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    • click the link. dx  
    • There are two things to immediately clarify. Firstly, why did court papers go to the wrong address?  In 99% of backdoor CCJ cases here the person moves and doesn't update the vehicle log book address.  Or they move and they don't inform the parties who they are in legal dispute with of the new address.  Does either of these apply to you? Secondly, given this has been going on for over three years without presumably any ill effects on you, how important is it for you to have a clean credit file?  I ask as, if you do absolutely nothing, the CCJ will disappear in April 2027.
    • Sorry to ask, but I know I had SB template on PC, but can't find it. Also any search for template\SB letter takes me back here.  Any help to get to SB letter would be appreciated. I know I used it on a car HP co that wouldn't honor my FCS refund and after 6 years came threatening ( or rather their DCA). Worked a treat. Thanks in advance
    • Received this letter today after all this time !! Doesn’t sound like just a threat any advice please  Thanks  Photo.pdf
    • Good evening. Hoping to keep this short and concise. Any help really appreciated! Sent originated from council tax in 2019.  I moved address for a new career 240miles away in December 2019 and have lived here ever since.  A distant friend resides at previous address.  A CCJ was filed regarding this debt in January 2020 but no correspondence was received my end or at the old address.  Move forward to this year; early April I learn of a letter received from Bailiff - Notice of Enforcement dated 13/03. Stated I had ten days to settle a payment/payment plan or £75 will be added after ten days from 13/03 and bailiff instructed to visit.  Obviously I was unaware of this letter till well after the time period passed. Attempted to contact Dukes via email but zero response. Asked for breathing space in order to check the original debt with the respective council (I wasn’t awarded a week of Housing despite being on UC for a short period due to a contract date given by the old employer).  29/04 a note was left at the old address stating a bailiff had visited. New balance £310 more than original outstanding.  I’ve since contacted both the council and the bailiff agent to state I’m more than happy to settle the original debt over a payment plan but at this stage they will not remove the fees despite all correspondence not being sent to me and obviously me only seeing them much later than one would have expected.  Tried live chat today with the company and firstly was told the fees will remain because I spoke to the enforcement agent - I have never spoken to him/her.  secondly told the fees would remain because “I tried to use their web chat service to complete an income form” - I have zero recollection of doing this and I also wonder if it’s another tactic? any help on where I stand with the fees added would be incredible. Thank you
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

I.B.S and employment support allowance declined, what to do?


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Hi all, im a 26 year old male that suffers from iratable bowel syndrome(d), which means i suffer from frequent dirrohea and stomach cramps, i also suffer from anxiety which i am taking propranonol 80mg a day which helps that a little! Ive had the ibs for a few years but it rtecently started getting worse an i lost my job in october 2009 becuase of it. I then started claiming esa, went through the medical proceedings e.t.c. ! They have declined saying i scored 0 points, now im not very good at this sort of thing an have no idea what im supposed to do, i struggle to leave the house a lot of the time an yet im supposed to work? Any ideas would be very much apreciated thank you!

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When I scored null points after my ATOS medical, my local DWP call centre sent all the paperwork I needed to appeal. If they haven't done that automatically then give them a quick ring tomorrow. There is - I think - a one month time limit to get your letter / form to them.

Good luck.

Rae.

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I've got IBD (inflammatory bowel disease) and just had the same response as you Wills123, on the paper work you got telling you the responses to your work assesement there is a number for the Community Legal Services Direct (very last paragraph) and I called them today, they were very helpful, they are sending out all the paperwork I need to appeal and giving advice on the appeal, they are calling me again tomorrow to get a indepth view of my situ and see where the DWP/Atos have gone wrong!

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Hi there Wills123, what a shame for you.

 

Also, make sure they send you a copy of what Atos said about you, with the points they did or didn't give you and what they were for. Mine was very revealing, as others here have found, and you can argue with them using their own system.

 

Come back to us if you need more help.

Illegitimi non carborundum

 

 

 

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thank u all for the responses, i am going to ring dwp today an see what happens, i also dont have a copy of the medical that athos did, i will ring them too and request a copy hope thats not too late now , thank you all

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ok so rang legal services today they were very helpful and are going to send me some forms to fill out for them and then lodge my appeal for me which is a good start! One quick question how do i request a copy of the medical that i had with athos? Is there a number to phone or do i have to write to them? oops thats two questions :)

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You should have been sent a report from atos. When you send in your appeal and then go for a tribunal, you will be sent a lot of bumpf from DWP. Amongst that is a much larger report by atos. Worth checking one against the other...

Good luck.

Rae.

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Ive had IBS for 11 years and its affected every job Ive had,I had to give up my last job as the effects of IBS gave me bad anxiety attacks 2. I hope u win ur appeal and get help. People do not realise how disabilitating it is! When u had ur medical u mite of been having a good day but when the bad days come,god I know what thats like! The medical test is pointless for IBS sufferers!!!

 

Good luck on ur appeal, and keep us informed on the progress!

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after an indepth conversation with the legsal advice people, it's reccomended that i attend the appeal hearing in person. Now for me that would be very difficult as its 50 miles away and i havent travelled that far in 4 years due to my problems i struggle to travel 10 miles let alone that far! Whats anyones thoughts on this has anyone succesfully appealed by paper? I'm hoping that they will take into consideration how difficult it would of been for me to attend in person thus making up for not being there.

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I'm sorry to hear that, wills123. When my husband spoke to the appeal panel on a day my hearing didn't happen [long story], they said it is much better to appear in person if you can, because it means you can answer questions yourself. And the tribunal believe what you say, unlike Atos.

 

I know there aren't many tribunal centres - have they offered you the closest one? I thought I read the other day that there is a maximum distance you can be asked to travel, but I don't remember the distance.

 

So your legal services people can't attend on your behalf? I'm not sure who you mean, but have you spoken to the Welfare Rights guys? I know they've represented people from this forum and done well. Maybe they would go?

 

Please keep us posted and we'll try to come up with ideas for you. I'm sure there's a way round this.

Illegitimi non carborundum

 

 

 

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  • 1 month later...

Hi

I suffer from Ulcerative Colitis so i know exactly what it is like. A site I found invaluable for claiming and reducing the hassle from DWP is

 

NACC - National Association for Colitis and Crohn's Disease . they even give advise on filling in the fifty odd pagesof the claim form

 

hope this helps. sorry it wasn't soone - just found this forum!

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