Jump to content


  • Tweets

  • Posts

    • The coffee giant is suffering as customers "lose it" over price hikes and other controversies.View the full article
    • Victims as far afield as Singapore, Peru and the United Arab Emirates fell prey to their online scams.View the full article
    • Rights groups warn of state paranoia as experts on hypersonics, the science behind ultrafast missiles, have been jailed.View the full article
    • The Contract itself The airport is actually owned by the Ontario Teachers Pension Plan. There should be an authority from them for Bristol airport group  to sign on their behalf. Without it the contract is invalid. The contract has so many  clauses redacted that it is questionable as to its fairness with regard to the Defendants ability to receive a fair trial. In the case of WH Holding Ltd, West Ham United Football Club Ltd -v- E20 Stadium LLP [2018],  In reaching its decision, the Court gave a clear warning to parties involved in litigation: ‘given the difficulties and suspicions to which extensive redaction inevitably gives rise, parties who decide to adopt such an appropriate in disclosure must take enhanced care to ensure that such redactions are accurately made, and must be prepared to suffer costs consequences if they are not’. The contract is also invalid as the signatories are required to have their signatures co-signed by independent witnesses. There is obviously a question of the date of the signatures not being signed until 16 days after the start of the contract. There is a question too about the photographs. They are supposed to be contemporaneous not taken several months before when the signage may have been different or have moved or damaged since then. The Defendant respectfully asks the Court therefore to treat the contract as invalid or void. With no contract there can be no breach. Indeed even were the contract regarded as valid there would be no breach It is hard to understand why this case was brought to Court as there appears to be no reasonable cause to apply to the DVLA.............
    • Danny - point taken about the blue paragraphs.  Including them doesn't harm your case in any way.  It makes no odds.  It's just that over the years we've had judges often remarking on how concise & clear Caggers' WSs have been compared to the Encyclopaedia Britannica-length rubbish that the PPCs send, so I always have a slight preference to cut out anything necessary. Don't send off the WS straight away .. you have plenty of time ... and let's just say that LFI is the Contract King so give him a couple of days to look through it with a fine-tooth comb.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

1 month loan / Mayday Payday


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4102 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I had a PDL with 1 month loan which I defaulted on back in November last year. I have gotten myself into a bit of a mess with PDL and know I have nobody but myself to blame.

 

I applied for a loan with Mayday Payday yesterday, and after thinking about it decided to cancel the application. I emailed them and asked them to withdraw my application - no response

 

Today I had an email from Mayday saying my application had been refused - and again I emailed requesting they cancel my application. I checked my bank account this afternoon to find £10 and £100 had been debited. I knew it was this company as I had only had a new debit card on SAturday and they were the only company I gave my details to. It turns out that 1 month loan and Mayday Payday are the same company!!!

 

Watch out guys, if you owe money to either of them and apply to the other they won't think twice about raiding your bank account!!!

 

Can I challenge the payment?:(

Link to post
Share on other sites

this also happened to me, i couldn't believe it. this is scandulous... they are offering a ''service'' then sneakily emptying your account once the details of your accounts are handed over!!! they took £560 from my account for what was a £150 loan,,, i was in a payment plan with them paying on time (£40.00 monthly) i challenged this with them but they said they are not prepared to issue any form of refund... i dont know where to turn now and have no money for christmas, or for my children... thanks 1monthloan! :mad::mad::mad:

Edited by bboy
spelling/ correction
Link to post
Share on other sites

I Highlighed that this may happen on sunday morning but the site team on this site removed my thread without warning !

All Fortress Group UK websites say this in there terms:

 

18. If you owe Fortress Group (UK) Ltd money through any of its brands or subsidiaries you authorise us to use the debit card details supplied in this application to recover those monies as your relationship is with Fortress Group (UK) Ltd and not just an individual brand. We do not have to notify you that we have, or intend to, do this.

 

They also trade under these names:

1 Month Loan Fortress Securities Mayday Payday Oasis Finance Oasis Payday Payday Mayday

 

Beware

Link to post
Share on other sites

Well I've just checked through all my correspondence with 1 Month Loan regarding my account, and nowhere on their contact with me does it state they're part of Fortress.

 

Even my bank agreed what they've done is sly but I can't do anything about it as in the terms & conditions I agreed to when applying to mayday it states if I owe money to Fortress they can use my card details to claim it back - Even though I had NO clue the 2 companies were related!!

 

My advice - Avoid at all costs!!!

Link to post
Share on other sites

After phoning to complain i received this email from them.....Shame they can't even get the number of the clause correct, as in the T&C it's clause 18!!

Beware!!

Dear Mayday Payday Customer

I am writing to advise you that today we collected funds from your debit card. As you may recall you recently had a loan with one of our brands 1 Month Loan which you failed to repay on the agreed date. In accordance with clause 17 of the terms and conditions you agreed to when you recently applied for your Mayday Payday loan if any money was owed to any other brand we could use the debit card supplied in this application to recover it.

17. If you owe Fortress Group (UK) Ltd money through any of its brands or subsidiaries you authorise us to use the debit card details supplied in this application to recover those monies as your relationship is with Fortress Group (UK) Ltd and not just an individual brand. We do not have to notify you that we have, or intend to, do this.

SO WHAT HAPPENS NEXT?

Even after collecting this amount you still have an outstanding balance with Fortress Group (UK) Ltd. You should contact the 1 Month Loan team immediately on 01284 717820 where one of our consultants will be able to arrange a suitable repayment plan to recover the outstanding balance. Failure to do so may lead to legal action being commenced. Additionally should you decide to pursue this matter further by challenging the payment with your bank we will again begin legal action against you. At this stage all the costs associate with this legal action will be added to your account.

Please note that Fortress Group (UK) Ltd has acted 100% within its terms and conditions and completely within the law. While you may feel upset that we have taken this money from you, it is a debt that you owe us.

Regards

Fortress Group ( UK ) Ltd

Phone: 01284 717810

Fax: 01284 717833

Websites: www.fortressuk.co.uk

Any views or opinions expressed in this message are those of the author and do not necessarily represent those of Fortress Group (UK) Ltd. No reliance may be placed on this message without written confirmation from an authorised representative of the company. Fortress Group (UK) Ltd. is registered in England & Wales with Company Number 05041905. Registered Office: Fortress House, Skyliner Way , Bury St. Edmunds , IP32 7YA .

Link to post
Share on other sites

  • 2 months later...

Contact 1month loans compliance officer, simon hatch, he posted on another thread, not surprised to see that he has stayed away from this one.

 

I charged all mine back and was threatened with police action but i then offered £20 per month and that sorted it as i told then i was going in to a DMP

Edited by ashley_johno
Link to post
Share on other sites

  • 1 year later...

These monkeys sent me a recorded delivery letter stating they were in the rights to phone me at work and to contact my parents (one of whom is ill) and claimed it wasn't harassment. They keep trying to take money from my debit card (I've changed banks) and seem to think they are justified plus I've sent them a token payment and will set up a repayment scheme through payplan. They are just bullies and have no right to harass people, especially if they are trying to sort themselves out. PDLs ought to be banned anyhow!:mad2:

Link to post
Share on other sites

  • 1 year later...

Although this thread is old the situation hasn't changed with 1 month loan my friend recently took a loan with them and the funds were taken out of his account when he wasn't expecting it, taking him over his overdraft to incur further costs. He's now writing to the OFT to make a formal complaint.

Link to post
Share on other sites

Did he tell the bank it was an unauthorised transaction and to do an immediate chargeback?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...