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    • and the UK guv is doing the decent thing - at last - better late than never - although the lateness of the 'secret' actions and leak'ness of the 'secret' plans leaked to newspapers does raise some questions on the reasons BUT - better late than never   Revealed: 1,500 Afghans scrambled to UK in secretive mission WWW.INDEPENDENT.CO.UK Exclusive: James Heappey lifts the lid on a military operation to airlift Afghans who fought with Britain out of Pakistan  
    • So I work for a small charity in which I am the only paid employee.  The only other staff on the charity is my boss, everyone else works as a volunteer.   An issue has been raised regarding something I am alleged to have done.  I went into work Monday morning three weeks ago to be told to go home and not come in until they told me otherwise.  Then I get a letter a few days letter telling me I have been invited to an investigatory meeting about an allegation. I went to the meeting and got ambushed by my boss.  I was told very little in the letter and in the meeting he threw a number of accusations at me.   He has now sent me a suspension letter with number of spelling mistakes including the name of the charity spelt wrong.  He is saying I have broken policies and guidelines which don't exist (or at least I've never bee shown or even knew existed).  He is so out of his depth it's shocking, he is literally writing policies as we speak and sending them to me including the Disciplinary Procedure which he wrote a few weeks ago. I have worked there for less than 2 years so I don't really understand why he hasn't just sacked me if he is that bothered, but I feel he is trying to cover up his own short comings by blaming me. Do I wait till the hearing and then explain how biased and badly done the investigation is?  The board of trustees are all his mates so I can't imagine I am going to keep my job (not that I want it know) but the accusations are really serious and I don't want this hanging over me.     
    • Quick update, 1) Zopa, via email, has offered to consider a discount (quoted below) “Please contact us urgently so we can talk about setting up a manageable repayment plan. If you are able to raise some funds, we may be able to offer you a discount to settle your outstanding balance at a reduced rate.” Does that imply that they think the debt may be unenforceable or just them cutting their losses? I’ve not responded. 2) I sent the letter to respond to the letter of claim eventually 17th Nov, as per the information templates, and the postal order. I sent it Royal Mail signed for, I checked the tracking today, and it still says “accepted at post office”. So not arrived, or more likely not signed for? I’ve kept copies and photos of the letter.  not sure if this is a tactic of theirs or just genuinely tracking issue/lost? thanks guys!   
    • Hi,  Update: the breeder has now had a solicitors letter sent to me refusing to accept judgement based on a faulty service ( claiming the name was spelt wrong etc), so no PoC has been received so I must stop the judgement or pay her costs in court as she now seeks an urgent order based on incorrect service.   I explained she confirmed their details twice upon being asked where she wanted docs to go and that she refused delivery at her home address of the action coming so she’s obstructed service herself.   lesley 
    • The above does need careful consideration of all aspects but   ‘You’ve ruined this country’: Israeli ministers heckled out of hospital WWW.TELEGRAPH.CO.UK Civilians could be heard shouting ‘get out of here’ as public anger at the government mounts        
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.


      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
    • Post in Some advice on buying a used car
    • People are still buying used cars unseen, paying by cash or by bank transfer, relying on brand-new MOT's by the dealer's favourite MOT station….
      It always leads to tears!
      used car.mp4


    • Pizza delivery insurance.mp4




      Parcel delivery insurance 1.mp4
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The insolvency service have announced that they are looking into making a change, the Minister stated that a change needed to be made.


However, there have been changes to the bankruptcy fees from 6 April 2010


link here


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  • 3 weeks later...

no change yet, information has been provided showing that the take up on DROs was significantly lower due to the pensions rule, this information is to be 'considered' so changes to come hopefully but it remains the same at the moment.

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