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    • Rather like farage .. Reform UK plans ‘don’t add up’ and costings are out ‘by tens of billions of pounds per year’, says IFS – UK general election live | General election 2024 | The Guardian WWW.THEGUARDIAN.COM As Nigel Farage launches party’s manifesto, Institute for Fiscal Studies says ‘the package as a whole is problematic’  
    • The finance company has a 50% stake (legal Owner) in the deal so I would certainly involve them. As for the outstanding £3635 bill thats owing to Mercedes in Croydon I wouldn't be in a rush to settle that just yet and keep it in abeyance as leverage.  Where are you at with Doves in Horsham ?
    • or go really bold ... Further to my request for a copy of the agreement you refer to on ( date) I made a section 78 request pursuant to the Credit Consumer Act 1974 to which you have yet to reply or respond. Pursuant to the Credit Consumer act 1974 section 78 (6) If the creditor under an agreement fails to comply with subsection (1)— (a) he is not entitled, while the default continues, to enforce the agreement.
    • Pers I'd stop paying the lot and get each defaulted by a dn issuance.  Defaults can't hurt future renting no Only ccj's Can't keep saying the same answers.    Dx        
    • Ok thank you. That’s where we are getting confused, as we’re not sure where we stand legally. But we’re still unsure who we should be going to now, the dealer or the finance company? I’m assuming the evidence we have (the reports from Mercedes) showing that the fault was there when we purchased would be sufficient to prove this? To be honest we would prefer to send the car back completely as are now concerned more problems may arise.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

I.B.S and employment support allowance declined, what to do?


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Hi all, im a 26 year old male that suffers from iratable bowel syndrome(d), which means i suffer from frequent dirrohea and stomach cramps, i also suffer from anxiety which i am taking propranonol 80mg a day which helps that a little! Ive had the ibs for a few years but it rtecently started getting worse an i lost my job in october 2009 becuase of it. I then started claiming esa, went through the medical proceedings e.t.c. ! They have declined saying i scored 0 points, now im not very good at this sort of thing an have no idea what im supposed to do, i struggle to leave the house a lot of the time an yet im supposed to work? Any ideas would be very much apreciated thank you!

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When I scored null points after my ATOS medical, my local DWP call centre sent all the paperwork I needed to appeal. If they haven't done that automatically then give them a quick ring tomorrow. There is - I think - a one month time limit to get your letter / form to them.

Good luck.

Rae.

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I've got IBD (inflammatory bowel disease) and just had the same response as you Wills123, on the paper work you got telling you the responses to your work assesement there is a number for the Community Legal Services Direct (very last paragraph) and I called them today, they were very helpful, they are sending out all the paperwork I need to appeal and giving advice on the appeal, they are calling me again tomorrow to get a indepth view of my situ and see where the DWP/Atos have gone wrong!

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Hi there Wills123, what a shame for you.

 

Also, make sure they send you a copy of what Atos said about you, with the points they did or didn't give you and what they were for. Mine was very revealing, as others here have found, and you can argue with them using their own system.

 

Come back to us if you need more help.

Illegitimi non carborundum

 

 

 

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thank u all for the responses, i am going to ring dwp today an see what happens, i also dont have a copy of the medical that athos did, i will ring them too and request a copy hope thats not too late now , thank you all

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ok so rang legal services today they were very helpful and are going to send me some forms to fill out for them and then lodge my appeal for me which is a good start! One quick question how do i request a copy of the medical that i had with athos? Is there a number to phone or do i have to write to them? oops thats two questions :)

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You should have been sent a report from atos. When you send in your appeal and then go for a tribunal, you will be sent a lot of bumpf from DWP. Amongst that is a much larger report by atos. Worth checking one against the other...

Good luck.

Rae.

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Ive had IBS for 11 years and its affected every job Ive had,I had to give up my last job as the effects of IBS gave me bad anxiety attacks 2. I hope u win ur appeal and get help. People do not realise how disabilitating it is! When u had ur medical u mite of been having a good day but when the bad days come,god I know what thats like! The medical test is pointless for IBS sufferers!!!

 

Good luck on ur appeal, and keep us informed on the progress!

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after an indepth conversation with the legsal advice people, it's reccomended that i attend the appeal hearing in person. Now for me that would be very difficult as its 50 miles away and i havent travelled that far in 4 years due to my problems i struggle to travel 10 miles let alone that far! Whats anyones thoughts on this has anyone succesfully appealed by paper? I'm hoping that they will take into consideration how difficult it would of been for me to attend in person thus making up for not being there.

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I'm sorry to hear that, wills123. When my husband spoke to the appeal panel on a day my hearing didn't happen [long story], they said it is much better to appear in person if you can, because it means you can answer questions yourself. And the tribunal believe what you say, unlike Atos.

 

I know there aren't many tribunal centres - have they offered you the closest one? I thought I read the other day that there is a maximum distance you can be asked to travel, but I don't remember the distance.

 

So your legal services people can't attend on your behalf? I'm not sure who you mean, but have you spoken to the Welfare Rights guys? I know they've represented people from this forum and done well. Maybe they would go?

 

Please keep us posted and we'll try to come up with ideas for you. I'm sure there's a way round this.

Illegitimi non carborundum

 

 

 

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  • 1 month later...

Hi

I suffer from Ulcerative Colitis so i know exactly what it is like. A site I found invaluable for claiming and reducing the hassle from DWP is

 

NACC - National Association for Colitis and Crohn's Disease . they even give advise on filling in the fifty odd pagesof the claim form

 

hope this helps. sorry it wasn't soone - just found this forum!

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