HSBC PPI Claim

[vjohn82]

Hi all,

 

I'm going through the process of a PPI claim with HSBC on a loan taken out in Jan 2001 (approx 15 days after my 18th birthday).

 

I was sold a PPI policy on top and one of the exclusions was that it would not pay out in the event of war.

 

I will post up the docs in a bit so you can see the exact wording... but my employment at the time was the Armed Forces.

 

I'm hoping it is a valid reason to claim... I basically received (after a very long time) a package from the forces which contained a lot of my old paperwork that was held in storage. Within the pack was a loan I took out in 2001. I assume the Limitations Act doesn't apply in this case?

[vjohn82]

 

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[ozzywizard]

John, your claim is in the bag m8. . . the limitations act 1980 does not apply untill you become aware it was missold due to section 32C (but you allready knew that haha) . get ya claim in. .

[moose73]

same as my claim, but I didn't even get the 2nd and 3rd page which you have!

[vjohn82]

same as my claim, but I didn't even get the 2nd and 3rd page which you have!

 

I don't think they'll be able to wriggle out of the mis-selling to be honest; it clearly says that the benefits will not be paid out in the event of war etc... such an ambiguous statement to make for serving armed forces personnel.