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    • It's normally that information is usually given how it is stored. I.E. if kept physical then physical copies get sent out. If kept digital then digital copies get sent out. It's the idea that the information you get back is exactly how they keep it and exactly how they hold your data. It's why you'll quite often see screenshots of CRM systems on SARs and such
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    • Your case shows the idiocy of employing a solicitor to do things you could easily do yourself. Had Countryside dealt with their own case they would have entered judgement on 4 June and there would have been no way back for you. But they thought they were clever by running to Rachael and Sean of BW Legal for a more "professional" (aye, right) service.  These dodgy solicitors can only make money on private parking cases by doing everything on the ultra cheap and certainly cant check the judgement date for every single separate case. Ho!  Ho!  Ho! Anyway, glad you got the defence filed OK. The next stage is that the central bulk court will send out a simple form called a Directions Questionnaire to you and to Countrywide which is part of the allocations process to your local court.  If you read this short thread you will see all the stages of the court process  https://www.consumeractiongroup.co.uk/topic/406892-highview-parking-anpr-pcn-claimform-urban-exchange-manchester-claim-dismissed/#comments
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    • Thanks Dx,    For some further information, the holiday was booked as a package holiday for 2. One of the 2 had to be changed, and changing costs £700 for a new flight as "tickets had been issued and they cant do a name change". I cant quite figure out how compensation works for things when it comes to package holidays.    From what I can tell  - The plane was due to land in Turks and Caicos to drop off passengers, something happened during descent, resulting in technical fault.  - The rest of the original flight from Turks & Caicos -> Montego Bay was cancelled  - A New flight was put on today, which was then delayed by 1.5hrs aswell  - Hotel was provided for the night after much hassle.  - 1.5 days, 2 evenings of holiday lost  If I understand correctly, since the original flight (LHR -> Turks -> Montego Bay) was cancelled, they are both entitled to a refund on that full flight? I can't quite work out if they are only entitled to a refund for the equivalent of Turks -> Montego Bay, or for the full LHR->Turks->Montego Bay, since it was issued as one ticket/all Virgin, and they should have arrived yesterday..?)  I can't work out how to get the cost of that compensation, or whether its a set figure, and how the loss of days of holiday is factored in   I am aware:  If you received less than 14 days’ notice of the cancellation, you are generally due compensation, awarded in pounds or euros depending on where your flight was due to depart from, according to the following scale: £220 / €250 for all flights of 1,500km or less (e.g. Glasgow to Amsterdam); £350 / €400 for all flights between 1,500km and 3,500km (e.g. East Midlands to Marrakech); £520 / €600 for all other flights (e.g. London to New York). Compensation will be reduced by 50% if the arrival time of the replacement flight doesn’t exceed the arrival time of the original flight by: two hours for flights of 1,500km or less; three hours for flights between 1,500km and 3,500km; four hours for all other flights. So I "think" its £520pp for the flight part as compensation (7500km)... but some sites say its a full refund for the flight... is it both?  Thanks,  Ryan  
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Account closures


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Hiya, I posted on here a while ago looking to make a claim, but I've since moved and haven't had the internet for aaages and didn't want to proceed without the help, support and advice of everyone on here. So I am now shortly going to start my claim.

 

However one thing concerns me, I have noticed that everyone who makes a claim and wins has their accounts closed down. I am in the process of setting up a parachute account as my main account, but I also have an ISA with nationwide, and was wondering if this will be closed down too?

 

The account I had problems with was closed down and I was given a new, cashcard account instead, which has been run immaculately since the day it was opened two years ago. I haven't been overdrawn once, in fact I've been no where near! I realise Nationwide will still want to close down my account but has anyone actually managed to stop them from doing so? And will my ISA be closed down too? I don't really want to bring all these problems up again with my parents, and if I end up having my ISA closed they won't be best pleased :(

 

Any advice from anyone?

 

Thanks,

 

P.

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Hi phillipam and welcome back

 

I don't know the answer to your question about your ISA being closed but I'm pretty sure it is relatively easy to transfer an ISA to another bank. You just have to fill in a form with a new bank and they transfer the money without you losing the tax benefits of the ISA. So if nationwide do shut it down they will give you 28 days notice allowing you plenty of time to find an alternative.

 

Surely it's got to be worth it to reclaim all those charges?

 

Best of luck!

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  • 1 month later...

Be careful moving ISA's because, as I understand it (And I may be wrong!) you can only subscribe (pay into) one ISA in any tax year period. So, if you want o move it, your best doing it in time for April 6th 2007.

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

Default removals:

un1boy v Equifax - Default removal

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NAtionwide is worth doing through your local court.

