Barclayloan CCA Request

[slick132]

Hi TJ,

 

3 threads merged - please use one per topic as it keeps all the info together.

 

As this is a loan a/c, you can send them an "Account in Dispute" letter. Carefully adapt and use this - http://www.consumeractiongroup.co.uk/forum/barclaycard/167584-barclaycard-no-cca.html#post1805429

[TheJester84]

I did not end up sending the account in dispute letter I waited for Barclays to make the next move.

 

It seems they have now done that and sent it to there debt collections company. Should I now send them the account in dispute letter? Also should I include a copy of any of my previous letters?

[slick132]

Hi Jester,

 

Send the dispute letter to BC and a copy of it to the DCA.

 

Which DCA has contacted you.

 

[TheJester84]

It was Chelmer Collections, in a Barclays envelope, with the Barclays footer, you would have thought they would mask it a bit better.

 

Anyway I was going to sort out the letter mentioned above tonight but have come home to the following Default Notice, can you give me your views on it, and should I just send off the previous mentioned letter to both the DCA and Barclays or do I need to use a different one?

 

Here's the Default Notcie

 

 

[TheJester84]

BTW it was posted first class

[slick132]

Send in the "a/c in dispute" letter now. Adapt it to say as they've failed to send you the credit agreement to which you're entitled, the a/c was, and still is, in dispute.

 

Accordingly, they had no right to issue the DN. If any adverse data concerning this is put on your credit records, you'll take court action as necessary if any damage is caused to your reputation.

[TheJester84]

Thanks I will send both companies the same letter tomorrow and make reference to the two letters recieved (one from Chelmer the other being the DN)

Edited November 4, 2009 by TheJester84

[TheJester84]

Letters sent and a week later still no reply (I know they tend to not hurry these things)

 

I am just wondering, at what point would either I or them say, yes you/we have no signed credit agreement and so you/we will write off the debt?

[slick132]

Give them a reasonable time to respond.

 

Don't hold your breath for them saying, "Fine and we'll write it off."