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    • Hi, we are looking to get some opinions on weather or not to bother fighting this PCN. This comes from a very big retail park parking where there are restaurants, hotel, amongst other businesses. The parking is free but I suppose there must be a time limit on it that I am not aware of. We were in the area for around 4 hours. Makes us wonder how they deal with people staying in the hotel as the ANPR is on what appears to be a publicly maintained street (where london buses run) which leads to the different parking areas including the hotel.  1 Date of the infringement 26/05/2024 2 Date on the NTK  31/05/2024 3 Date received 07/06/2024 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?]  YES 5 Is there any photographic evidence of the event? Entry and exit photos however, based on the photographs we are almost sure the photos are taken on public street. This is the location I believe photos are taken from.  https://maps.app.goo.gl/eii8zSmFFhVZDRpbA 6 Have you appealed? [Y/N?] post up your appeal] No Have you had a response? [Y/N?] post it up N/A 7 Who is the parking company? UKPA. UK Parking Administration LTD 8. Where exactly [carpark name and town] The Colonnades, Croydon, CR0 4RQ For either option, does it say which appeals body they operate under. British Parking Association (BPA) Thanks in advance for any assistance.  UKPA PCN The Collonades-redacted.pdf
    • Thank you for posting their WS. If we start with the actual WS made by the director one would have doubts that they had even read PoFA let alone understood it. Point 10  we only have the word of the director that the contract has been extended. I should have had the corroboration of the Client. Point 12 The Judge HHJ Simkiss was not the usual Judge on motoring cases and his decisions on the necessity of contracts did not align with PoFA. In Schedule 4 [1[ it is quite clearly spelt out- “relevant contract” means a contract (including a contract arising only when the vehicle was parked on the relevant land) between the driver and a person who is—(a)the owner or occupier of the land; or (b authorised, under or  by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land; And the laughable piece of paper from the land owners cannot be described as a contract. I respectfully ask that the case be dismissed as there is no contract. WE do not even know what the parking regulations are which is really basic. It is respectfully asked that without a valid contract the case cannot continue. One would imagine that were there a valid contract it would have been produced.  So the contract that Bank has with the motorist must come from the landowner. Bank on their own cannot impose their own contract. How could a director of a parking company sign a Statement of Truth which included Point 11. Point 14. There is no offer of a contract at the entrance to the car park. Doubtful if it is even an offer to treat. The entrance sign sign does not comply with the IPC Code of Conduct nor is there any indication that ANPR cameras are in force. A major fault and breach of GDPR. Despite the lack of being offered a contract at the entrance [and how anyone could see what was offered by way of a contract in the car park is impossible owing to none of the signs in the WS being at all legible] payment was made for the car to park. A young person in the car made the payment. But before they did that, they helped an elderly lady to make her payment as she was having difficulty. After arranging payment for the lady the young lad made his payment right behind. Unfortunately he entered the old lady's number again rather than paying .for the car he was in. This can be confirmed by looking at the Allow List print out on page 25. The defendant's car arrived at 12.49 and at 12.51 and 12.52  there are two payments for the same vrm. This was also remarked on by the IPC adjudicator when the PCN was appealed.  So it is quite disgraceful that Bank have continued to pursue the Defendant knowing that it was a question of  entering the wrong vrm.  Point 21 The Defendant is not obliged to name the driver, they are only invited to do so under S9[2][e]. Also it is unreasonable to assume that the keeper is the driver. The Courts do not do that for good reason. The keeper in this case does not have a driving licence. Point 22. The Defendant DID make a further appeal which though it was also turned down their reply was very telling and should have led to the charge being dropped were the company not greedy and willing to pursue the Defendant regardless of the evidence they had in their own hands. Point 23 [111] it's a bit rich asking the Defendant to act justly and at proportionate cost while acting completely unjustly themselves and then adding an unlawful 70% on to the invoice. This  is despite PoFA S4[5] (5)The maximum sum which may be recovered from the keeper by virtue of the right conferred by this paragraph is the amount specified in the notice to keeper under paragraph 9[2][d].  Point 23 [1v] the Director can deny all he wants but the PCN does not comply with PoFA. S9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN only quotes the ANPR arrival and departure times which obviously includes a fair amount of driving between the two cameras. Plus the driver and passengers are a mixture of disabled and aged persons who require more time than just a young fit single driver to exit the car and later re enter. So the ANPR times cannot be the same as the required parking period as stipulated in the ACT. Moreover in S9[2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; You will note that in the PCN the words in parentheses are not included but at the start of Section 9 the word "must" is included. As there are two faults in the PCN it follows that Bank cannot pursue the keeper . And as the driver does not have a driving licence their case must fail on that alone. And that is not even taking into consideration that the payment was made. Point 23 [v] your company is wrong a payment was made. very difficult to prove a cash payment two weeks later when the PCN arrives. However the evidence was in your print out for anyone to see had they actually done due diligence prior to writing to the DVLA. Indeed as the Defendant had paid there was no reasonable cause to have applied for the keeper details. Point 24 the Defendant did not breach the contract. The PCN claimed the Defendant failed to make a payment when they had made a payment.   I haven't finished yet but that is something to start with
    • You don't appeal to anyone. You haven't' received a demand from a statutory body like the council, the police or the courts. It's just a dodgy cowboy company trying it on. You simply don't pay.  In the vast majority of these cases the company deforest the Amazon with threats about how they are going to divert a drone from Ukraine and make it land on your home - but in the end they do nothing.
    • honestly you sound like you work the claimant yes affixed dont appeal to anyone no cant be “argued either way”  
    • Because of the tsunami of cases we are having for this scam site, over the weekend I had a look at MET cases we have here stretching back to June 2014.  Yes, ten years. MET have not once had the guts to put a case in front of a judge. In about 5% of cases they have issued court papers in the hope that the motorist will be terrified of going to court and will give in.  However, when the motorist defended, it was MET who bottled it.  Every time.
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Cabot/morgan Claimform Morgan stanley card debt **struck out**


