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    • Looks promising then.  Well done   Dx
    • So a little update.  I sent a complaint to ico and have heard nothing. I just got the general reply email and that's it.  Sat twiddling my thumbs and thought about what I should do next. I searched for the CEO of Studio but then found that he'd left so as keep getting letters from studio about the arrears etc. I thought I'd email the David Twigg. Sent him all the bumpft and a copy of my original complaint and sars request.  Got no response. So didn't know what else to do. Then I thought I'd try through the financial difficulties option on the online form. One last try before I just give up and let them default me.  Then on the 5th June. I got an email from their customer services. That the items that had gone AWOL have all been cancelled. Nothing else on that email, so I had a look in an email account that I don't use anymore and there was an email from the customer service.  That they were sorry for the problems I've had for the last 9 months. That the sars info was emailed to me on 14/04, it wasn't I've kept all spam and deleted emails on that account, they have raised a complaint with their studio pay team regarding the issues, balance dispute, fee's and my credit file. They are hoping to resolve in 3 days but they have upto 56. They also said in regards to my other issues I have to raise a complaint with studio retail but haven't told me how I do that.  The sars info only goes upto the end of December 2023. It has my previous complaints on there but nothing after so I don't know how I get hold of that information. Luckily I've kept copies of every time I've contacted them. Every web chat or social media contact.  Apologies for the extremely long post but I wanted to add everything I could just incase.  I have checked my account balance and it's still minus 900 odd pounds but I'll keep checking to see if it's all cleared and on my credit file.  I'm hoping this is the end of the whole debacle and they close my account because I never want to do this again. Although it's been a learning experience.  Thanks to dx100uk for pointing me in the right direction. Much appreciated.   
    • Fraudsters copy the details of firms we authorise to try and convince people that their firm is genuine. Find out why you shouldn’t deal with this clone firm.View the full article
    • If you want to cause DCBL trouble, then complain to the SRA.  It would be even more fun if mystic_bertie would complain at the same time, to show the SRA there is a pattern.
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CL finance not producing paperwork but wont drop it


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Still tooooooooooo small ........lol

 

Can you get access to a scanner and use photobucket?

 

As for Cohens estimated costs - scare tactic, how much is the claim for?

 

Oh and not that I can read the bugger but....... the layout looks familiar, is that really a CL finance Default notice within your thumbnails?

 

Gez

Edited by gezwee
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yer did come out a bit small.

looked OK before attahed.

will try the photobucket tomorrow

claim is for 8K

not a default its an assignment of debt letter or "Hi we are CL finance we are about to screw you".

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Hi Bj............ thats an unfortunate username by the way ..... lol

 

8K puts it into fast track territory so they will take the p with costs, but then again, if you've got nothing they can gain nothing anyway.

 

Will take a look again when you've been able to scan docs in

 

Gez

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hi Gez

why is it unfortunate ? pacticaly champions again by this time tomorrow.

 

if they havent got what the judge is asking for the CCA

what they have they have already presented to court and mr judge wasnt impressed. its the statments that bothers me.

if they had a case then they wouldnt have offerd to settle.

if they had any chance of winning they would have turned up to court insted they are prepared to wait 134years for the full amount to be payed .

im going to try for the strike out as soon as I can get the £75.

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  • 3 weeks later...

Ive got the pics onto photbucket. but cant find oout how to link into this site. sorry for being a bit thick but im normaly OK with PC stuff but when I go on here my brain goes dead and I cant get any thing to work.

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  • 1 month later...

letter from Howard Cohen today, they have bottled it !!! not persuing the claim

and asked the courts to vacate the hearing.

 

 

big thanks to all for advice -Gez etc

 

it dose pay if you stick to your guns and dont give into them ( i nearly did )

 

 

thanks again.

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Congratulations and Well Done ! :D

 

Make sure you ask them for your wasted costs.

 

WASTED COSTS THREADS

 

Have a look at the pdf's that Surfaceagentx20 has attached at the bottom of the post on a letter for wasted costs -

 

Surfaceagentx20 wasted costs

 

also

 

Liabilty for Costs CPR 38.6

 

Sharpman v Nationwide credit card services ***WON WITH WASTED COSTS***

 

Welcome/Cohens - case withdrawn ***WOO-HOO ***

 

have a look at this post by IGNM on costs as well -

 

IGNM post on costs

 

and a B_R_W post on what else you can claim - B_R_W additional costs you can claim

 

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Well done bluejimmy

I'm far from an expert, but learning all the time!!!!!

 

If i've been at all helpful please click my star.

 

Hadituptohere OH V Capital One, **WON**

Hadituptohere V Cabot, (providian/Monument/Barclaycard cc) - ** claim struck out ** due to non complaince of CPR, Wasted Costs applied for, Default Cost Certificate issued by Court, Warrant of excecution and CC Baliffs instructed...lol 😎

Hadituptohere V Cabot, (morgan stanley dean witter/barclays cc) - account in dispute, LBA sent to barclays, awaiting responce, no responce.

Hadituptohere V RBS, default removal x 2, case dismissed, judge used Balance of Probabilities against hard Evidence.

Hadituptohere OH v Santander, Santander issue claim in court, settled out of court via Tomlin, less solicitors fees and interest.

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