Ok sorry about any confusion. My mum called the OR today at my request and asked if the discharge had happened. The OR said the date of the insolvency was 26th October 2007 and yes it was fully discharged (he didn't give a date for the discharge so she assumed it was the same day as the bankruptcy). He said that unless my mother had a previous insolvency then there was no way she was insolvent in May 2006. He could not understand why they are chasing these payments but nor could he help me as the Trusteee was in charge and we need to contact them. My mother called the Trustee who was very unwilling to talk and said anything she had to say should be said to Farleys who are acting on their behalf. As i've stated previously Farleys do not reply to anything that my mother writes and no one is ever there when she tries to call (I'm sorry the person you need has just stepped out of the office, I'm sorry he's working at Manchester today......so she calls the Manchester office, im sorry he's just stepped out) etc. She has no sent a letter to the Trustee and Farleys by registered post to ask them what proof they have that she was insolvent in May 2006 which is 17 months prior to her insolvency

I'm sorry I changed the dates to try and mask who my mum is. She was discharged on Oct 26th 2007.

My mum was discharged in SEPT 2007. My mum is writing letters at the moment to both the Trustee and Farleys who they have instructed to act asking for them asking them to provide proof that my mum was insolvent in 2006

My mum was discharged in SEPT 2007. My mum is writing letters at the moment to both the Trustee and Farleys who they have instructed to act asking for them asking them to provide proof that my mum was insolvent in 2006

If they are saying my mum was insolvent when she wasnt, can she demand to know what proof they have? Is it classed as some kind of slander to make allegations without proof? (ok im maybe clutching at straws....)

After my mum has made many calls it seems the Trustee is the one who has instructed Farleys to recover the money from my sibblings and myself. The money was gifted in early 2006 and my mum applied for bankruptcy in Aug 2007. They state that they believe my mum was insolvent when she gave us the gifts but this simply isn't true. All her debts were being met until 3 month before she became bankrupt. My mum has called the OR and the Trustee but they have told her they cannot help her as her children are the ones who _owe_ the money. Any ideas what I can do please?

Hi and thanks for replying, My mum rang them today but only the secretary was there. She said my mum needs to try and resolve the issuse with Mr Bridge and if that fails make a complaint to the OR.

Sorry for the delay in getting back but I wanted to get the letters my mum had received as well as the one my sibblings and I received. Dear Madam IN THE ******* COUNTY COURT ***OF 2007 As a result of the bankruptcy order made against you on 14th September 2007 you now have certain legal obligations to me, as the Official Receiver appointed to deal with your bankruptcy. This letter sets out what you must do now, and it is important that you take time to read and understand it. If you have any queries concerning its contents, you should contact my office without delay as staff here will be able to assist. My mum had given all the information that they required including the gifts made to her children. Then my mum got this: Dear Mrs ***** Our Client: White & Co We act on behalf of your Trustee in Bankruptcy and have been instructed to write to you specifically in relation to gifts made to your children. We are instructed that in May 2006 you made 3 seperate gifts amounting to £9000. We believe these gifts were made despite the fact that you were insolvent. Under Section 341 of The Insolvency Act 1986 the Trustee has the right of repayment of monies where a transaction was at an undervalue. We would invite, by return, confirmation that these monies will be reimbursed together with the addresses of each of your children who received funds. We would remind you of your statuary dutry to co-operate with the Trustee in providing this information. We await hearing from you. Yours faithfully Jonathan Bridge PARTNER So my mum complied and gave our addresses and asked them what would happen to her children if they no longer had that monies. She never got a reply but they obviously recieved her lettter as they started making demands on the children. She tried multiple times to get in such with Mr Bridge but he is NEVER there. It's always "He's just left for the day" or "He's working in another office today" even though she called the other office and he wasn't there at all. This is the one my sibblings and myself are receiving: Dear Miss ****** Our Client: White & Co Debtor: Mrs ***** We refer to the above matter and note that no repayment has been received of the monies advanced to you by the Bankrupt. In the absence of any repayment proposals our only option is to issue proceedings, which will be done without further delay. If you do wish to put forward proposal please advise by return. Jonathan Bridge PARTNER I have tried to call and just like my mum said it is impossible to talk to this man. As you can see by the dates, my mum gave us the money in early 2006 and was made bankrupt in late 2007.

She also told them how much was given to each of us*

Hi all and thank you for your replies. When my mother applied for the bankruptcy they asked her about any large amounts of money she had had in previous years. She told them about the endowment. The letters are coming from a firm called Farleys. They have a website so i'm assuming they are a legit company

Hi I'm wondering if anyone can possibly help me please? In 2007 my mother applied to made bankrupt. She did so with the help of the CAB. In Oct 2007 it was granted. We thought it would be all behind her from then on but for some reason part of the debt has now come to my sibblings and myself. In 2002 my mother (who was divorced and bought out my dads half of the house) sold her house and moved in with her new husband. She told us instead of giving us something from the sale, she would give us something from the endowment policy which she intended to carry on paying. In 2006 this matured and as promised she gave my brother £2000, my sister £5000 (which went towards her wedding) and myself £2000. In 2007 her new marriage broke down and she moved into rented accommodation. Being on her own meant she could not repay her debts as they were more than her income. Hence the bankruptcy. Now my sibblings and I are receiving threatening letters from a solicitor demanding the money she gave us and if we don't pay the baliffs will come and take goods to the value. I'm really scared. My husband is on low wages and I have 2 small children. I really don't have that kind of money. Can anyone help me please?