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    • I had some contact with this company earlier in my working life but I'm afraid there's not a lot I can suggest that you haven't already done. During your grandfather's time  British Celanese was a subsidiary of Courtaulds. Courtaulds was subsequently (after your grandfather had stopped working there) acquired by Alzo Nobel. They in turn closed down the Spondon site and sold it. I have no idea what the number is that you are trying to call. It's a Derby (Spondon) area code but the number appears not to be allocated. From my slim knowledge of the history of the company I would have expected your grandfather's pension to be in the Alzo Nobel (CPS) Pension Scheme.  But Willis Tower Watson are the Pension Scheme Administrator of that scheme and would be the people who should know if your grandfather had contributed. Is your grandfather certain he contributed? Joining pension schemes wasn't compulsory in those days. Or might he have got his contributions returned when he left them? That happened sometimes back then. