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    • It is not as simple as you seem to suggest. 1. My wife needed the car and there are no local public transport facilities within 2 miles. 2 Neither of us has the technical expertise to change a battery. 3 Not only does the battery itself have to be appropriate for stop/start technology; but also, according to the handbook, has to be registered with Mini by a recognised agent, which I am not, neither is Big Motoring World. 4 The car had to be towed. Where was I going to have it towed to where I could be sure it would be properly dealt with? I couldn't trust Big Motoring World to do it. I couldn't have it towed to just any garage and be sure they had the right battery and the time to fit it. 5 The high sum involved is mainly for the diagnostic test which Big Motoring World asked me to obtain; and they did not initially raise any objection to the car being taken to the nearest main dealer. I would not have got the diagnostic test, if they had not asked for one. So, I understand where you are coming from, but having ignored requests for reimbursement, what else could I have done to recover my lay out?
    • Thank you FTMDave.  I'm happy to make your suggested changes.  I'll wait a day or 2 to see if any of the team have any other suggestions or feedback.  Do I then just email a copies to both UKPC and the court? Lookinforinfo - Unfortunately I am not sure if the signs have since been changed and cannot recall seeing any on the night as it was dark.   
    • The US confirmed it revoked licences allowing the export of some goods to Chinese tech giant.View the full article
    • I can't imagine that EVRi will want a judgement against them on this and based on this argument. I reckon you have a better than 90% chance that they will try to reach out to you before the trial date. They know that what they are doing is thoroughly wrong and dishonest and contrary to law. They are following this thread, of course – and they've already seen this witness statement. I imagine that they are scrabbling around trying to understand how they can extricate this without using too much face. I suppose they will make an offer to you which is a few quid short of your claim in order to say that they were justified in being stupid. Hold out for every penny. It's your money and you deserve it. It's not their money and they don't deserve it
    • New paragraph 47 – If you insert that – and move everything else down then I think you are good to go. Well done on going through the mill on this but it looks pretty good
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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A vicious cycle ***WON***


blackgloves
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I have come into financially difficulty recently after leaving college and looking for work. Thankfully i have found a job and will be paid monthy. Charges were taken from my account 1st July for the previous months charges or whoever it is, that included charges for returned direct debits and daily overdrawn charges.

 

Now this month im going to be charged the entire daily fees thing because i was getting carers allowence each week and had to clear i think £130 approx, i am left with £20 overdrawn and will aim to clear this by 3rd August, my first pay day.

 

Now i can just about understand charging for returned direct debits (although i dont see how thats justified in the modern world). I was angry that they did not send me in an unplanned overdraft to pay some of my bills, but put ME IN ONE when they wanted to claim there money, therefore incurring more daily charges which will be added on for the following months. To me it just seems a vicious cycle. The woman on the phone just kept saying well you agreed to the t&cs and so on, which just got me mad and said i needed to go into the branch to talk to them about it.

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Hello and Welcome, blackgloves.

 

Like you say, it's a total nonsense !!!

 

It is worth your while going into your branch and explaining the circumstances, regarding the charges. If you don't get any joy, you'll may consider starting a claim against them.

 

Nightmare, I've been there on many occasions :rolleyes:

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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either talk to them or do the right thing and open another account in a different branch and walk away from this excuse for a bank, if you stay it will take months to catch up all the while they are filling their coffers from you for the unlawful charges

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Thank you both for your replies. Id be the first to admit that i get myself into debt, thats fine, but to me it just seems like they are creating more debt for me, which is a cheek considering the mess that the banking system is in.

 

Im also with HSBC and i am £350 overdrawn, but that was with a planned overdraft of £150 and then charges etc but they are happy for me to pay at least £20 a month to clear it off, without incurring anymore charges, i might just switch my wages to go into them, at least they have been nice to me lol.

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The money which was going into my bank each week was £53.10 which is my Carers Allowence money, which they have taken. After reading some threads it would seem this is not on, do you think i could claim that back?

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The money which was going into my bank each week was £53.10 which is my Carers Allowence money, which they have taken. After reading some threads it would seem this is not on, do you think i could claim that back?

 

Have your carers allowance paid into a post office card account.

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An update...

 

I went into Lloyds and explained everything. I have now stopped being a carer and now work part time (6hrs a week :( ) , i acknowledged that i my actions of setting up direct debits when i knew i couldnt pay them sort of got me here, but taking my CA ment i had nothing to live on etc, so they gave my £60 (CA is £53.10) and cancelled the charges due to be taken on 3rd August. I'm pleased with the outcome...

 

I did mention HSBC above, i take back what i said....see the HSBC forum for more details!

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Superb stuff, blackgloves.

 

Glad you got your cash back :)

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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