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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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Parents debt


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Hi

I'm wondering if anyone can possibly help me please?

In 2007 my mother applied to made bankrupt. She did so with the help of the CAB. In Oct 2007 it was granted. We thought it would be all behind her from then on but for some reason part of the debt has now come to my sibblings and myself.

In 2002 my mother (who was divorced and bought out my dads half of the house) sold her house and moved in with her new husband. She told us instead of giving us something from the sale, she would give us something from the endowment policy which she intended to carry on paying. In 2006 this matured and as promised she gave my brother £2000, my sister £5000 (which went towards her wedding) and myself £2000.

In 2007 her new marriage broke down and she moved into rented accommodation. Being on her own meant she could not repay her debts as they were more than her income. Hence the bankruptcy.

Now my sibblings and I are receiving threatening letters from a solicitor demanding the money she gave us and if we don't pay the baliffs will come and take goods to the value.

I'm really scared. My husband is on low wages and I have 2 small children. I really don't have that kind of money.

Can anyone help me please? :(

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Now my sibblings and I are receiving threatening letters from a solicitor demanding the money she gave us and if we don't pay the baliffs will come and take goods to the value.
For a start they cannot send bailiffs without a court order, secondly you are not responsible for your mothers debts and as she made a gift to you and your siblings prior to her bankruptcy that money doesn't come into the equation unless the solicitors can prove to a court that your mother was trying to dispose of assets prior to her bankruptcy.

 

Make a complaint to your local Trading Standards and the OFT enclosing a copy of the threatening letter.

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Is this a real firm of solicitors or in actual fact debt collectors? How did they know your mother gifted the money to her children?

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Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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What reason is the solicitor giving for demanding the money? He can't just front up and say 'give me some money'.

 

The distribution of the proceeds of the endowment insurance should have been declared to the Official Receiver. Was it? The OR will always ask about disposals of large sums of money in the years preceeding the bankruptcy.

The reason is that such disposals can be interpreted as preferring one or more creditors over others - which is not permissible and can lead to some difficulties. In bankruptcy all creditors should receive a pro rata share of any monies paid out.

In the circumstances you have described I would expect the OR would not be bothered by the disposal your mother has made. The best course of action is to contact the OR who dealt with your mother's case and ask.

 

Returning to the solicitor, the reason you are being asked to pay money to him is that your mother may not have told the OR about the disposal and he may therefore believe the money was unlawfully distributed. Hence the first question above.

 

Firstly I would try to ascertain why the solicitor is asking for this money.

 

Secondly I would contact the Official Receiver and ask them to deal with this. Even if your mother didn't tell the OR at the time then she should do so now. You might get into a bit of bother but you will get into much more bother by continuing to withhold the information. The OR has a good reputation for fairness and, because of the powers an OR has, can easily deal with the solicitor. But he doesn't like being mislead.

On the other hand if your mother has told the OR at the time of the bankruptcy then this will have been taken into account. You're in the clear and can simply refer the solicitor to the OR.

I really do appreciate all those 'thank you' emails - I'm glad I've been able to help. Apologies if I haven't acknowledged all of them.

You can also ding my gong if you prefer. :)

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I see where you are coming from palomino, but according to the OP's post, she gifted the money in 2006 and then the marriage broke up in 2007 whihch led to the bankruptcy, so unless the OP's mother was a clairvoyant then there is no comeback about the gift, and the solictor should take a running jump

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Hi all and thank you for your replies.

 

When my mother applied for the bankruptcy they asked her about any large amounts of money she had had in previous years. She told them about the endowment. The letters are coming from a firm called Farleys. They have a website so i'm assuming they are a legit company :???:

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From what you describe you are well in the clear. If there had been a problem then the OR would have dealt with this at the time.

 

You can safely refer the solicitor to the OR and wash your hands of the matter (although the solicitor may be persistent).

 

You haven't said on what basis the solicitor is asking for money. Are you able to do so?

I really do appreciate all those 'thank you' emails - I'm glad I've been able to help. Apologies if I haven't acknowledged all of them.

You can also ding my gong if you prefer. :)

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Sorry for the delay in getting back but I wanted to get the letters my mum had received as well as the one my sibblings and I received.