 

My particulars included the following...

 

c) a declaration from this honourable court that the term of the contract leading to the application of the charges is unenforceable;

d) A declaration that any term allowing the defendant to terminate banking services supplied to the claimant without cause is similarly unenforceable;

 

And they agreed in the order that they wouldn't close accounts...

 

That seems to be the trick - make it clear that you want your money back but you don't want to change banks and if they try to close as retaliation, you'll go back to court.

  • Confused 1

--

Nationwide started 25/4 Statements 19/5/06 Settled by Tomlin order

 

Barclaycard started 26/4 Statements 3/6 £350 claimed

Claim 6QZ42513 - Default Judgement 1/8/06 - Settled for £358

New claim started for further charges, Prelim letter 3/10

DPA issues included in claim

 

Capital One started 26/4 Statements 31/5/06 £550 claimed Claim 6QZ46307 - Settled for £552

 

Littlewoods account default REMOVED

 

Camden Council PCN £84.59 claimed Claim 6QZ54253 issue 22/9/2007 Claim dismissed :mad:

 

Parachute packed and tested :!: and they know who I am now...

 

Moneyclaim is STILL busy... ;)

 

<link removed - sorry>

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  • 2 weeks later...

bikerpaul

 

nice twist, wish I had that info when I went after NW.

 

However they have just stated that they are closing the account I am claiming on so my other accounts will be ok. I will then try to open a new flex account in a couple of months. Just for the fun of it nothing more.

If I have helped click my scales....

 

Find my threads by clicking here

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We have finally transferred all our banking arrangements to another bank- dd's, wages, standing orders etc - all before their 30 days notice - so tomorrow I'm going into the branch and I'M going to close the accounts ME - not them, ME. I'm also taking the money out of my sons savings account - the can sod off if they think they're keeping hold of him as a customer

PLEASE sign this petition to reduce amount of time CRAs hold your data

http://petitions.number10.gov.uk/CreditRA

 

I HATE MBNA :evil::-x:mad::-x

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wonder what would happen if you opened another flex account with them before they close down your account. My letter is closing the account with the charges on it, but what if (just for fun ) I opened a fresh flex account, just a basic account. One upmanship.

 

Do you think they would notice? a big cash cow like this? I like the idea of having a NW account for use on holiday (cirrus) as it is the cheapest way to get to your cash.

If I have helped click my scales....

 

Find my threads by clicking here

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They may do - seeing as you claimed twice - ha ha - they most probably have a 'wanted' sign of you in every branch - do not approach this man and let him have banking facilities - we've just had to give him 10k back! :) :) :)

I've been thinking of loitering near their cash machines with flyers about CAG but then realised I'd look extremely dodgy and most probably get myself arrested :grin: :grin:

PLEASE sign this petition to reduce amount of time CRAs hold your data

http://petitions.number10.gov.uk/CreditRA

 

I HATE MBNA :evil::-x:mad::-x

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My money was refunded last week and today they have given me notice that they will be closing my account in 30 days.

 

They sent me a letter stating I had to pay my overdraft off -I don't have an overdraft and haven't had one for some time! It seems they set out now to deliberately aggrevate their customers.

 

Can they legally close accounts because customers have taken them to court and if so, would it be too late to take this up in court again?

 

I have asked them to send me a copy of their Terms and Conditions as the 'standard' letter I received stated that I had not operated my account properly by taking them to court.

 

It surprises me that a large organisation like Nationwide are throwing their toys out the pram!

Annoyed customer.

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  • 2 weeks later...
Biker Paul I wonder if I could beg a favour - would you to be able to give me the full details of your particulars of claim? I really don't want them to close my accounts but am struggling to fit everything in the particulars of claim as it is!

 

Hi

 

Sorry, I really can't, due to a confidentiality order.

 

What I can do is write you some particulars of claim.

 

PM me...

--

Nationwide started 25/4 Statements 19/5/06 Settled by Tomlin order

 

Barclaycard started 26/4 Statements 3/6 £350 claimed

Claim 6QZ42513 - Default Judgement 1/8/06 - Settled for £358

New claim started for further charges, Prelim letter 3/10

DPA issues included in claim

 

Capital One started 26/4 Statements 31/5/06 £550 claimed Claim 6QZ46307 - Settled for £552

 

Littlewoods account default REMOVED

 

Camden Council PCN £84.59 claimed Claim 6QZ54253 issue 22/9/2007 Claim dismissed :mad:

 

Parachute packed and tested :!: and they know who I am now...

 

Moneyclaim is STILL busy... ;)

 

<link removed - sorry>

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