Hadituptohere
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I bet a criminal solicitor would like to get his teeth into this one. These rascals need seeing-to.

 

 

If only we could afford one and and one was available, im finding it hard to juggle and scared of dropping the balls all over the floor, thanks god for this site.....

 

Hadituptohere

I'm far from an expert, but learning all the time!!!!!

 

If i've been at all helpful please click my star.

 

Hadituptohere OH V Capital One, **WON**

Hadituptohere V Cabot, (providian/Monument/Barclaycard cc) - ** claim struck out ** due to non complaince of CPR, Wasted Costs applied for, Default Cost Certificate issued by Court, Warrant of excecution and CC Baliffs instructed...lol 😎

Hadituptohere V Cabot, (morgan stanley dean witter/barclays cc) - account in dispute, LBA sent to barclays, awaiting responce, no responce.

Hadituptohere V RBS, default removal x 2, case dismissed, judge used Balance of Probabilities against hard Evidence.

Hadituptohere OH v Santander, Santander issue claim in court, settled out of court via Tomlin, less solicitors fees and interest.

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Post up a draft applic. over the weekend if you can & we can all input if necessary. :)

 

 

I wish I could.. the first weekend working away for months and its probably at the most critical point, sods law..

 

Hadituptohere

I'm far from an expert, but learning all the time!!!!!

 

If i've been at all helpful please click my star.

 

Hadituptohere OH V Capital One, **WON**

Hadituptohere V Cabot, (providian/Monument/Barclaycard cc) - ** claim struck out ** due to non complaince of CPR, Wasted Costs applied for, Default Cost Certificate issued by Court, Warrant of excecution and CC Baliffs instructed...lol 😎

Hadituptohere V Cabot, (morgan stanley dean witter/barclays cc) - account in dispute, LBA sent to barclays, awaiting responce, no responce.

Hadituptohere V RBS, default removal x 2, case dismissed, judge used Balance of Probabilities against hard Evidence.

Hadituptohere OH v Santander, Santander issue claim in court, settled out of court via Tomlin, less solicitors fees and interest.

