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    • Have we seen your court bundle?   If we haven't then it's probably an idea to post it up here especially the index page and the witness statement so we can see if there is anything which might need adding or changing 
    • "Care to briefly tell someone who isn't tech savvy - i.e. me! - how you did this?" Its pretty simple although not obvious. You open the google maps app > click your profile picture > Click Timeline from the list > click today > choose the date you want to see the timeline from. Then you'll see your timeline for that day. Often, places you have visited will have a question mark beside them where google wants you confirm you have actually visited. You either click 'yes' if you have, or you click 'edit' to enter the actual place you visited. Sometimes, you'll see 'Missing visit' This probably happens if your internet connection has dropped out at that time. You simply click 'Add visit' and enter the place. The internet on my crappy phone often loses connection so I have to do that alot.   OK dx, understood mate. 
    • I have now been given a court date vs Evri, 4th Sept 2024. I have completed my court bundle, when am I expected to send copies to the court and Evri and should it be in hard copy or electronic? The Notice of Allocation states that no later than 7 days before the directions hearing both parties must send to the other party their final offers to settle. Does this mean I will have to tell Evri what I'm willing to settle? Rgds, J
    • Ok how about this to the CEO? I know it sounds super desperate but lets call a spade a spade here, I am super desperate: Dear Sir, On 29th November 2023 I took out a loan of £5000 with you. Unfortunately very early into 2024 I found myself in financial difficulty (unexpected bills and two episodes of sickness and the tax office getting my tax code wrong resulting in less pay for two months) and I contacted you (MCB) on 13th February 2024 asking if there was any way I could extend the length of my loan to 36 months. I fully explained why I was requesting this and asked for your help. I did not receive a reply to that email so I again contacted you on 7th March 2024 to advise you of a change in my circumstances which resulted in me having to take out a DMP and asking you to confirm that the direct debit had been cancelled. You would have also received confirmation of this DMP from StepChange but you did not acknowledge receipt of my email. I have only managed to make one payment from my loan but did try and contact MCB to discuss extending my loan, help etc.  I have now therefore fallen behind on several of my debts, yours included, and as a result you have lodged a Cifas marker against my name for "evasion of payment", which has resulted in me having to change banks, which has been an extremely difficult process because of the Cifas marker. I do not feel you have been fair or given me the opportunity to fully explain my situation to you before you lodged the marker against my name. I appreciate it is a business and you have acted accordingly, but I did try to make contact to arrange alternative arrangements and at no point, not even to this day, did I ever intend to not repay my loan. I cannot stress to you enough how much this has affected my mental health. I am having trouble sleeping and my existing health condition has been exacerbated by all of this. What I would like you to do is to please, please remove the Cifas marker and let me make arrangements to pay the loan back through a DMP.  Please sir, I am begging for your help here. I am not a dishonest person and I have never been in a situation like this before. I am desperately trying to make things right but this marker is killing me. Please can you help me? I look forward to hearing from you. Yours faithfully,
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Advent Computer Training (Barclays Partner Finance)Info and discussion thread


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Great idea Mustard think there's going to be a lot of negative reports concerning

not only what they've done to all us students but how they conduct their unscrupulous businesses all over the world. I am collecting facts and articles that can help you and Fuzz with what you are doing and I'd ask anyone involved in this to do the same. Collect info and news articles and centralise them with the websites being set up to inform people what's going on.

Wee update..... no reply yet from the dispute letter. If they reply the same way they replied to the other letters by sending a demand for payment it will be immediately forwarded to the OFTand the FOS

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I checked this link very interested, to find out which bank is "the best" to choose. And to be honest I cant see this table very useful for the reason, that number of complaints is not related to number of clients they have. We can see that Barclays and Lloyds are on top with almost 10k complaints, yeah, but if they have lets say 3 times more customers than other bank with 3k complaints, this next bank isnt any better though...

So I had a look at percent of casses resolved in favour of customer, and most banks of my interest are placed in 50-70% range (more of use in fact, showing where complaints where legitimate, more and less), and my conclusion is they all same offenders in fact...

So im staying with lloyds, just have more awareness of their ethics, or lack of it...

