CRA's and previous addresses

[247orbital]

I got through on 0800 1214752 it was an American woman, nice to know our information has no international boundaries with Equifax. I was told another 7-10 business days! If it arrives by then it will have taken 6 weeks for them process my application. Not good enough.

[MARTIN3030]

Thats quite suprising.

I have done a few by post and none have taken more than 10 days.

Although I think best by PO.

 

Experian are pretty fast with a request by post.

 

Although lets remember,they are all trying to get us to use their online subscriptions,I would not be suprised if they didnt suggest this to you if you do complain.

 

If they had not made things so difficult to cancel or manage online free trials then more would have taken up that option.....

I remember taking one and it was a nightmare trying to cancel it.

It required you to call them but I could not get through and even when I did it still required so much effort responding to confirmation emails etc.

 

They must seriously understimate people when they expect YOU to pay to enable THEM to make more money selling your data to target marketing interested parties and the like.

[MARTIN3030]

I will move this thread to the CRA sub forum.

[BRIGADIER2JCS]

Getting your report is a business transaction

not any thing like a CCA request or a SAR.

[247orbital]

they do actually state on their website that they respond to request for credit files in 7 business days.

[BRIGADIER2JCS]

I guess there must be

a huge backlog with all

the Caggers getting their

reports:madgrin:

[247orbital]

Received the Equifax report today finally, seems lots missing from a report from Jan, some were due to drop off others have just disappeared. Mucky Hall are searching, as are Crapbot.

 

I recently purchased a product (with no credit facilities) from Apple and they have searched for an Identity check using 192-Business. 192.com were written to some time ago infroming them to remove ALL my details from their systems.

 

How long do the trace searches stay on file as one from Cabot is from 2009?

 

Are trace searches visable to lenders.

[BRIGADIER2JCS]

Table 2/ trace and ID searches

are not visible and have no impact

at all.

Trace stay for 12months, I get

regular ID check searches because

of what I do.

[247orbital]

why is the Cabot trace still showing on my file then some 3 years later?