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Just found the post stating you had an unless order in place ...
Oops - I missed that too.

 

Even better, though - no form filling, no fee, maybe no hearing.

... the first weekend working away for months and its probably at the most critical point, sods law.
No worries - as fg suggests in #275, just write a brief letter to the court. Head up with the case Nº & title and say you wish to bring to the court's attention that the claimant has failed to comply with Judge Wotsit's order dated 32nd Octember 2010 (identifying the relevant part/s of the order) and ask that the court exercises its power under CPR 3.4(2)© to strike out the claimant's statement of case, with a costs order under 3.4(3). Then drop it into the court office and get a receipt - best is the court's date-stamp on a photocopy of your letter. Job done. If time is short, you could ask the court if they'll accept your letter by fax. No need to copy to Cabot or Morgans.

 

Then you can think about your counter-attack (see #271). Read Durkin very carefully to see what evidence you'll need to prove that erroneous CRA reports caused real financial loss.

 

Have you checked your household insurance for legal expenses cover?

Oh dear, why do these things always happen to me - I don't beli...

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... with a costs order under 3.4(3).
... but don't forget your N260 for costs!

 

Chuck in everything that you've spent in connection with this case, starting from the first intimation of court action. Include all time spent reading up, looking at websites, downloading info, travelling, postage, copying and all fees paid - see the "N260" link in #271 for more info. If you haven't worked it all out in detail, use estimates and say "subject to correction".

Edited by Meldrew
Wrong quote extract

Oh dear, why do these things always happen to me - I don't beli...

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Thanks again Meldrew, gladly Job called off till next weekend after a wasted trip, Just checked our home insurance and it states Family Legal Protection 50000.00

 

Hadituptohere

I'm far from an expert, but learning all the time!!!!!

 

If i've been at all helpful please click my star.

 

Hadituptohere OH V Capital One, **WON**

Hadituptohere V Cabot, (providian/Monument/Barclaycard cc) - ** claim struck out ** due to non complaince of CPR, Wasted Costs applied for, Default Cost Certificate issued by Court, Warrant of excecution and CC Baliffs instructed...lol 😎

Hadituptohere V Cabot, (morgan stanley dean witter/barclays cc) - account in dispute, LBA sent to barclays, awaiting responce, no responce.

Hadituptohere V RBS, default removal x 2, case dismissed, judge used Balance of Probabilities against hard Evidence.

Hadituptohere OH v Santander, Santander issue claim in court, settled out of court via Tomlin, less solicitors fees and interest.

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Thanks again Meldrew, gladly Job called off till next weekend after a wasted trip, Just checked our home insurance and it states Family Legal Protection 50000.00

 

Hadituptohere

 

Don't be too upbeat on this one. It's worth a phone call but sometimes insurance will only pay if you inform them at the start of the action. BTW if they do agree, you don't have to accept their sols (whatever they say!!) you can choose your own.

Any knowledge I possess or advice I proffer is based solely on my experiences in the University of Life. Please make your own assessment of legality, risks & costs before taking any action.

 

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Wouldnt the action only start upon me being the claimant? As you have said its worth a phone call, thanks for the heads up on which sol too im sure they would try and get me to use there prefered sol.

 

Hadituptohere

I'm far from an expert, but learning all the time!!!!!

 

If i've been at all helpful please click my star.

 

Hadituptohere OH V Capital One, **WON**

Hadituptohere V Cabot, (providian/Monument/Barclaycard cc) - ** claim struck out ** due to non complaince of CPR, Wasted Costs applied for, Default Cost Certificate issued by Court, Warrant of excecution and CC Baliffs instructed...lol 😎

Hadituptohere V Cabot, (morgan stanley dean witter/barclays cc) - account in dispute, LBA sent to barclays, awaiting responce, no responce.

Hadituptohere V RBS, default removal x 2, case dismissed, judge used Balance of Probabilities against hard Evidence.

Hadituptohere OH v Santander, Santander issue claim in court, settled out of court via Tomlin, less solicitors fees and interest.