 

Dear Madam

IN THE ******* COUNTY COURT ***OF 2007

 

As a result of the bankruptcy order made against you on 14th September 2007 you now have certain legal obligations to me, as the Official Receiver appointed to deal with your bankruptcy. This letter sets out what you must do now, and it is important that you take time to read and understand it. If you have any queries concerning its contents, you should contact my office without delay as staff here will be able to assist.

 

My mum had given all the information that they required including the gifts made to her children.

Then my mum got this:

 

Dear Mrs *****

Our Client: White & Co

We act on behalf of your Trustee in Bankruptcy and have been instructed to write to you specifically in relation to gifts made to your children.

We are instructed that in May 2006 you made 3 seperate gifts amounting to £9000.

We believe these gifts were made despite the fact that you were insolvent. Under Section 341 of The Insolvency Act 1986 the Trustee has the right of repayment of monies where a transaction was at an undervalue.

We would invite, by return, confirmation that these monies will be reimbursed together with the addresses of each of your children who received funds.

We would remind you of your statuary dutry to co-operate with the Trustee in providing this information.

We await hearing from you.

Yours faithfully

 

Jonathan Bridge

PARTNER

 

So my mum complied and gave our addresses and asked them what would happen to her children if they no longer had that monies.

She never got a reply but they obviously recieved her lettter as they started making demands on the children.

She tried multiple times to get in such with Mr Bridge but he is NEVER there. It's always "He's just left for the day" or "He's working in another office today" even though she called the other office and he wasn't there at all.

 

This is the one my sibblings and myself are receiving:

 

Dear Miss ******

Our Client: White & Co

Debtor: Mrs *****

We refer to the above matter and note that no repayment has been received of the monies advanced to you by the Bankrupt.

In the absence of any repayment proposals our only option is to issue proceedings, which will be done without further delay.

If you do wish to put forward proposal please advise by return.

 

Jonathan Bridge

PARTNER

 

I have tried to call and just like my mum said it is impossible to talk to this man.

As you can see by the dates, my mum gave us the money in early 2006 and was made bankrupt in late 2007.

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Have you been in touch with the Official Receiver yet? He should nip this in the bud.

 

Hi and thanks for replying,

 

My mum rang them today but only the secretary was there.

She said my mum needs to try and resolve the issuse with Mr Bridge and if that fails make a complaint to the OR.

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Have you any idea who they are acting on behalf of , and what for?

 

I know little about bankruptcy, but am guessing that his 'client' was either not included in the br payout, or feels he has not received enough.

 

If this is the case, surely he cannot expect to get the gifted money back entirely, would this not be a case where IF this money were refundable, then surely ALL Creditor would get a further share, or is he trying to creep under the radar so to speak?

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Have you any idea who they are acting on behalf of , and what for?

 

I know little about bankruptcy, but am guessing that his 'client' was either not included in the br payout, or feels he has not received enough.

 

If this is the case, surely he cannot expect to get the gifted money back entirely, would this not be a case where IF this money were refundable, then surely ALL Creditor would get a further share, or is he trying to creep under the radar so to speak?

 

After my mum has made many calls it seems the Trustee is the one who has instructed Farleys to recover the money from my sibblings and myself.

The money was gifted in early 2006 and my mum applied for bankruptcy in Aug 2007. They state that they believe my mum was insolvent when she gave us the gifts but this simply isn't true. All her debts were being met until 3 month before she became bankrupt. My mum has called the OR and the Trustee but they have told her they cannot help her as her children are the ones who _owe_ the money.

Any ideas what I can do please?

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If they are saying my mum was insolvent when she wasnt, can she demand to know what proof they have? Is it classed as some kind of slander to make allegations without proof? (ok im maybe clutching at straws....)

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Forget about the slander - it doesn't apply in this situation.

 

Has your mum's bankruptcy been discharged?

I don't think this has been asked before, however it does seem a long time for a bankruptcy to last without being discharged.

If not then the OR is still dealing with the matter and this might explain what is happening.

 

There is pongy whiff about all of this. Why hasn't your mum been kept informed of what is happening? Why did Farleys suddenly demand money with no explanation? Their highly arrogant attitude is unfortunately typical of many solicitors.

 

I would lodge a formal complaint about the actions of the Official Receiver in not explaining things.

I would lodge a formal complaint with Farleys about their high-handed and confrontational attitude which has exacerbated the matter, causing considerable distress to yourselves.

