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    • The boundary wiill not be the yellow line.  Dx  
    • Afternoon all Looking for advice before I defend claim for car tax payment that the DVLA claim I owe £68 from an idemity claimback from my bank and unpaid tax  So brief outline. Purchased car Jan 30th ,garage paid the tax for me after I gave them my card details so first payment £68 out in Feb 24  followed by payment of £31 from March due to end Jan 24 Checked one of my vehicle apps and about 7-10 days later car showing as untaxed? No reason why but it looks like DVLA cancelled it ,this could be because I did not have the V5 and the gargae paid on my behalf but not sure did not receive a letter to say car was untaxed.  Fair enough I set up the tax again staight away in Feb 24  and first payment out Mar 31st , and each payment since has come out each month for £31 , this will end Feb/Mar 2025 so slightly longer than the original tax set up so all good. I then claimed the £68 back from my bank as an indemity refund as obviously I had paid but DVLA had cancelled therefore it was a payment for nothing?  Last week recieved a SJP form dated 29th May stating that DVLA were claiming for unpaid tax and a false indemity claimback which of course is the £68. It also stated that I had received two previous letters offering me the oppotunity to pay that £68 but as I had not responded it was now a court claim that I must admit guilt for or defend. My post is held for weeks at a time from Royal Mail ( keepsafe) due to me receiving hospital tretament at weeks at a time that said I did not receive any previous letters from DVLA. So I am happy to defend this and go to court but wondering what CAG members think? In summary I paid an initial amount of £68 and then a DD of £31 , tax cancelled so I set up a new DD at £31 a month all in the month of Feb 2024, I claimed the £68 back from my bank. DD has been coming out each month without issue and I have paperwork to show the breakdown for both DD setup's plus bank statements showing the payments coming out . The second DD set up has extended payments up to Feb/Mar 2025. DVLA claiming the £68 was ilegally claimed back despite the fact they cancelled the original DD for reasons unknown. Is this defendable ? I will post up documents including the original DD conformations 
    • That doesn't look like clacton ... Former Brexit Party leader Nigel Farage buys coastal home in Lydd-on-Sea WWW.KENTONLINE.CO.UK Former Brexit Party leader Nigel Farage bought a coastal home in the county, it has been reported.  
    • It's not a private road.  It's a small public street (with Resi houses) that leads into and from public road/ highway. The garages have land in front of the doors.  Then there's a yellow line. So there's a clear marker on what is private and what is public.  These people keep parking on the private land side
    • Do you also own land the garages on and the private road? Or is it shared freehold with right of access to all freeholders or why?  Dx  
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Halifax Account charges


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I have had letter from capquest stating they acting on behalf of Halifax to recover amount £700ish.:mad:

 

This figure relates to an old account made up purely of charges.:eek::mad:

 

Is there any advice of what to do with this please:(

 

I'm getting 5 or 6 telephone calls a day from them!!!

Edited by chaddyowl
:lol::lol::lol:
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  • 2 weeks later...

Just received letter from HL Legal Solicitors stating unless this account is paid in full or satisfactory proposal for settlement is received by 4-04-10 Court Proceedings may be issued without further notice.

 

In event court is necessary costs will be added Court Costs £55

Solicitors Costs £70

 

Interest where applicable will be added accruing on daily basis.

 

Blah Blah Blah re enforcement action if judgement obtained and Pay Crapquest NOW!!!

 

This is all bank charges and I begrudge paying them !!!

 

ANY HELP PLEASE ON THIS ONE!!!!!!!!!

 

Anyone else had this sort of letter from this ****???

:lol::lol::lol:
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I would start by writing to them, disputing the debt. You need to get statements from the bank, send them a SAR requesting copies, then put in a claim to reclaim your charges, when you've got your statements comeback for more advice.

Edited by rebel11
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Hi Chaddyowl

 

the recent loss does not mean that the charges were lawful. many people have been fighting now using different legislation.

 

when you say 'old debt'... how old?

 

You need to get details of the alleged debt before you can fight them on anything. I would send them a 'prove it' letter from one of the templates on here and wait and see what you get back, in the meantime have a look through some of the threads in the bank charges forum. :) hth.

My fight so far:

 

hunni2006 V Halifax Bank: Charges £963.11 refunded nov 2006:D

Cabot financial V hunni2006: defending court summons, ongoing... July 09 :-x:-x:-x don't even get me started about them....grrr still battling

 

hunni2006 V Capital One: SA request & CCA issued, ongoing.. July 09 OC 'checking the archives...' Sept 09, no agreement, files closed!:D

<<<<<<<<<<<<<<<<<<<<<<<<<<<<<< please feel free to tip my scales if I've been helpful!

:DLearning more, every day.....

 

I have No legal training, any opinions and advice posted are entirely my own opinion, and based on life experiences and knowledge gained on this great site. Ultimately, what you do is up to you.

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Its for a current account I had with the Halifax which I now no longer use and they are trying to claim back £750ish from this overdrawn account.. The above amount is made up of bank charges and interest:mad:

 

The last statement showing activity was in April 09 when £14.00 was added onto the account in interest...:mad:

:lol::lol::lol:
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Hi chaddy,

 

from what I've read on here capquest can be pretty determined when chasing up debts.

 

Rebel 11 gave some good advice earlier, send off a subject access request to the bank and start from there.

 

There are plenty of threads on here that can guide you through the process.... sorry I can't be of more help, but if you get stuck try using the red triangle and asking one of the site team to help.:)

My fight so far:

 

hunni2006 V Halifax Bank: Charges £963.11 refunded nov 2006:D

Cabot financial V hunni2006: defending court summons, ongoing... July 09 :-x:-x:-x don't even get me started about them....grrr still battling

 

hunni2006 V Capital One: SA request & CCA issued, ongoing.. July 09 OC 'checking the archives...' Sept 09, no agreement, files closed!:D

<<<<<<<<<<<<<<<<<<<<<<<<<<<<<< please feel free to tip my scales if I've been helpful!

:DLearning more, every day.....

 

I have No legal training, any opinions and advice posted are entirely my own opinion, and based on life experiences and knowledge gained on this great site. Ultimately, what you do is up to you.

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  • 5 months later...

Hi All!

received letter today from IQOR stating that they have encl;osed statements from account and that they need settlement by return!

 

The account was overdrawn by £750 and its all in bank charges!!

 

Is there anything I can do after the court case was lost, I despise the way the banks have treated people over these charges!!

:lol::lol::lol:
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the recent loss does not mean that the charges were lawful. many people have been fighting now using different legislation.

To which legislation is been used to re-claim such ? hunnie2006 and is there a thread that states this which can be followed by users as a start guide? i think that is what chaddyowl is seeking....

!2 years Tesco distribution supervisor

7 years Sainsburys Transport Manager

 

4 Years housing officer ( Lettings )

Partner... 23 Years social services depts

 

All advice is given through own opition, also by seeking/searching info on behalf of poster, and own personnel dealings.

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  • 1 month later...

Am I going to have to pay these thieving TW@S???

 

Think it should be time for direct action against our greedy banks! I cant believe the lily livered approach we take in this country time after time when we get ripped off! Stiff Upper lip and all that Sh!te...

 

We should be in the City giving the banks something to think about!!! Freedom won by our fathers and grandfathers?? Dont make me laugh!!:mad2::-x

:lol::lol::lol:
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