3 Mobile / Red Cllections. Please Help

[paulobeef]

I've Recieved a Letter today from Red Collections saying that i owe them £655 for a mobile i had approx 5 1/2 to 6 Years Ago...

 

I've only just moved in and registered on the Voters Roll (Cue to letter I guess) and it goes through the usual nonsense of getting further letters.. collectors, CCJ etc etc..

 

I had previously recieved letters at my mothers (the address i took it at) but to be honest ignored them as i dont live there and i have no intention paying this

 

The story briefly with this one is that when i had the contract i was a victim of cloning and my bill was 280 approx.. i attempted going down the channels but they said i was liable...I refused to pay for obvious reasons and cancelled direct debits and basically ignored all demands...

 

I've seen various letters on here.. Statute (6 years).. asking for copy of contract, denying the debt belongs to me etc....

 

It goes without saying i dont want debt collectors and i'm not paying this as it's simply not something i think i should pay (especcially not with a contract cancellation charge of double the amount i owe them)

 

what do people think... what's the best way to go!!

[cerberusalert]

Send them this; http://www.consumerforums.com/resources/templates-library/86-debt-collectors/573-general-debt-letter-if-you-know-nothing-of-the-debt the onus is on them to prove a debt exists and they have the right to collect it. Besides it'll help drag things out a bit.

[paulobeef]

Thanks... I assume from my research on here they will try some more nonsense after this....

 

I'll get it off and see where it goes from there

 

thankyou so much

[paulobeef]

Send them this; http://www.consumerforums.com/resources/templates-library/86-debt-collectors/573-general-debt-letter-if-you-know-nothing-of-the-debt the onus is on them to prove a debt exists and they have the right to collect it. Besides it'll help drag things out a bit.

 

Sorry my computer does not link very well to hyperlinks.. could you cut and copy the letter into this thread and i'll go from there..

 

sorry for the inconveniance

[Revenant]

Name/Address:

 

Date:

 

Dear Sir/Madam

 

You have contacted me/us regarding the account with the above reference number, which you claim is owed by myself/ourselves.

 

I/we would point out that I/we have no knowledge of any such debt being owed to (insert company name).

 

I am/we are familiar with the CPUTR 2008 and the Office of Fair Trading's Guidance on debt collection, which states that it unfair to send demands for payment to an individual when it is uncertain that they are the debtor in question.

 

I/we would also point out that the OFT say under the Guidance that it is unfair to pursue third parties for payment when they are not liable. AND in not ceasing collection activity whilst investigating a reasonably queried or disputed debt you are using deceptive/and or unfair methods.

 

Furthermore ignoring and/or disregarding claims that debts have been settled or are disputed and continuing to make unjustified demands for payment amounts to physical/psychological harassment.

 

I/we would ask that no further contact be made concerning the above account unless you can provide evidence as to my/our liability for the debt in question.

 

I/we await your written confirmation that this matter is now closed. Otherwise I will have no option but to make a complaint to Trading Standards and also inform the Office Of Fair Trading of your actions.

 

I/we look forward to your reply.

 

Yours faithfully

 

There you go pob . . hope that helps

R