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Wouldnt the action only start upon me being the claimant?

 

:confused: I thought you were defending an action hadit?

Any knowledge I possess or advice I proffer is based solely on my experiences in the University of Life. Please make your own assessment of legality, risks & costs before taking any action.

 

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Other aspects to consider are:

 

  • Counter-claim against Cabot for publishing inaccurate and potentially libellous personal data - Cabot would have to prove the debt reported to CRAs actually existed. Ask for general damages following the Kpohraror case - £5k in 1996 should be approaching £10k now - see para.117of the Durkin judgement.
  • Recover everything you paid to Cabot - in whatever guise - on the basis that only the creditor (including any proper assignee/s under CCA 74) is entitled to repayment under the credit agreement. Include compound interest at the rate/s you were charged - probably in the region of 15-25% p.a.
  • Misrepresentation by Cabot pretending to be entitled to payment,

... and you'll have that villa on Barbados before you knew it.

 

"Aha", they'll say, "you do owe the money, 'cos you spent on the card - gotcha!". True, but you certainly don't owe it to Cabot. "Well, the fact that you paid us £50/month for years means you accepted we were the creditor and entitled to repayment". But you only paid 'cos they untruthfully led you to believe you should - that was coercion. I bet a criminal solicitor would like to get his teeth into this one. These rascals need seeing-to.

sorry foolishgirl this is where I was considering using the insurance cover :oops:

I'm far from an expert, but learning all the time!!!!!

 

If i've been at all helpful please click my star.

 

Hadituptohere OH V Capital One, **WON**

Hadituptohere V Cabot, (providian/Monument/Barclaycard cc) - ** claim struck out ** due to non complaince of CPR, Wasted Costs applied for, Default Cost Certificate issued by Court, Warrant of excecution and CC Baliffs instructed...lol 😎

Hadituptohere V Cabot, (morgan stanley dean witter/barclays cc) - account in dispute, LBA sent to barclays, awaiting responce, no responce.

Hadituptohere V RBS, default removal x 2, case dismissed, judge used Balance of Probabilities against hard Evidence.

Hadituptohere OH v Santander, Santander issue claim in court, settled out of court via Tomlin, less solicitors fees and interest.

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OK - get it. However if you issued this as a counterclaim, I think the insurers would say it was part of the claim made against you & that has already been in progress some time.

 

Of course, nothing to stop you issuing a new claim against them when you see the outcome of this one & that may be covered. You're not going to save anything in fees as you would still have to pay to submit a counterclaim at this stage & if it progresses on its own merit (i.e. Cabot claim dropped against you) I think you would also be liable for a hearing fee.

Any knowledge I possess or advice I proffer is based solely on my experiences in the University of Life. Please make your own assessment of legality, risks & costs before taking any action.

 

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... BUT - whatever you do, check all the relevant facts first - its easy for a case to fail on a misapprehension or misreading of something significant.
Had a peek back over this thread, and thinking ahead a bit...

 

Just a quick clarification hadit: is the Barclays/Cabot Europe agreement in #252 meant to be the Deed of Assignment between Providian and Cabot UK referred to at 4.1 of Morgans' response in #198?

 

If not -

 

  • how & when did you get the #252 doc?
  • where is the Providian/UK DoA Morgans refer to? - haven't seen it posted (unless I missed it).

 

This would become important if the non-compliance strike-out fails and you need to fall back on the strategy in #260.

Oh dear, why do these things always happen to me - I don't beli...

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Hi Meldrew

 

Yes this is the document sent marked exhibit D in the CRP 18 request for further information reply. just going to post Morgans witness statement for checking as it mention's cabot uk and financial a little.

 

Hadituptohere

I'm far from an expert, but learning all the time!!!!!

 

If i've been at all helpful please click my star.

 

Hadituptohere OH V Capital One, **WON**

Hadituptohere V Cabot, (providian/Monument/Barclaycard cc) - ** claim struck out ** due to non complaince of CPR, Wasted Costs applied for, Default Cost Certificate issued by Court, Warrant of excecution and CC Baliffs instructed...lol 😎

Hadituptohere V Cabot, (morgan stanley dean witter/barclays cc) - account in dispute, LBA sent to barclays, awaiting responce, no responce.

