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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
    • well post it here as a text in a the msg reply half of it is blanked out. dx  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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Should I return all letters to sender?


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I have left the UK and moved to another EU country with my partner and child.

 

I have a few credit card debts and have put some into dispute and others I simply bank transfer £1 a month on my terms as I have no job. They did not like this but I keep paying it every month. Is this a waste of time? Am I better of not paying anything then letting the six year thing pass?

 

However despite all my efforts they have still defaulted me and passed them on to various agencies.

 

I have a stack load of mail in my house which I rent out to family in the UK.

 

None of the creditors or agencies have my overseas address.

 

Is it a bad idea to simply put all the letters back in the post marked 'Not at this address'.

 

Also a family member said that someone came looking for me and they posted (hand delivered) a letter through the letterbox. The family member told them that I no longer lived here! Could this be a possible CCJ notice?

 

The mortgage is getting paid each month on time but what would happen if they started to receive all my statements and letters returned as undelivered?

 

A part of me is thinking that I should get all my mail redirected to my overseas address and write to all the DCA's /creditors and tell them that I am now living overseas with no job or money. However I am also thinking that I would be completely wasting my time with them as they are not going to simply say "OK - we will let you off for now!". Truth is that I cant pay them anything!

 

What is the best course of action here? Return to Sender?

Edited by lmd75
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There is no equity in the property - it is a pure loss maker for me and I would love to hand it back to the lenders but I cant as I have family living there and I have a mutual agreement with them. I receive Housing Benefit from the family tenants but it does not cover the interest only on my mortgage (which is about £80 short). I also have to pay ground rent /buildings insurance which is a further £25 a month). This is costing me £100 a month - Well its actually costing my partner this as she is working and I am looking after the baby.

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The equity of the property and mortgage payments have nothing to do with this. You are getting rent and any creditor can take action to attach any money they know that you have or that is due to you. The fact that they seize the rent which you need to pay the mortgage is immaterial. It will be a first come first served basis. That said for the avoidance of doubt this can only happen if they get a CCJ for the Credit Card Debt and know that you have income that they could attach and then obtain an order to seize the money. A lot of if's there and the fact that the court issuing the initial CCJ might not have jurisdiction could have prevented that chain reaction. To ensure that the lender does not pursue this path you need to make them aware that the property you are renting out is no longer your primary address and let them know where you are now domicile.

Edited by Coactum
missing "not" should read lender does not pursue
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Coactum - You have been a great help. Thanks for replying to both my threads. I have just sent my brother a text in the UK to forward all my mail on. I will begin to draft letters to all my creditors informing them of situation. Do you think they and the DCA's will cease to write to my UK address when they have my new one?

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I can see no reason why any creditor or their agent should persist in writing to the Uk it they know you are elsewhere. BTW i suggest you make no mention of renting out your UK residence. Simply state I'm not there I'm now at... etc. In otherword tell them the bare minimum and don't make yourself a hostage to their demands.

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