enter the first name and it should come up. It makes for very interesting reading.

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Hi guys. If CC is the charity commission, I would hope they would take a lively interest in this financial set up. I'm sure it's not what they give charitable status for.

 

I would add the popular 11th commandment while we're at it: 'Thou shalt not get caught'.

 

My best, HB

Illegitimi non carborundum

 

 

 

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