Hadituptohere V RBS, default removal x 2, case dismissed, judge used Balance of Probabilities against hard Evidence.

Hadituptohere OH v Santander, Santander issue claim in court, settled out of court via Tomlin, less solicitors fees and interest.

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Witness statement

 

cabotwitnessstatement.jpg

 

cabotwitnessstatement2.jpg

 

Hadituptohere

I'm far from an expert, but learning all the time!!!!!

 

If i've been at all helpful please click my star.

 

Hadituptohere OH V Capital One, **WON**

Hadituptohere V Cabot, (providian/Monument/Barclaycard cc) - ** claim struck out ** due to non complaince of CPR, Wasted Costs applied for, Default Cost Certificate issued by Court, Warrant of excecution and CC Baliffs instructed...lol 😎

Hadituptohere V Cabot, (morgan stanley dean witter/barclays cc) - account in dispute, LBA sent to barclays, awaiting responce, no responce.

Hadituptohere V RBS, default removal x 2, case dismissed, judge used Balance of Probabilities against hard Evidence.

Hadituptohere OH v Santander, Santander issue claim in court, settled out of court via Tomlin, less solicitors fees and interest.

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Witness statement

Is that it? Only 2 pages? No signature? No Statement of Truth? Or maybe the rest of it is irrelevant/repetitive?

So, within the Cabot Group, Cabot UK is intended as the creditor and debt owner, and Cabot Europe merely UK's debt collector. Europe then uses Morgans for the heavy legal stuff on behalf of UK (I'm sure this must be common knowledge to many here).

 

In that case,

... they could well have shot their foot completely off by releasing this document.[the #252 agreement, not the WS]

... well & truly amputated!!

I bet Cabot Group is really just one bloke in a cupboard somewhere who keeps swapping hats with different names on (to remind him who he's meant to be at that point), and getting himself thoroughly confused in the process.

Oh dear, why do these things always happen to me - I don't beli...

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Lol yes there was one more page that contains the Statement of Truth that is it. It has been proved on this site that the different members of staff within cabot do have several job titles depending on which hat they have on that day.

 

Hadituptohere

I'm far from an expert, but learning all the time!!!!!

 

If i've been at all helpful please click my star.

 

Hadituptohere OH V Capital One, **WON**

Hadituptohere V Cabot, (providian/Monument/Barclaycard cc) - ** claim struck out ** due to non complaince of CPR, Wasted Costs applied for, Default Cost Certificate issued by Court, Warrant of excecution and CC Baliffs instructed...lol 😎

Hadituptohere V Cabot, (morgan stanley dean witter/barclays cc) - account in dispute, LBA sent to barclays, awaiting responce, no responce.

Hadituptohere V RBS, default removal x 2, case dismissed, judge used Balance of Probabilities against hard Evidence.

Hadituptohere OH v Santander, Santander issue claim in court, settled out of court via Tomlin, less solicitors fees and interest.

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Had a peek back over this thread, and thinking ahead a bit...
I also see that at 3.0 of the amended PoC in #160, Cabot UK says it "is and was at all material times the Assignee of the debt incurred by the Defendant on her Goldfish Bank Bank Limited Credit Card Account ("Goldfish")". What's that to do with the Providian/Monument/Barclaycard A/C? And - more importantly - how did Cabot find out about your gender reassignment?

 

More confusion?

Oh dear, why do these things always happen to me - I don't beli...

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Letter to the court done ready to hand deliver along with the N170 & N260 tomorrow, I've also copied Document D and included that, in the letter ive also reminded the judge of the none compliance of the court order.

 

Hadituptohere

I'm far from an expert, but learning all the time!!!!!

 

If i've been at all helpful please click my star.

