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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • Mickgibbons1
      Shock !!EVRI has lost my parcel PS5 - court claim issued***Settled***

      By Mickgibbons1 · Posted

      Thank you to you all, you guys are amazing!! Yes of course i will be making a donation, i am very grateful to you all. Keep up the good work
    • JustAnOldGal
      Studio returns problems.

      By JustAnOldGal · Posted

      I'm not quite out of the woods yet. The email they sent me also said that I have £290 of arrears and it has been passed onto their collections department. If anything my account should be £10 in credit.  They haven't taken into account the trainers that were returned back in October. The other items have been credited to my account so it looks like I've still got work to do.  They are not very quick to reply to emails, although I've only sent one trying to find more information, and I have no idea what happens next. Half of me want's to get it sorted properly the other half just wants it over with, if that means a default then so be it. 
    • HP Mum
      Private Land parking issue

      By HP Mum · Posted

      No. It's a public (council maintained) road with some houses in it.   Some other houses back onto it too and those owners have right of way down the road to access the back of their properties.  Theres a few garages with private osp - so one drives out the garage, over the osp, and onto the public side road and then out on to the public main road.  Irrespective of whether the garages are used - the local businesses parking their cars on the private osp are ostensibly preventing cars from accessing the public roads.
    • dx100uk
      Private Land parking issue

      By dx100uk · Posted

      is the side street solely for access to your garages? who owns the land and thus the road? dx  
    • HP Mum
      Private Land parking issue

      By HP Mum · Posted

      A local business has been parking on an off-street parking space in front of my garages (in a side street).  I wasn't using them for a while so didnt bother to do anything.  But now a second local business is also using the osp - taking it in turns with the 1st biz.  This has started to nark me.    The employees choose to drive to work.  There is no private parking in their business's street.  But there are some underground secure garages in their street - which cost apx £2.4k/y to rent - which works out apx £6.60/d. (I believe one of the biz owners already rent one for storage purposes).  If the employee had to park on a meter it would cost them £6.60/h - £66 for 10h and have to move every 4h.  They just don't want to pay for parking. I haven't confronted either of them.  Instead I just put 2 clear "no parking" signs in front of the garages. And a note on one of the cars specifically saying that as they don't live or rent in the street and it's private land could they stop parking.   They ignored that.  And just put notes on their dash with a # to call if one needs the car moved.  There is a sign and they've been told in writing to stop parking. And they are just ignoring it.    I don't what a confrontation.    I don't want to go to the expense of bollards (other than maybe traffic plastic ones - but they'll probs just move them).  Council won't do zilch cos it's private land. And police won't get involved - unless I clamp/ tow the cars and then they'd be after me, not the drivers!    What's the best thing to do?

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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

I will have to start repaying my loans

firefox60
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firefox60

firefox60

Posted
Posted

I would love advice from you all I am in canada and dont have a UK bank account anymore and with the pound been low I think I will have to start repaying my loans how do I go about it also would they come after me if i dont pay it back as money ie very tight right now

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master woody

master woody

Posted
Posted

firefox - start your own thread on the issue, but short answer:

 

pre 1998 loans and no contact for six years then it's statue barred.

 

As your in Canada it's very hard to get any action againt you and lets face it, how Likely is it there going to find you, they only know what your tell em hence suti's problems.

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firefox60

firefox60

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Unless they've contacted you there I wouldn't worry.

yes they know my address here in canada kept in touch with them but i am still under the amount of money that they say I can earn but when I sent in the Defferil form I did not have any pay slips as we have gone to papper less ones so i sent my t4 in which is like the P60 but they said it was not good enough just so worried now at my wits end

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cerberusalert

cerberusalert

Posted
Posted

That's a shame, they are classed as the 'new style' loan which is like a mortgage and you won't be able to claim they are Statute Barred.

 

They will find it extremely difficult to take enforcement in Canada unless they've already acquired a CCJ here which I doubt they have otherwise they would have mentioned it.

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firefox60

firefox60

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That's a shame, they are classed as the 'new style' loan which is like a mortgage and you won't be able to claim they are Statute Barred.

 

They will find it extremely difficult to take enforcement in Canada unless they've already acquired a CCJ here which I doubt they have otherwise they would have mentioned it.

