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    • I found that the parkin attended has a car with CCTV camera on it, however as I stated earlier, it seems that he did not take video of my car otherwise they would have stated so in the SAR. parking car .pdf
    • The rules state that "approved devices may only be used in limited circumstances"  I was not a threat. I was not present. I did not drive away. I think he has not fulfilled the necessary requirements justifying issuing me a PCN by post therefore the PCN was issued incorrectly and not valid.  What are your thoughts?  
    • I have also found this:  D.2 Service of a PCN by post: 54) There are some circumstances in which a PCN (under Regulation 10) may be served by post: 1) where the contravention has been detected on the basis of evidence from an approved device (approved devices may only be used in limited circumstances) 2) if the CEO has been prevented, for example by force, threats of force, obstruction or violence, from serving the PCN either by affixing it to the vehicle or by giving it to the person who appears to be in charge of that vehicle 3) if the CEO had started to issue the PCN but did not have enough time to finish or serve it before the vehicle was driven away and would otherwise have to write off or cancel the PCN 55) In any of these circumstances a PCN is served by post to the owner and also acts as the NtO. The Secretary of State recommends that postal PCNs should be sent within 14 days of the contravention. Legislation states that postal PCNs must be sent within 28 days, unless otherwise stated in the Regulations. This from London Councils Code of Practice on Civil Parking Enforcement.  The question is what is an approved device? Certainly, he had the opportunity to place the ticket on my car and I didn't drive away.  I looked further and it seems that an approved device is a CCTV camera - It seems that the photos taken were not actual film but images and it is not clear if they are taken from a video or are stills. I'm guessing if it was moving images then the SAR would have stated this.    From the Borough of Hounslow website: "There are two types of PCN issued under the Traffic Management Act 2004, which governs parking contraventions. The first is served on-street by a Civil Enforcement Officer, who will observe a vehicle and collect evidence before serving the PCN either by placing it in a plastic wallet under the windscreen wiper, or by handing it to the driver. The second is a PCN served by post, based on CCTV footage taken by an approved device, which has been reviewed by a trained CCTV Operator."   From Legislation.gov.uk regarding approved devices: Approved Devices 4.  A device is an approved device for the purposes of these Regulations if it is of a type which has been certified by the Secretary of State as one which meets requirements specified in Schedule 1. SCHEDULE 1Specified requirements for approved devices 1.  The device must include a camera which is— (a)securely mounted on a vehicle, a building, a post or other structure, (b)mounted in such a position that vehicles in relation to which relevant road traffic contraventions are being committed can be surveyed by it, (c)connected by secure data links to a recording system, and (d)capable of producing in one or more pictures, a legible image or images of the vehicle in relation to which a relevant road traffic contravention was committed which show its registration mark and enough of its location to show the circumstances of the contravention. 2.  The device must include a recording system in which— (a)recordings are made automatically of the output from the camera or cameras surveying the vehicle and the place where a contravention is occurring, (b)there is used a secure and reliable recording method that records at a minimum rate of 5 frames per second, (c)each frame of all captured images is timed (in hours, minutes and seconds), dated and sequentially numbered automatically by means of a visual counter, and (d)where the device does not occupy a fixed location, it records the location from which it is being operated. 3.  The device and visual counter must— (a)be synchronised with a suitably independent national standard clock; and (b)be accurate within plus or minus 10 seconds over a 14-day period and re-synchronised to the suitably independent national standard clock at least once during that period. 4.  Where the device includes a facility to print a still image, that image when printed must be endorsed with the time and date when the frame was captured and its unique number. 5.  Where the device can record spoken words or other audio data simultaneously with visual images, the device must include a means of verifying that, in any recording produced by it, the sound track is correctly synchronised with the visual image.
    • Hearing took place today.  Case dismissed with costs awarded. Neither UKPC or a representative turned up.  Apparently they messaged the court on 7 May asking for their case to be considered on paper.  Never informed me, which was criticised by the judge as not following procedure.  I was really annoyed as I would have preferred for the case to be thrown out before the hearing, or at least face them in court and see them squeal.   They are just playing a numbers game and hope you blink 1st!   Ended up having to change my flight, but  the costs awarded softens the blow. Was asked to confirm it was my signature on both the witness statement and supplementary statement.  Wasn't asked to read them, said she could see my arguments made and the signs were insufficient and no contract formed. Took maybe 10 mins in total.  Judge did most of the talking and was best for me just to keep quiet or confirm any statements made. Happy to have won as a matter of principle and have costs awarded. Maybe not worth all the time and hassle for any newbies or the technologically challenged.  But if you are stubborn like me and willing to put in the time and effort, you can beat these vultures! I big shout out to everyone who helped on the thread with their advice and guidance, special mention to FTMDave, thank you sir!  Really appreciate everyone's efforts. All the best!
    • I plan to be honest to avoid any further trouble, tell them that the name should be changed to my official name
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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frank galler - kubic investments ltd