 

Hadituptohere OH V Capital One, **WON**

Hadituptohere V Cabot, (providian/Monument/Barclaycard cc) - ** claim struck out ** due to non complaince of CPR, Wasted Costs applied for, Default Cost Certificate issued by Court, Warrant of excecution and CC Baliffs instructed...lol 😎

Hadituptohere V Cabot, (morgan stanley dean witter/barclays cc) - account in dispute, LBA sent to barclays, awaiting responce, no responce.

Hadituptohere V RBS, default removal x 2, case dismissed, judge used Balance of Probabilities against hard Evidence.

Hadituptohere OH v Santander, Santander issue claim in court, settled out of court via Tomlin, less solicitors fees and interest.

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I also see that at 3.0 of the amended PoC in #160, Cabot UK says it "is and was at all material times the Assignee of the debt incurred by the Defendant on her Goldfish Bank Bank Limited Credit Card Account ("Goldfish")". What's that to do with the Providian/Monument/Barclaycard A/C? And - more importantly - how did Cabot find out about your gender reassignment?

 

More confusion?

 

More Morgans incompetence :D....and ive just checked on my gender and its still there and is perfectly fine....

 

Hadituptohere

I'm far from an expert, but learning all the time!!!!!

 

If i've been at all helpful please click my star.

 

Hadituptohere OH V Capital One, **WON**

Hadituptohere V Cabot, (providian/Monument/Barclaycard cc) - ** claim struck out ** due to non complaince of CPR, Wasted Costs applied for, Default Cost Certificate issued by Court, Warrant of excecution and CC Baliffs instructed...lol 😎

Hadituptohere V Cabot, (morgan stanley dean witter/barclays cc) - account in dispute, LBA sent to barclays, awaiting responce, no responce.

Hadituptohere V RBS, default removal x 2, case dismissed, judge used Balance of Probabilities against hard Evidence.

Hadituptohere OH v Santander, Santander issue claim in court, settled out of court via Tomlin, less solicitors fees and interest.

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So, within the Cabot Group, Cabot UK is intended as the creditor and debt owner, and Cabot Europe merely UK's debt collector.

 

... well & truly amputated!!

 

Cut off at the armpits, meldrew, 'cos in the WS it states that Cabot UK have no employees so who signs as assignee of the debts??

I also see that at 3.0 of the amended PoC in #160, Cabot UK says it "is and was at all material times the Assignee of the debt incurred by the Defendant on her Goldfish Bank Bank Limited Credit Card Account ("Goldfish")". What's that to do with the Providian/Monument/Barclaycard A/C? And - more importantly - how did Cabot find out about your gender reassignment?

 

 

Goldfish???

 

ive just checked on my gender and its still there and is perfectly fine....

:D:D:D This could prove interesting in court!!

Any knowledge I possess or advice I proffer is based solely on my experiences in the University of Life. Please make your own assessment of legality, risks & costs before taking any action.

 

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...and ive just checked on my gender and its still there and is perfectly fine....
:lol::lol::lol: Edited by Meldrew
Misquote (again!)

Oh dear, why do these things always happen to me - I don't beli...

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Letter to the court done ready to hand deliver along with the N170 & N260 tomorrow, I've also copied Document D and included that, in the letter ive also reminded the judge of the none compliance of the court order.
Do you need to include Exhibit D (I'm guessing it's the #252 doc?) - what would you use it for?

 

Surely your argument for the Unless order strike-out should be that Cabot UK failed to let you see the docs that you'd specified, by 5 May (per #235)? It seems from #208 that you wanted to see -

(i) the CCA (Cabot/Morgans previously said they didn't have T&Cs) and

(ii) the NoA (which they copied to you in Nov 09 - see #143).

That's all. Exh.D would only be relevant if you'd asked to see the DoA.

 

If you hadn't asked to see Exh.D I think producing it at this stage would only cloud the issue. You'd only need it if the strike-out fails - to show that it's not the Providian/Cabot UK DoA at 4.1 in #198.

 

BUT - the strategy in #260 relies on you accepting Exh.D as a valid DoA, thereby making the CCA agreement unenforceable.

