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Les Gunn
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So sorry to hear about your mum Les.

I feel this is the only and the right decision to make.

All the best.

ellielou x

Halifax 1

WON - £1,355.49 21/07/06

MINT

WON - £273.81 14/09/06

First Direct

WON - £913.50 01/09/06

Capital One

WON - £130.13 03/11/06

Halifax 2

WON - £188.03 01/12/06

 

Kensington Mortgages ERC

MCOL for £6,204.39 Discontinued

Halifax Mortgage Admin fee

WON - £10.00

Direct Line Mortgage Redemption Fee

WON - £99.00

Halifax 3

MCOL for £109.01 reg 07/03/07

 

http://petitions.pm.gov.uk/redemptionfees/

Please sign this petition x

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Hi Les, you are a true star and admire you for going as far as you did given what else you have 2 deal with, well done for showing them that we mean 2 fight - you made them run around big time take some pleasure from that! Take it easy.

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les, take time out from here, and spend as much time as you can with your mother, we will be here when you are back to help. Take care

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Just to say to everyone who has and may reply - THANK YOU!

 

I've been blessed for making so many virtual friends on a great site.

As Arnie said, "i'll be back!"

 

Les x

 

ps. I'm still not dropping my Abbey case, but that's just charges, so hopefully that's in the bag eh...

--------------------------------------------------------------

HSBC

Settled in FULL on 8/8/06 - £3619.53

:D

CAPITAL ONE

Settled in Full on 6/9/06 - £84.76

:D

ABBEY NATIONAL (Old N&P Mortgage)

Settled In Full on 2/3/07 - £307.13

:D

SPML

*Court Case Withdrawn - family illness*

MORTGAGES PLC

*Court Case Withdrawn - family illness*

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Dear Les

 

Was so sorry to hear about your mum. You are o right and brave we only get one mum and I spent all the time I could with mine whilst she was dying and its worth more than any money in the whole world. Your mum is a lucky lady to have such a fine son to be by her side during these difficult times.

All Our Love to your and your mum

Catherine and Dave

xx

:D :D :DMoney in account £13216.66!!!!

GMAC - stmnts rec'vd letter requesting £1662 refund of chrges MCOL on line being issued for ERC

SPML - issued MCOL on 21.11.06!

Kensington - statements received letter requesting £2455.55 refund of charges issuing MCOL for ERC

MBNA - refund £341 offered-sent letter requesting refund of £3846.59 charges!!!!!!

Capital One-going to issue MCOL for £1243!

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Dear Les

 

What a strong person you are. You have given so much to others on this site, guided and advised wherever you can.

 

Please enjoy each precious moment, you only get one chance at life, its not a dress rehearsal....take each and every second and love it for what it brings.

 

Sue

 

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  • 2 weeks later...

Les,

 

so sorry to hear of your mum and your very difficult situation.

 

as many have said before, you only have one mum so treasure every last minute you have with her.

 

our thoughts are with you both and your families

Joanne & Tony

14/06/06 Data Protection Act Sent to SPML

28/06/06 - Info / statements received from SPML

2/8/06 Pre Lim to SPML for £324.72

16/8/06 LBA to SPML

28/9/06 filed MCOL

defence filing date extended to 22/12/06

28/12/06 copy of defence received from sch

16/01/07 AQ filed with court

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  • 3 weeks later...

Sorry to hear about your Mum,

 

But you have been invaluable and SPML are not going to get off lightly when I get my terrier teeth into them for 4 years of misery due to their charges and ending up owing them £50 per time for ' failure to apply to court order ' even though an agreement was in place, £50 per year for insurance 'checking' and £25 per month for not paying by DD, which they failed to set up correctly. Not to mention the £330 for accidental court action.

 

If ever there was a waste of space definition in the mortgage industry it would be SMPL and Capstone, each being the same.

 

SY

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