Fraudulent use of signature?

[Huff&Puff]

I mean that it is a legal requirement for them to possess a Consumer Credit Licence, and there are serious penalties for them not having one.

 

I am unable to find any trace of the company that you mentioned on the searchable database. Hopefully other Caggers will confirm. If they really don't have one, you won't be needing to pay anything, that's for sure.

[dpjg3982]

I just had a look at their website and it says that it has been disabled

they are registered in st albans however branch i dealt with are in luton

[cashins]

Chequebook Loans Ltd

t/a Chequebook loans.

834 Dunstable Rd

Luton

LU4 0HG

 

Cannot find a CCL under Ltd name or the trading name.

 

David

[dpjg3982]

they are the ones

I may have to visit family in Luton soon might have to drop in and see what they have to say in person

[Huff&Puff]

Lending money without a licence is illegal. If you suspect someone is a loan shark you should report them either by phone, by text/SMS or via email.

 

Stop Loan Sharks : Directgov

 

I don't think you should wait for the bank to contact the police, I think you should go and see them yourself as soon as possible. Definitely report them on that link above, and also report them to Trading Standards.

 

And stop all payments to this mob, I don't think you'll be needing to worry about this alleged debt

[dpjg3982]

I have just reported the situation to the link via e-mail

after reading some other threads on here i see i am not alone with these people however the worrying part was reading that natwest don't seem to be interested in the situation

[Huff&Puff]

however the worrying part was reading that natwest don't seem to be interested in the situation

 

Because of that is why you should report it to the police yourself. The whole banking industry is desperate to keep under wraps just how widespread fraud really is

[dpjg3982]

I will phone natwest on monday and ask for an update and advise that i have read that my case is not the only against these people and ask if they have reported it to police as if not I will be doing so myself

[cashins]

I will phone NatWest on monday and ask for an update and advise that i have read that my case is not the only against these people and ask if they have reported it to police as if not I will be doing so myself

 

I wouldn't expect too much from NatWest.

 

You need to:

 

Go to the police.

 

Involve your local Trading Standards regarding:

 

The money that has been taken.

 

That you suspect the company does not have a Consumer Credit Licence, (A search of the OFT's Public Register shows no licence for Checkbook Loans Ltd, T/A Chequebook Loans).

 

David

[Huff&Puff]

This company needs shutting down for good. It appears that they have quite a history of dodgy dealing

[dpjg3982]

A brief update on my reporting - There is none I have chased all parties and had no response. Only ones are cheque book loans sending e-mails, txt messages and tried to take money again (luckily i had moved all my money out my account)

[Hardupnotfedup]

So you still haven't been to the police you was advised a month ago what to do they are stealing off of you.

Something fishy here.

[dpjg3982]

Reported to the police when advised

was given a crime number and still chasing like all other parties i have reported this to

[diddydicky]

may i suggest that you send an e mail to tony hetherington at the mail on sunday

 

he will investigate this without revealing your true identity

 

he gets results

[diddydicky]

you initially said you had signed a standing order for 40 per month

 

later you said "i agreed to payments of 40 per month from my debit card"

 

debit card transactions have to be done one at a time

 

when you signed the "standing order" was this sent to you from your bank or from chequebook loans?

 

it is unlikely that chequebook loans would send you a SO instead of a DD

 

is it possible that you are confused and have signed a variable amount direct debit?

[dpjg3982]

The only paperwork I signed was upon application

The payments have always been taken using my debit card which when I cancelled the card due to entering a DMP this problem occurred as they couldn't take any money

There was never a direct debit form signed

[dpjg3982]

The forms were sent by cheque book loans and not the bank

[dpjg3982]

Also, I have a copy of the form they submitted to the bank which is a standing order form trying to take £200/month until further notice with signature and date taken from application

[DonkeyB]

Fr.. fr... fr...crikey!

[Hardupnotfedup]

Probably done you a favour, when is the court case?

[uaruman]

Fascinating. What was the end result? Its a long time since your post but very interested to know

Edited February 12, 2011 by uaruman
clarity