 

 

NO CCJ yet But i dont understand why They are coming after me when my income was below the only thing I can think is that we dont have pay slips anymore but I sent in my T4 which tells them the income for last year its all papper less other then the T$ but they said that was OK will call them on monday and let you know what they say

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firefox60

firefox60

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NO CCJ yet But i dont understand why They are coming after me when my income was below the only thing I can think is that we dont have pay slips anymore but I sent in my T4 which tells them the income for last year its all papper less other then the T$ but they said that was OK will call them on monday and let you know what they say

 

Still waiting to here from them but they did say that they sold the 97 loan to thails i think I didi not know anything about that until i got a letter from them

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firefox60

firefox60

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The 97 loan will be Statute barred if you didn't make a written acknowledgement, payment or referral for a six year period.

 

yes i made some payments before leaving the UK but been on differal since been in canada from 2006 so what can I do will they come after me or will they wait untill i move back to the UK which I will not be doing

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cerberusalert

cerberusalert

Posted
Posted

They may try to come after you but I doubt whether it would be worth their while. I'm not sure but I think the Statute of Limitations in Canada is five years... you'll have to check. So if no payments etc have been made since 2006 it may be statute barred anyway next year unless they've acquired a CCJ.

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firefox60

firefox60

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They may try to come after you but I doubt whether it would be worth their while. I'm not sure but I think the Statute of Limitations in Canada is five years... you'll have to check. So if no payments etc have been made since 2006 it may be statute barred anyway next year unless they've acquired a CCJ.

 

So would they be able to get CCJ since I am not living in the UK

I think I owe around 8000 would it be worth it

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firefox60

firefox60

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They could only obtain a CCJ if the papers were served at an old UK address & if they did that you could easily get it set-aside because a CCJ cannot be obtained against a non-UK resident.

 

So what you are saying then is don’t worry over it and if they get a CCJ then appeal it and I will only have to worry about it if I come back to the uK for good

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cerberusalert

cerberusalert

Posted
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Student loan agreements are simple contracts and this gives the Student Loans Company (SLC) 6 years from the date you last paid or acknowledged the debt to go to court to enforce the agreement. There are two sorts of student loans and different rules apply depending upon when you took out the loan.

 

Old style or “mortgage” student loans are consumer credit agreements. Payments cannot be automatically deducted from your wages. The SLC has to go to court before they can enforce the debt against you. This means that the Limitations Act can apply if you have not paid or acknowledged the debt for over 6 years. (Asking for the loan to be deferred could count as acknowledging the debt and start time running again).

 

From September 1998 new style or “income contingent” student loans include rules to say that repayments are automatically deducted directly from your wages or through your tax return if you are self employed. This means that the SLC are still allowed to take money from your wages for a loan over 6 years old as they do not have to go to court to do so.

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firefox60

firefox60

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Student loan agreements are simple contracts and this gives the Student Loans Company (SLC) 6 years from the date you last paid or acknowledged the debt to go to court to enforce the agreement. There are two sorts of student loans and different rules apply depending upon when you took out the loan.

 

Old style or “mortgage” student loans are consumer credit agreements. Payments cannot be automatically deducted from your wages. The SLC has to go to court before they can enforce the debt against you. This means that the Limitations Act can apply if you have not paid or acknowledged the debt for over 6 years. (Asking for the loan to be deferred could count as acknowledging the debt and start time running again).

 

From September 1998 new style or “income contingent” student loans include rules to say that repayments are automatically deducted directly from your wages or through your tax return if you are self employed. This means that the SLC are still allowed to take money from your wages for a loan over 6 years old as they do not have to go to court to do so.

 

I am not sure which ones I have but I know the first was taken out in 97 and they want 60 payments to pay them off i thought that the amount you pay back was on how much you earned but they say no divid the amount by 60 and thats how much you pay back

Thanks foe all your help

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firefox60

firefox60

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I am not sure which ones I have but I know the first was taken out in 97 and they want 60 payments to pay them off i thought that the amount you pay back was on how much you earned but they say no divid the amount by 60 and thats how much you pay back

Thanks foe all your help

 

So is the 60 month the new or old not sure which one it is

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