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Success letters being posted will not really achieve anything-least of all remove the anger from victims here.

Whether there was success or not in some cases does nothing to explain why so many handed over money for a service they did not recieve.

 

 

 

By the way, I dont know if you already have that information, he did not hold a ICO licence.

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I as said am not legally trained but have learnt on the unenfor or enforcebility of cca from this site. I didnt need to do anymore than ask a question and advice followed. You will find we all on this site can find out the difference and dont need a law degree to do that. I personaly dont judge a person by how much success they have had in the past, but by their most recent actions. You will on balance have had some success, but surely not more than anyone could get from looking on here. I dont need you to know my situation, I am an unbiased person observing and only judge on what you type yourself.

 

I find it concerning that you still clearly think you are able to give advice on such matters, after all you said you specialise in family law, is that right. I am entitled as a cagger to from reading your posts have a concern that you are still giving consumer advice to those who phone, after all you resigned, what comeback does anyone have if any advice is wrong.

 

 

Yes that is true, people could do this by looking in this forum, but not everybody is in your position and does know what to look for, of course I agree on that. Me I would never use a service like that, because I always do research myself, in any aspect of life. I do not give consumer advise I am simply giving out telephone numbers, and updates of their cases, they then take the cases to no win no fee solicitors, or in some cases people just want to start paying again, but lower monthly installments, which they do themselves.

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What I am saying is this, I cannot just disappear, allthough sometimes I just want to. But that would not be fair!!

Because, there are an awful lot of people out there who dont use the internet, they dont know any better.

 

I as said am not legally trained but have learnt on the unenfor or enforcebility of cca from this site. I didnt need to do anymore than ask a question and advice followed. You will find we all on this site can find out the difference and dont need a law degree to do that or those who do have knowledge do it for free. I personaly dont judge a person by how much success they have had in the past, but by their most recent actions. You will on balance have had some success, but surely not more than anyone could get from looking on here. I dont need you to know my situation, I am an unbiased person observing and only judge on what you type yourself.

 

I find it concerning that you still clearly think you are able to give advice on such matters, after all you said you specialise in family law, is that right. I am entitled as a cagger to from reading your posts have a concern that you are still giving consumer advice to those who phone, after all you resigned, what comeback does anyone have if any advice is wrong.

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Thank you for clarifying that.

It appeared to be pretty clear since all the checks I have done have revealed nothing at all.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Yes you are entitled to ask anything, and I am willing to answer!!

All what I am asking people is to ask, and not to blame without knowing.

 

I as said am not legally trained but have learnt on the unenfor or enforcebility of cca from this site. I didnt need to do anymore than ask a question and advice followed. You will find we all on this site can find out the difference and dont need a law degree to do that or those who do have knowledge do it for free. I personaly dont judge a person by how much success they have had in the past, but by their most recent actions. You will on balance have had some success, but surely not more than anyone could get from looking on here. I dont need you to know my situation, I am an unbiased person observing and only judge on what you type yourself.

