Visits to Court

[steven4064]

Good point Deb T

 

As Deb has said - you need to make a very clear case based on what you can prove:

 

1 there is no CCJ against you

 

2 the CCJ they are chasing is someone else's

[Ramseur]

Hi all (I hope steven4064 is around)

 

I have a Trust Online report which states: "Nothing Registered." This was for my previous address in which I lived for 26 years. I then have my Experian Crdit File for the last 6 years at my pesent address: which is also clean.

 

As stated, the opposing solicitor has informed me that his client have not got a copy of any Judgement in their possession.

 

What I want to know is this: If a Judgement was in existence, what would the creditor have to do if that Judgement had lain dormant for longer that 6 years? Does the creditor have to return to Court and ask for it to be re-activated?

 

My last request is this: I have already asked steven4064 about interest calculations. I have got to put a figure on my claim on Monday 21/09/2009.

 

This is my calculation 1920*0.00022 = 0.4224

= 0.4224 * 5840 (Days) = £2466.82

Then £1920 + £2466.82 = £4386.82

 

Have I got this correct?

 

Ramseur

[steven4064]

The interest calculation assumes that the 1920 was paid in a lump sum 16 years ago - I am not sure that is correct. Ideally, you should do the calculation for each payment seperately (use a spreadsheet)

 

I am not sure how limitations (ie 6 years) applies to CCJs - perhaps someone else knows the answer

[Ramseur]

Hi steven4060

 

I haven't got a clue how to tackle a spreadsheet. Any advice?

 

Ramseur