can you have interest removed that has accrude whilst in a DMP?

[rowly_c]

Approx 8 years ago i had a large number of debts with different debtors, and started a DMP with CCCS, CCCS calculated the money i could afford to repay my debt and this was equally distributed to the debtors, at this point CCCS informed me that the interest had been frozen and i was paying a fixed sum to them for approx 4 years and received a monthly statements showing me balnce decreasing each month, after this 4 years had passed my balance was less than £20,000 and i remortgaged my house to to raise the £20,000 but when i phoned the debtors many of them had not frozen the interest and i then owed more than the original balance shown on my CCCS statements.

 

I have paid some of them off but my Egg CC and Loan as an example are more now than they were before I started the DMP, can I do anything about this?

 

Any help would be greatly apprieicated

[craigers]

You could always ask them for it back! I had a similar problem with BOS. I went onto token payments for six months. I never heard anything after the six months and continued paying token amounts for the next two years. When I finally was in a position to start paying healthier sums I was shocked to see the balance of my account had increased by almost 60%. Initially BOS were not going to offer me a refund of interest but when I went down the unenforceable CCA route they eventually refunded all of the interest they had charged while on the dmp.

[_hennessey]

My brother in law is on a dmp and he's asked them to stop the interest and charges. They have done that. Might be worth sending a letter to ask.