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Bank charges - Scotland v England


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Hi everybody, this is my first post so please be gentle with me!

 

I'm in the process of getting all my data together to claim back my bank charges from Lloyds TSB but as I live in Scotland and the branch where the account was held is in England, does anyone know whether I should use the English or Scottish procedure?

 

Also, I'm unsure about whether or not I can reclaim the overdraft interest charges. I have all my returned DD charges entered into the spreadsheet but can I include o/d interest charges as well.

 

Finally, has anyone taken on Lloyds TSB over this issue and if so, how did you get on?

 

Thanks in advance. :)

 

 

Graeme a.k.a. The Shed Man

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