 

Food for thought, at least, 'cos only you have all the relevant docs and can see the full picture...

Oh dear, why do these things always happen to me - I don't beli...

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Sorry I should have explained my letter, On the 6th May I wrote to the court explaining that morgans had failed to repond to my request to view original doc's as per court order dated 19th April, so the letter I have draughted reminds the DJ that they have failed to comply with the court order but also includes new evidence found 'Cabot Financial (UK) Ltd Issued claim but under disclosure via CPR18 request for further information morgans have produced Exhibit D as there DOA which clearly shows its between Barclay's and Cabot (Europe), I was going to enclose the document D as evidence for ease for the judge, my letter then requsets strike out via CPR as advised.

 

Hope this makes some sense

 

Hadituptohere

Edited by Hadituptohere
poor spelling (thats been spotted)

I'm far from an expert, but learning all the time!!!!!

 

If i've been at all helpful please click my star.

 

Hadituptohere OH V Capital One, **WON**

Hadituptohere V Cabot, (providian/Monument/Barclaycard cc) - ** claim struck out ** due to non complaince of CPR, Wasted Costs applied for, Default Cost Certificate issued by Court, Warrant of excecution and CC Baliffs instructed...lol 😎

Hadituptohere V Cabot, (morgan stanley dean witter/barclays cc) - account in dispute, LBA sent to barclays, awaiting responce, no responce.

Hadituptohere V RBS, default removal x 2, case dismissed, judge used Balance of Probabilities against hard Evidence.

Hadituptohere OH v Santander, Santander issue claim in court, settled out of court via Tomlin, less solicitors fees and interest.

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Ive just found my letter dated the 6th May I sent regarding the failure to comply with the court order, in that letter ive already requested a strike out under CPR3.4,2( c) and costs to be summarily assessed.

 

So I guess a phone call in the morning to see whats happening regarding this letter if anything?

 

Hadituptohere

I'm far from an expert, but learning all the time!!!!!

 

If i've been at all helpful please click my star.

 

Hadituptohere OH V Capital One, **WON**

Hadituptohere V Cabot, (providian/Monument/Barclaycard cc) - ** claim struck out ** due to non complaince of CPR, Wasted Costs applied for, Default Cost Certificate issued by Court, Warrant of excecution and CC Baliffs instructed...lol 😎

Hadituptohere V Cabot, (morgan stanley dean witter/barclays cc) - account in dispute, LBA sent to barclays, awaiting responce, no responce.

Hadituptohere V RBS, default removal x 2, case dismissed, judge used Balance of Probabilities against hard Evidence.

Hadituptohere OH v Santander, Santander issue claim in court, settled out of court via Tomlin, less solicitors fees and interest.

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I'm with meldrew hadit - think you may be in danger of overloading & confusing a poor DJ's mind. Keep it simple - ask for your strike out for non-compliance of court orders & if that fails, bring this lot up as part of a thorough defence, ws etc.

Any knowledge I possess or advice I proffer is based solely on my experiences in the University of Life. Please make your own assessment of legality, risks & costs before taking any action.

 

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Ok cool ill ring the court tomorrow for an update, ill hand deliver the N170 as its due tomorrow also. as for thorough defence and WS they have already gone in but didnt include the recent evidence found.

 

Hadituptohere

I'm far from an expert, but learning all the time!!!!!

 

If i've been at all helpful please click my star.

 

Hadituptohere OH V Capital One, **WON**

Hadituptohere V Cabot, (providian/Monument/Barclaycard cc) - ** claim struck out ** due to non complaince of CPR, Wasted Costs applied for, Default Cost Certificate issued by Court, Warrant of excecution and CC Baliffs instructed...lol 😎

Hadituptohere V Cabot, (morgan stanley dean witter/barclays cc) - account in dispute, LBA sent to barclays, awaiting responce, no responce.

Hadituptohere V RBS, default removal x 2, case dismissed, judge used Balance of Probabilities against hard Evidence.

Hadituptohere OH v Santander, Santander issue claim in court, settled out of court via Tomlin, less solicitors fees and interest.

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