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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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Paypal transactions


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Hi All,

Hope someone can give me some advice on what to do.

 

I've just been through my bank statement to find that I've got 4 paypal transactions listed on there - each in US $ - and each one incurring a £1.50 overseas transaction fee.

 

Each one of the payments is for about £3 each and yes I did make the transactions online.

 

The thing is...I had more than enough funds in my paypal account to cover the 4 transactions however, paypal in its infinite wisdom decided not to use the funds I had or the Direct Debit which they usually use and instead go straight for my debit card - which is why I incurred the bank charges.

 

I have just got off the phone to someone remarkably rude at Paypal who checked into my account and said that it should have come off of my balance. Then he went on to say that I must have chosen the credit card option and I then disputed this over the phone as I have 4 confirmation emails saying they will take the amount off my available balance!!

 

He then went on to say its a known issue and he will escalate it and it wont happen again, next time any transaction will come off my balance.

 

When I asked about getting back my bank charges he said thats not their problem and they wont refund them to me.

 

I am tempted to phone up my bank and say that I didn't authorise the use of my card for those 4 transactions.

 

or is there any other option?

 

HELP!

Blakey

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I am tempted to phone up my bank and say that I didn't authorise the use of my card for those 4 transactions.

 

I'd be tempted to phone up the bank and say PayPal admit the transactions were in error, but refuse to help. Use the emails you have to back this up.

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Yep, I've heard of this too - but it has been fixed. I'm intriqued when you say they laimsed a US$ amount from your Debit Card - this was never possible previously, and if PP have taken money in the WRONG currency, they ARE liable. I have a US$ account, but because I'm a UK registered user they will ONLY bill me in GB£ not my US$ account!

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The original transactions were in US $ but you are right now I think about it as I've had several transactions in US$ but they've always converted it to GB pounds before taking the money out!

 

In fact in those cases its even stated the amount in both $ and £

 

Think I'll call back Praypal in the morning - if they are there and hope to get through to someone who is a bit more helpful.... (crosses fingers)

 

Blakey

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just found this in Paypals user agreement :-

 

Multiple Currencies. PayPal's Multiple Currencies feature allows users to send payments in U.S. Dollars, Canadian Dollars, Euros, Pounds Sterling, Yen, Australian Dollars, New Zealand Dollar, Swiss Franc, Hong Kong Dollar, Singapore Dollar, Swedish Krona, Danish Krone, Polish Zloty, Norwegian Krone, Mexican Peso, Israeli New Shekel, Hungarian Forint or Czech Koruna. Multiple Currencies is currently available for all payments made using the regular Send Money service. You do not need to maintain a balance in the currency in which you would like to send the payment, but may choose the currency at the time of payment. If you are making a payment in a currency in which you already maintain a balance, the funds for the payment will first be withdrawn from the balance you already hold in that currency. Additional funds required for the payment will be withdrawn first from any other PayPal balance you maintain, and then from the funding source of your choice.

 

If your PayPal balance(s) do not cover the full amount of your payment, and you hold a credit card denominated in the currency of the payment, that credit card will be charged for the remainder of the payment. If your PayPal balance(s) do not cover the full amount of your payment, and you do not hold a credit card denominated in the currency of the payment, but you do hold a credit card denominated in one of the currencies listed above supported by the Multiple Currencies feature your credit card will be charged in that currency. If your PayPal balance(s) do not cover the full amount of your payment, and you neither hold a credit card denominated in the currency of the payment nor in any of the currencies supported by the Multiple Currencies feature, your credit card will be charged in the currency of your payment.

Before you complete the payment, PayPal will display the applicable exchange rate which includes PayPal's transaction fee for any funds you are sending which are not currently held in the currency of the payment.

 

 

If I've read it right...according to their own agreement as I own a UK debit card they should have converted it to UK pounds before proceeding with the transaction...

 

I may need to quote their "agreement" when I speak to them again.

 

Blakey :)

 

will keep everyone updated

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I posted on this last week.

I requested £109 from my paypal account, it went "missing" for a week, then reappeared in my paypal account.

After complaining by email, I recieved a reply that said it was because my bank details "needed updating" and would I complete the new mandate they sent with it.

Being highly suspicious, I looked into this and found that it WASNT an update for my bank details, but rather a Direct Debit mandate, which would essentially give them direct access to my bank account to remove all fees instantly - taking no account of any disputes that may arise.

I think paypal are trying to do this because of the huge increase of unscrupulous buyers lately saying they havent recieved any goods, or goods are faulty etc.

Ive now cancelled the paypal account, spent the money online (well, the wife has), and simply do not trust Ebay or paypal - better to be out of it I think.

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Update :-

Phoned up praypal again and got through to someone else just as unhelpful as the guy yesterday. although the only plus side today was at least I could understand todays customer service assistant!

 

She said to me that because the transaction was in dollars and my paypal dollars balance was zero (but I have credit in UK pounds!) then the transaction would have taken place on my card as being the available source of funds.

 

I then told her that I had four seperate emails saying that the amouts would be taken off my paypal balance - no reference to anything that says that if you dont have any funds in the same currency then we will happily charge your debit card!

 

I then went on to ask why paypal didn't use the multiple currencies service which states that if I have a card in a differing currency to that which the transaction is in the transaction would be converted and charged to my card in my local currency.

 

her answer to this was that some sellers only accept US Dollars and not any other currency so as such they would charge my card in US dollars.

Again no mention of that on my transaction email and I cant find any reference to either of these things in paypals terms and conditions.

 

all I can find was that they should take funds from paypal credit balance first and they can use multiple currency service to convert sums in different currencies..so how come that didn't apply to me!

 

I then told the customer service agent that my email said they would take the money from paypal credit balance - which I agreed to but not my card which I had not agreed to. so from my point of view they had performed an unauthorised transaction on my card.

She had no answer to this and said that "A supervisor" would now look into my account about this issue and asked if there was anything else I wanted help with....

 

grrrrr

 

Blakey

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Update :-

Paypal have e-mailed me and as a good will gesture have refunded me the bank fees!

 

Sorted!

Just wish there was another way to make overseas payments without costing an arm and a leg...I notice now that paypal charge a 1% fee for gift payments to friends and family as well...

 

oh well.

its cheaper than Western Union

 

Blakey

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