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    • Please read the following thread very carefully. It is extremely relevant where you are suing Evri on the basis of a contract which you originally made with Packlink who are domiciled in Spain. A judgement has been obtained and we have applied for transcript and it will be put up on this thread as soon as we receive it probably about the end of July. In the meanwhile, read this thread, see what has been discovered about the Packlink/Evri/customer relationship and look at the witness statement very carefully. It's a long thread but don't give up. Once you have the transcript of the judgement, then I will do a more careful and explanatory post here   https://www.consumeractiongroup.co.uk/topic/459707-evri-lost-my-ebay-parcel-£844-court-claim-issued-judgment/
    • So if the breach occurred say Dec 2017 (first missed payment) and the default notice was issued Sept 2018 and the claim was issued 7th June 24 the claimant will of course be arguing it is within the limitation period (by 3 months)
    • Yep, I would  have brought up the other things like asking for their contract and receiving no response etc. but the mediation phone calls were rather short. Evri just said the contract was not with them (i said 1999 act response etc.) and the goodwill offer thing. Whole process took about 10 minutes in total. Seems like they don't even want to negotate in mediations anymore. "they're only given a certain amount that they can agree to in mediation per day" I mean its hard for me to say if thats the mediator paraphrasing or aa direct quote from evri I will look through that thread and share what I find, also for what its worth I also have everything I made for the previous claim WS and bundles etc. that I can tweak for this parcel, since it did go almost all the way to court and is a virtually identical case. that + this new stuff you shared above should be helpful to me
    • If I haven't referred to it before then please check out this thread another case where the claimant contracted directly with Packlink for a courier delivery service carried out by Evri. Please read this thread very carefully and eventually you will get to a point where the claimant – our OP – discovered some interesting terms and conditions and has referred to them in his case. He incorporated these into his witness statement and was given judgement – not on the basis of rights of third parties but on the basis of direct responsibility. I would suggest that use the witness statement as a model although we will want to see it before you file it off. When you find the particular post with the witness statement, please can you post a link to it here as well as a copy of the witness statement because I don't have the time to look for it at the moment and the thread is rather long. However it is very important to you and you should go through it very carefully indeed. We have applied for a transcript of the judgement and hopefully it will be along in six weeks or so. As soon as we receive it we will make it available on this sub- forum.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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subject acsess request - what am i looking for?


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hiya im sorry but i dont understand why this post has being moved to this forum as its a welcome forum i should be in, i am confused now. i have a post going with the debt action group and a post going with the welcome finance group and this all post should be on the welcome forum....???? am i right

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ok dont worry about where this thread is

i'll get it moved back to the welcome forum

 

have you got a digital camera?

 

or a webcam?

 

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thread moved to the Welcome Finance Forum :)

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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well i would take the picture, save it to your pc

 

then google photobucket and upload

 

you can then cut and paste the picture onto your thread

 

you can email me the picture and ill upload it if you have probs

 

get a clear picture please as ime going to have to go through all the figures

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postggj you are a star, my mother in law has just arrived so i am going to have to sign off for now.

i will do this but it will take me some time as im not clued up (but i will do it)

can you message me with your email address please, is it just the credit agreement you need? do you want the personal loan statment aswell for the whole period?

thanks

Rachel

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1 page per picture and rotate your camera 90% so the page fits the whole screen

if you attach them via go advanced in a pm to post he can edit the personal details out save you doing it.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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if your mum can help do it all the more info for postggj the better.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Ok

 

Correct Me If Wrong

 

£1184.38 Amount Of Credit

 

I Need To Know What Is

 

(d) Looks Like £2500 Is That The Loan

 

(h) £195 Is That Acceptance Fee

 

(l) £989.38 Is That Ppi Etc

 

If That Is Corect, All I Need You To Tell Me Is

 

what Is The Apr And How Many Months Is The Agreement Over

 

Ill Then Tell You Whats What With And Without The Insurance Crap

 

But Please Confirm Those Figures

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Great

 

Ime On It Now

 

I Need To Work This Out In Two Parts So Stay With Me

 

The Loan Is £2500 Over 36 Months At 58.15%apr

 

For Ease Ive Done The Apr At 58%

 

That Gives

 

Monthly Payment £130.28

Interest £2189.97

Total Payable £4689.97

 

now The Insurance Crap

 

£1184.38 Over 36 Months At 58% Apr

 

Monthly Payment £61.72

Interest £1,037.50

Total Payable £2,221.88

 

So We Add The Interest From The Loan £2189.97 With The Interest From The Insurance £1037.50 To Give A Total £3227.47

 

We Now Add Acceptance Fee To Give A Charge For Credit Of £3302.47

£2500 Loan

£1184.38

 

grand Total Repayable With Insurance Crap £6986.85

 

Devide By 36 Gives A Monthly Repayment Of £194

 

 

--------------------------------------------------------------------

 

without Insurance

 

 

That Gives

 

Monthly Payment £130.28

Interest £2189.97

Total Payable £4689.97

 

to That We Add Acceptance Fee Of £75 Gives A Total Repayable

 

£4764.97 Over 36 Months Gives A Monthly Figure Of £132.36

 

 

so By Not Having The Insurance Crap You Save £2221.88

 

 

 

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