thanks for your patience

sorry for the delay. i lost my original agreement but rang and asked for a copy to be sent. then a week later i got a message from the manager to ring back. do u think she is onto me and arn't i totally entitled to a copy?

this was hp, the purchase price of the car was £5500, the date of the sgreement was 25/08/06, and the total credit price including the interest was £8204.50

excuse my ignorance but what is a pm?

yes i found it eventually thanks...not sure what to do now?

thanks how do i get there?

goodman.....can you help me? re park finance trying to diddle me?

i'm registered free on this site. does it make a difference coz i still can't see a red triangle ?:-?

have had too much dealings with park finance. I only stumbled across this website because I tried to send them an email and it failed!!!!! i tried to return our car under the half paid route only to be told by the assessor that the car was the worst he had seen! over 50% of the damage was there when we first got the car. I recently received a bill for arrears outstanding £1,016, £46.89 of this is "late payment interest" when I was told on the phone that the account would be frozen so I could pay it off! Also on this statement is £30 repo recovery fee. On the 7th october 2009, we received a letter stating that we must take action or the vehicle would be repossessed! The car was returned to them around May 2009! On the 5th June 2009, we received a bill for arrears balance of £270.83. At this stage we were charged £1.83 late payment interest when we had already returned the car! 31/05/09 late payment interest £1.83 arrears £270.83 account balance c/f £4036.83 arrears c/f £270.83 30/06/09 £4036.83 30/06/09 3.38 4040.21 21/07/09 repo recovery fee 30.00 4070.21 31/07/09 late payment interest 5.19 4075.40 31/08/09 late payment interest 6.91 4082.31 30/09/09 late payment interet 8.35 4090.66 01/10/09 paid 20.00 4070.66 29/10/09 paid 20.00 4050.66 31/10/09 late payment interest 10.06 4060.72 30/11/09 late payment interest 11.17 4071.89 01/12/09 paid 20.00 4051.89 31/05/09 late payment interest £1.83 arrears £270.83 account balance c/f £4036.83 arrears c/f £270.83 30/06/09 £4036.83 30/06/09 3.38 4040.21 21/07/09 repo recovery fee 30.00 4070.21 31/07/09 late payment interest 5.19 4075.40 31/08/09 late payment interest 6.91 4082.31 30/09/09 late payment interet 8.35 4090.66 01/10/09 paid 20.00 4070.66 29/10/09 paid 20.00 4050.66 31/10/09 late payment interest 10.06 4060.72 30/11/09 late payment interest 11.17 4071.89 01/12/09 paid 20.00 4051.89

sorry i can't find the red triangle:confused:

thanks for ur help x

yes it was mr skull!!! who seemed nice but things are becoming clearer to me now. unfortunatly we didn't take photos of the car and he didn't send me a report at all. unfortunatly also because i was very upset he dictated a letter to me and asked me to sign it. i now see i shouldn't have done this. unfortunatly the only witness to this is my 12 year old son!!!!! i haven't asked or received any documentation regarding the final price for the car in the auction. i was told that it was only fir for scrap! the car had been regularly serviced by a ford mechanic. It was a ford galaxy:-x

because the car or the bodywork was "bad condition" and there was a noise in engine "which I couldn't hear!

no thankyou for your time.....yes we did

we did clear the half way mark...whats vt stand for?