park motor finance VT help

[bluefader2003]

I have had too much dealings with park finance. I only stumbled across this website because I tried to send them an email and it failed!!!!! i tried to return our car under the half paid route only to be told by the assessor that the car was the worst he had seen! over 50% of the damage was there when we first got the car.

 

I recently received a bill for arrears outstanding £1,016, £46.89 of this is "late payment interest" when I was told on the phone that the account would be frozen so I could pay it off! Also on this statement is £30 repo recovery fee.

 

On the 7th october 2009, we received a letter stating that we must take action or the vehicle would be repossessed! The car was returned to them around May 2009!

 

 

 

 

On the 5th June 2009, we received a bill for arrears balance of £270.83. At this stage we were charged £1.83 late payment interest when we had already returned the car!

 

I apologise that i have written this backwards

 

This is the first time I have been able to actually deal with this as i have just recovered from a bout of depression.

 

Just from reading your post, I have a horrible feeling that we have been conned?

 

 

you are not being conned they tell u in the agreement which u sign at start of contract there exhaustive charges list which are way over the top but if u keep to arranged to arranged monthly payment etc u should not have any trouble >!>!i have a 3 year agreement with 1 year left to pay off and i make sure i pay them every month without fail even when it gets tight because i know how excessive charges are

[postggj]

Rwood

 

Send Me A Pm When You Are Back

 

Going Over This Thread It Seems Some Creative Goings On Has Been Done

 

Ill Sort This For You

[rwood10]

excuse my ignorance but what is a pm?

[Conniff]

excuse my ignorance but what is a pm?

 

A 'Personal or Private Message'. Just click the name of the person and you will see it in small writting on the left.

[Conniff]

A few details required.

 

Confirm this is 'Hire Purchase'

How much was the purchase price of the car?

When did you take out the agreement ?

What was the total credit price ?

[rwood10]

this was hp, the purchase price of the car was £5500, the date of the sgreement was 25/08/06, and the total credit price including the interest was £8204.50

[Maggie_moo]

Bump

[postggj]

i need you to post up the agreement minus personal details

google photobucket or image shack

 

cut and paste the image code onto your thread if poss

[rwood10]

sorry for the delay. i lost my original agreement but rang and asked for a copy to be sent. then a week later i got a message from the manager to ring back. do u think she is onto me and arn't i totally entitled to a copy?

[rwood10]

thanks for your patience