Jump to content


  • Tweets

  • Posts

    • (See the link to DVLA’s INF188/6 document I posted above, page 4 as cited) “I have a new medical condition that I have told the DVLA about on my recent application. Can I drive? As soon as the DVLA receives your correct and complete application for a new licence and as long as you meet all the Section 88 criteria, you may drive. It is important that you are satisfied that the medical condition you have declared on your application does not stop you from driving. If you are unsure, check with your doctor or healthcare professional before you make a decision. You can also look up your condition in the ‘Assessing fitness to drive’ guide, which you can find at www.gov.uk/dvla/fitnesstodrive to see whether you meet the medical standards for driving. As this guide is intended for healthcare professionals, it can be complicated. Your doctor or healthcare professional should be able to help you if necessary." It seems that DVLA think that S.88 does apply for applications disclosing a new medical condition after all. Why might this be so, and what of “qualifying application" and "relevant disability"? S. 92(1) imposes on the driver a requirement to disclose a relevant disability. S.92(3) requires the Secretary of State to refuse such an application disclosing a relevant disability ….. EXCEPT S.92(4) requires the Secretary of State to grant such an application if the relevant disability is “adequately controlled”. Hence my belief S.88 can apply for medical conditions (if the driver meets the medical standard of fitness to drive) as the application remains a qualifying application IF the driver meets the medical standard of fitness to drive, until DVLA (on behalf of the Secretary of State) say it doesn’t, provided the driver believes they meet the (medical) standard. Additionally, at (or before) June 2013 (as noted in my previous post) the medical standard for fitness to drive for conditions involving excessive daytime sleepiness was changed from “completely controlled” to "adequately controlled".  
    • Anyway, I've asked my Booking.com flat-rent-out-bloke what needs to be done on the Booking.com portal to cancel a reservation. I got a late message "I'll let you know tomorrow".
    • I see that at the start of your thread you said they hadn't sent a Letter of Claim.  And in fact in all the uploaded material there is no LoC.  This is great news.  Even were you to lose - you won't - the judge would chop off a chunk of the money for their non-respect of PAPLOC. However, I'm a bit confused as you've named the file name as a SAR.  Are you sure about this?  Did you send any other letters apart from the one dx advised which was a CPR request (not a SAR) to DCBL (not Group Nexus).  I'm not being pernickety, this will be important for your Witness Statement further down the line.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Mr Silver v Crap1


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5205 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I’m about to start action against Crap1 credit card.

 

This is my legal action plan (comments welcome).

 

My defence-attack strategy / plan will be :-

 

1. I do NOT acknowledge the ALLEGED debt. I am in dispute over unauthorised transactions (disputed a few years ago and still not resolved!)

 

2. Plus the alleged debt includes penalty charges / unfair charges dating back up to 6 years.

 

3. Defamation/libel. Each time Crap1 process my alleged debt and report a default to Credit Reference Agencies (CRAs) they are defaming me and injuring my ‘credit worthiness’ with other creditors who look at my Credit File. Thus an injury to credit.

 

4. They are using inaccurate information by virtue of the penalty / unfair charges yet to be reimbursed / reclaimed.

 

5. Crap1 are aware that the alleged debt includes penalty / unfair charges and is thus harassing me for an inaccurate alleged debt (if any) which amounts to a libel/defamation each time they pass that inaccurate information onto third party DCAs and CRAs.

 

6. Crap1 are also in breach of Data Protection Act and so too are the Credit Reference Agencies (CRAs) for processing the Crap1 inaccurate alleged debt default information.

 

I should say that I’m not yet doing a SAR yet because I want to try the defamation attack first!

 

Offer to settle out of court in say 14 days. Quantum Damages / compensation claim for about £4,999.

 

Get them on the run / back foot and then hit them with the SAR and CCA.

 

Any suggestions / comments welcome.

 

Cheers!

Edited by Mr Silver
Tidying up paragraphs for ease of reading. Plus typos!
Link to post
Share on other sites

They will press a template button and you will get a reply back that has no relevance to anything you say whatsoever. This from a letter I sent to the ICO:

 

In 2008 Capital One paid off 750 staff, moved back into their original premises, transferred their call centre overseas and put their call centre staff into their mainstream operations. The result has been a shambles. I once had three different replies to the same letter from three different departments! They send templates in reply, use electronic signatures, there is no way of knowing whether the people in whose names they send template letters actually exist and they have no knowledge whatsoever of consumer law. They said when they made the redundancies that they would retrain staff but I guess they never got round to it. Not one of my complaints has ever been addressed. Every letter makes it look as if I have requested yet another copy of the unlawful application form – I could paper my walls with them. One says I requested call information – I have never once called Capital One. The letters are just nonsense. I had to send an email to the president of the bank in America to get a final response from electronic signature James Bell and when that finally arrived it was a template – no surprises there. They had clearly never investigated my complaint or even read it and if they did they wouldn’t understand it. I suspect the ICO will have difficulty getting any coherent answers from them. It was difficult for me to get the requested response together for the ICO because of different replies from different template button pushers.

Link to post
Share on other sites

Hello Pinky69

 

Thanks for the information.

 

Surely though if they trade in the UK they have legal reps that appear in Court if consumers take legal County Court action against them?

 

I should add that about a year ago I received a few (5 or 6) letters from a Debt Collection Agency (DCA) working on behalf of Crap1 Credit Card.

 

Of course I ignored the letters from the DCA!

 

Template letters seem to be the order of the day like robotic staff in the banks!

 

I think I'll just send a letter to settle out of court within 14 days.

 

If a template reply or no proper response then follow up with a Letter before legal action and another 7 days!

 

 

Oh, by the way: do they reply to SARs?

 

If NOT? then I'll send a SAR first or at the same time - should confuse them!

 

Cheers!

Link to post
Share on other sites

Thanks for that Pinky69

 

I hope Crap1 fail to turn up at court!

 

I'll send them a SAR as well to get proceeedings under way and follow that with an out of court settlement offer!

 

 

Regarding the Debt Collection Agency that sent me letters on behalf pf Crap1. Do you think Crap1 sold the alleged debt to them?

 

I haven't heard from the DCA for over a year now!

 

And I haven't had any direct contact with Crap1 since late 2007!

 

No news is good news, I suppose?

 

Cheers!

Edited by Mr Silver
Missing word / information and typo!
Link to post
Share on other sites

Pile each letter up neatly and you can use them as a chair instead of buying furniture:???: We've got bored with folding them up into paper planes:) Off to the Bear Garden:grin:

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...