I would also ask Farleys on what basis they believe your mum to have been insolvent at the time she made the gifts.

 

If you need to prove your mum wasn't insolvent then I guess that she has to show that the debts included in her bankruptcy weren't delinquent 15 months earlier. You'll need all your bank statements, credit card statements etc. etc. to show that everything was up-to-date.

Unfortunately lawyers and judges expect everybody to be dishonest. It's horrible, nasty and unfair, but it's life unfortunately.

I really do appreciate all those 'thank you' emails - I'm glad I've been able to help. Apologies if I haven't acknowledged all of them.

You can also ding my gong if you prefer. :)

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Forget about the slander - it doesn't apply in this situation.

 

Has your mum's bankruptcy been discharged?

I don't think this has been asked before, however it does seem a long time for a bankruptcy to last without being discharged.

If not then the OR is still dealing with the matter and this might explain what is happening.

 

There is pongy whiff about all of this. Why hasn't your mum been kept informed of what is happening? Why did Farleys suddenly demand money with no explanation? Their highly arrogant attitude is unfortunately typical of many solicitors.

 

I would lodge a formal complaint about the actions of the Official Receiver in not explaining things.

I would lodge a formal complaint with Farleys about their high-handed and confrontational attitude which has exacerbated the matter, causing considerable distress to yourselves.

I would also ask Farleys on what basis they believe your mum to have been insolvent at the time she made the gifts.

 

If you need to prove your mum wasn't insolvent then I guess that she has to show that the debts included in her bankruptcy weren't delinquent 15 months earlier. You'll need all your bank statements, credit card statements etc. etc. to show that everything was up-to-date.

Unfortunately lawyers and judges expect everybody to be dishonest. It's horrible, nasty and unfair, but it's life unfortunately.

 

My mum was discharged in SEPT 2007.

My mum is writing letters at the moment to both the Trustee and Farleys who they have instructed to act asking for them asking them to provide proof that my mum was insolvent in 2006

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Forget about the slander - it doesn't apply in this situation.

 

Has your mum's bankruptcy been discharged?

I don't think this has been asked before, however it does seem a long time for a bankruptcy to last without being discharged.

If not then the OR is still dealing with the matter and this might explain what is happening.

 

There is pongy whiff about all of this. Why hasn't your mum been kept informed of what is happening? Why did Farleys suddenly demand money with no explanation? Their highly arrogant attitude is unfortunately typical of many solicitors.

 

I would lodge a formal complaint about the actions of the Official Receiver in not explaining things.

I would lodge a formal complaint with Farleys about their high-handed and confrontational attitude which has exacerbated the matter, causing considerable distress to yourselves.

I would also ask Farleys on what basis they believe your mum to have been insolvent at the time she made the gifts.

 

If you need to prove your mum wasn't insolvent then I guess that she has to show that the debts included in her bankruptcy weren't delinquent 15 months earlier. You'll need all your bank statements, credit card statements etc. etc. to show that everything was up-to-date.

Unfortunately lawyers and judges expect everybody to be dishonest. It's horrible, nasty and unfair, but it's life unfortunately.

 

My mum was discharged in SEPT 2007.

My mum is writing letters at the moment to both the Trustee and Farleys who they have instructed to act asking for them asking them to provide proof that my mum was insolvent in 2006

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My mum was discharged in SEPT 2007.
Are you sure the year is right? You first post says she was declared bankrupt on Oct 2007.

 

 

Well done with the letters.

I really do appreciate all those 'thank you' emails - I'm glad I've been able to help. Apologies if I haven't acknowledged all of them.

You can also ding my gong if you prefer. :)

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Are you sure the year is right? You first post says she was declared bankrupt on Oct 2007.

 

 

Well done with the letters.

 

I'm sorry I changed the dates to try and mask who my mum is.

She was discharged on Oct 26th 2007.

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I see. But we're still confused.

Do you mean that she was declared bankrupt in 2006 and discharged in 2007?

If this is the case then the bankruptcy occurred only 5 months after the money was paid out, and I'm not surprised the OR is on the case.

 

Unfortunately timing is important on this matter.

I really do appreciate all those 'thank you' emails - I'm glad I've been able to help. Apologies if I haven't acknowledged all of them.

You can also ding my gong if you prefer. :)

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