 

I find it concerning that you still clearly think you are able to give advice on such matters, after all you said you specialise in family law, is that right. I am entitled as a cagger to from reading your posts have a concern that you are still giving consumer advice to those who phone, after all you resigned, what comeback does anyone have if any advice is wrong.

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Yes that is true, people could do this by looking in this forum, but not everybody is in your position and does know what to look for, of course I agree on that. Me I would never use a service like that, because I always do research myself, in any aspect of life. I do not give consumer advise I am simply giving out telephone numbers, and updates of their cases, they then take the cases to no win no fee solicitors, or in some cases people just want to start paying again, but lower monthly installments, which they do themselves.

 

Again as this company was in my opinion obviously not acting in the best interest of vulnerable clients, then you should desist. You now know this site can help them, why refer people to no win no fee when you can easily refer them here.

 

Have you told the police you are still refering people needing help? I would have hoped the police whatever stage they are with you, would have to protect you from futher involvement have said distance yourself.

 

Incidently we all at some time were vulnerable and in some cases lucky to find this site by accident or referal. I personally think any company charging 600.00 per card stinks like ****:evil:

 

When you first came on here my concerns were raised not by you stating what happened, but by you saying you would try to help but it was hard as you had no money. I hope I am wrong but was concerned on the basis that I would not want anyone desperate and vulnerable feeling the need to offer you any. Vulnerable people might do so, so I say again refer them here and say free advice.

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Yes that is true, people could do this by looking in this forum, but not everybody is in your position and does know what to look for, of course I agree on that. Me I would never use a service like that, because I always do research myself, in any aspect of life. I do not give consumer advise I am simply giving out telephone numbers, and updates of their cases, they then take the cases to no win no fee solicitors, or in some cases people just want to start paying again, but lower monthly installments, which they do themselves.

 

For everyone out there, I have evidence that Natasha was actioning the whole Bills Of Exchnage Act and later CCA route herself. When I moved my clients from her I told her she was not qualified to do this work and it should be done by a solicitor. The banks respond to qualified solicitors better.

 

Tell the truth on these forums or you will be exposed.

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You havent helped me natasha, all you have said is if i were to pay another £200 youd be able to help negotiate.

 

And was this negotiation going to be under the name Finance Angels, my company, Kubic, Frank's company or the name National Finance?

 

Who owns National Finance?

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In fact when i did speak to you about all of this when you had resigned you said to me you would help me and would see my case through to the end....a week later there was just an answer phone stating you no longer had any dealings with this. Thanks for that.

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I dont sent everybody off to solicitors dont worry about that, I have told people about this forum, but like I said some are elderly and dont know. They are telling me that CAB is to busy to even answer calls.

I have to do something, changing my number is no option, I could have done a FG, but I decided I take it!!

Yes the Police knows about people calling me, it is their choice.

 

Again as this company was in my opinion obviously not acting in the best interest of vulnerable clients, then you should desist. You now know this site can help them, why refer people to no win no fee when you can easily refer them here.

 

Have you told the police you are still refering people needing help? I would have hoped the police whatever stage they are with you, would have to protect you from futher involvement have said distance yourself.

 

Incidently we all at some time were vulnerable and in some cases lucky to find this site by accident or referal. I personally think any company charging 600.00 per card stinks like ****:evil:

 

When you first came on here my concerns were raised not by you stating what happened, but by you saying you would try to help but it was hard as you had no money. I hope I am wrong but was concerned on the basis that I would not want anyone desperate and vulnerable feeling the need to offer you any. Vulnerable people might do so, so I say again refer them here and say free advice.

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In fact when i did speak to you about all of this when you had resigned you said to me you would help me and would see my case through to the end....a week later there was just an answer phone stating you no longer had any dealings with this. Thanks for that.

 

 

Very true, and thats because I had to make clear to people that I do not work for Kubic anymore!! because at that stage it was clear that I couldnt even work under Franks licence anymore, without a lience no joy.