 

I'm not quite sure why reporting was brought - but the good news is that the FSA has used the data to bang all of the top banks over the head and has promised further enforcement on the two worst offenders - only downside was they were too chicken to name them.

 

Only time will tell as the latest complaint/resolved figures are up to end 2009.

 

David

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hello.i am new on here but i am an ex advent student. i have been following your threads. i have had the letters that most of you have had and 1 thing that i cannot figure out is that they say computeach have 45 years experience but on the companies house web site it says they we set up in 1989

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hello.i am new on here but i am an ex advent student. i have been following your threads. i have had the letters that most of you have had and 1 thing that i cannot figure out is that they say computeach have 45 years experience but on the companies house web site it says they we set up in 1989

 

I probably means that they was in business floging stuff on a barrow at the market..

45 years of experience training in the computer industry I doubt very much

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Found this on Twitter but although it says 2 days ago I can't find any date do any of you guys know if the days can get left on old posts I'll do a bit more digging.

 

I've looked into an IT course with Advent Computer Training but need to verify company is genuine/accredited.

 

 

Last search: attorney general nv to get information loan moderation

 

 

Ian said

The problem is I've been told I can take out a 1 yr interest free commercial loan with Barclays for £5,000 to pay the IT course fee for Advent Computer Training (see Google). However Barclays Business told me they were unaware of this loan & company so I'm now very dubious. how can I check if company is legit or if this is a [problem]? Citizens Advice couldn't help.

Amazing_Jen said

hey mate i am in exactly the same boat quick question have you recieved any letters regarding your sucessful approval, because i was sent the barclay form by email. the only information i have actually recieved is a brochure. Not sure about disclosing so much detail especially as they seem to have checked my credit rating without any of my bank details but want to the bank details of my sponsor?any ways if you hear anything do update.

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Here's a follow on says 1 day ago

I don't know what to make of this.

 

Thomas said

Hi Scooby, cheerz for reply. In answer yes I received a letter of acceptance 2 days after initial interview in Milton Keynes with 'student supervisor' in office block. She went through course details & kept going on about money I'd earn at the end of it- although I explained money was not why I wanted to do it. some answers to my questions were vague to say the least or just glossed over. I got the brochure you mentioned too. she then said about the commercial loan via Barclays as course would cost £5 grand over 20 months or so & we could arrange a 2nd meeting to apply for it. That was when I called bank & drew a blank. Have delayed my next meeting with her to try & find out more. I just don't want to take out a 5 grand loan unless I'm sure about the company& the qualification. thing is no-one seems to know one way or the other &I don't know anyone who's done this type of course. any suggestions on what to do next are most welcome mate.

Adam_Zee said

hi i had my interview down by oxford street and he told me i could start the course and pay in 12mnths time. he said thats how all the british born students were doing it, as they get them a job after 3 months. i really dont knw what to do, i might go down to the bank and ask them not to allow any transactions for a month or so just while things progress. the funny thing is when i met them it all looked genuine and u were right they did keep going on about the money!!il keep you posted.

ToryAardvark said

Hiya, i went for advent which was based in manchester on princess street. and yes guy was bagging on about money, that Robin did'nt seem right.i really dont know what to do?shall i go for it?

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As you may, (or may not know), In December of last year several other companies were created and registered at Hagley Hall.

 

It would seem likely that it's one of these companies XYZ Ltd, using the trading style Advent Computer Training. (There is no requirement to register trading styles with Companies House anymore). The only comback would be if somebody was already using the name. I don't think it's likely that they would complain about themselves.

 

I cannot however see any circumstances however where Barclays would be providing finance.

 

David

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Hi Cashins

That's what they're saying that they're being offered loans by Barclay's and you're right enough about the new company registered with Bulley Davey was Advent Computer Training so here come the next generation to find themselves in the predicament we are in now.

 

Or was it Advent Consulting Ltd.,

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These are many positions of Bank department. It can include:

1.Bank clerk

2.Bank director

3.Bank officer

4.Bank assistant manager

5.Bank assistant

6.Bank executive

7.Bank supervisor

8.Bank associate

9.Bank manager

10.Bank coordinator

11.Bank specialist

 

Based on the above positions can help you to set up Bank dept, design job descriptions, Bank interview questions.

 

Apart from that, this link below may be useful: Bank job descriptions

I hope that this comment can help some info for our communities.

 

Rgs

Edited by nenupharvn
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Found this on Twitter but although it says 2 days ago I can't find any date do any of you guys know if the days can get left on old posts I'll do a bit more digging.

 

I've looked into an IT course with Advent Computer Training but need to verify company is genuine/accredited.

 

 

Last search: attorney general nv to get information loan moderation

 

 

Ian said

The problem is I've been told I can take out a 1 yr interest free commercial loan with Barclays for £5,000 to pay the IT course fee for Advent Computer Training (see Google). However Barclays Business told me they were unaware of this loan & company so I'm now very dubious. how can I check if company is legit or if this is a [problem]? Citizens Advice couldn't help.

Amazing_Jen said

hey mate i am in exactly the same boat quick question have you recieved any letters regarding your sucessful approval, because i was sent the barclay form by email. the only information i have actually recieved is a brochure. Not sure about disclosing so much detail especially as they seem to have checked my credit rating without any of my bank details but want to the bank details of my sponsor?any ways if you hear anything do update.

 

It got to be an old post from somewhere..

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Hi Bleudo.

 

I have been searching back but can't find what Im lookig for.

 

What are the OFT guidelines regarding how businesses call customers to chase 'debt'?

I want to be fully armed for when the phone calls begin!

I've sent in the dispute letter and asked to be contacted by lettter only but it'll fall on deaf ears I suppose!

Thanks again man.

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Hi Bleudo.

 

I have been searching back but can't find what Im lookig for.

 

What are the OFT guidelines regarding how businesses call customers to chase 'debt'?

I want to be fully armed for when the phone calls begin!

I've sent in the dispute letter and asked to be contacted by lettter only but it'll fall on deaf ears I suppose!

Thanks again man.

 

They are allowed 'reasonable' contact attempts.

And that does not include threats.They must be clear and consise,

If they say they will hand over to a dept collector - They must name the dept collector.[No tacky dept collection in the world will buy a dept for £5.000/£10.000]

BUT.....

When an account is in dispute they can not make demands or threats for payment.So if they do, complain in writing to all concerning bodies when they do.

Complaints = fines!

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My Account went into dispute last week with BPF.

They have now changed their contact approach with me.

The Caller ID comes up as International...............

And yes i now have Indian call center bonus hunters ringing me up.

As someone bombed the Glasgow office of BPF?

 

The caller asked if could make a paymen of £5.00 today.

I said the account was in dispute and not to call.

He said BPF would not accept that an Account was in dispute.

So there you go - they think they are above the Law and governing

bodies guidlines.

Oh well another complaint to OFT.

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They are allowed 'reasonable' contact attempts.

And that does not include threats.They must be clear and consise,

If they say they will hand over to a dept collector - They must name the dept collector.[No tacky dept collection in the world will buy a dept for £5.000/£10.000]

BUT.....

 

 

The only reason they phone is they can then say things that they would never dare put in writing - DONT respond to them, either refuse to go through securtity and tell them to put it in writing - end of story.

 

.[No tacky dept collection in the world will buy a dept for £5.000/£10.000]

 

Some will buy debts for £100 let alone thousands.

 

David

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Some will buy debts for £100 let alone thousands.

David

 

Thats it...

They can get back £100.00 plus costs and charges.

£10,000.00 through the courts, and if you are means tested could take years to get back, they are after a quick return.

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And yes i now have Indian call center bonus hunters ringing me up.

As someone bombed the Glasgow office of BPF?

 

 

Looks like they are already moving services out.

 

If you are not aware, the operation (or what will be left of it) is moving to Cardiff. The Glasgow office is closing and the greater majority of the 350 staff are getting the sack.

 

David

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things that they would never dare put in writing - DONT respond to them, either refuse to go through securtity and tell them to put it in writing - end of story.

David

 

And that is the best advice.

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Looks like they are already moving services out.

 

If you are not aware, the operation (or what will be left of it) is moving to Cardiff. The Glasgow office is closing and the greater majority of the 350 staff are getting the sack.

 

David

 

No i was not aware of that.

That explains this is India calling.

Edited by lowdown
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