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When i spoke with Natasha she hadn't said who she was working for at that point, i do though have letters from Natasha using your company Finance Angels.

 

 

Again very true, and if you want me too I send you an email, with an attachment from the company, to show you that I did not use the name unlawfully.

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But my case was started back in the summer so surely you would of been paid for my case by FG

 

Money with FG was on a basis of cashflow, he said back in november that he will put me on his spanish payroll, but he never did. because believe me, the monies he did pay, didnt even cover all the expences involved.

I stated that before he paid as little as £16 per card, that would maybe cover 3 letters in postage and postal orders, never mind the work, the office, the phones etc.

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Again very true, and if you want me too I send you an email, with an attachment from the company, to show you that I did not use the name unlawfully.

 

Please send that to me as it is my company. Do it now so I can see it.

 

I understand that a solicitor wrote to you last year warning you not to use my company name.

There is only one person authorising you to use that company name and that is myself.

 

I would not be surprised if you have concocted something. The letterhead you drew up using my name was concocted and totally illegal.

 

Just for the record everyone, she had no right to use my name.

 

There are matters still unanswered:

 

National Finance

Bianca Klinkmuller

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On the phone you told me you got paid £200 per case??? you were annoyed he had taken £600 per case and you only saw that much, now it's as little as that you received????

 

Oh but I thought it was £16 per card - see earlier posts

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Again natasha, even the elderly could be advised to persist with the cab or maybe an odd one has a computer, its amazing how techy even the elderly are. In any case you are not fit to be involved due to you prevous relationship with the company in my opinion, anyone here who disagrees could post so;)

 

No one has to pay for debt advice and companies in this profession are bottom feeders in my view of course, no better than the dcas.

 

I suggest to anyone who has dealings with the police regarding this company to raise a concern in that ex employee is still advising people regarding these debts. Warning flag.

 

Natasha,

When refering peole to no win no fee, do you get a commission?

Why is it in your interest to be involved, you are resigned?

Do you intend to work in this area again?

 

Surely you as a single mother could do with some advice from the benefits forums on what you could be entitled to as you now do not have a job.

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No Comission at all, and my future is uncertain, but I sort myself out.

 

Again natasha, even the elderly could be advised to persist with the cab or maybe an odd one has a computer, its amazing how techy even the elderly are. In any case you are not fit to be involved due to you prevous relationship with the company in my opinion, anyone here who disagrees could post so;)

 

No one has to pay for debt advice and companies in this profession are bottom feeders in my view of course, no better than the dcas.

 

I suggest to anyone who has dealings with the police regarding this company to raise a concern in that ex employee is still advising people regarding these debts. Warning flag.

 

Natasha,

When refering peole to no win no fee, do you get a commission?

Why is it in your interest to be involved, you are resigned?

Do you intend to work in this area again?

 

Surely you as a single mother could do with some advice from the benefits forums on what you could be entitled to as you now do not have a job.

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The problem is not everybody is reading this forum, I had two people yesterday who told me that they are disgusted by this public arena thing, What do you want me to do?? I cant force people on the internet! I recommend CAB, No win No fee Solicitors, I cant see anything wrong with this , wrong would be to just walk away.

If I wasnt in this forum people would say to me look she has something to hide. It will be always wrong!!

Again natasha, even the elderly could be advised to persist with the cab or maybe an odd one has a computer, its amazing how techy even the elderly are. In any case you are not fit to be involved due to you prevous relationship with the company in my opinion, anyone here who disagrees could post so;)

 

No one has to pay for debt advice and companies in this profession are bottom feeders in my view of course, no better than the dcas.

 

I suggest to anyone who has dealings with the police regarding this company to raise a concern in that ex employee is still advising people regarding these debts. Warning flag.

 

Natasha,

When refering peole to no win no fee, do you get a commission?

Why is it in your interest to be involved, you are resigned?

Do you intend to work in this area again?

 

Surely you as a single mother could do with some advice from the benefits forums on what you could be entitled to as you now do not have a job.

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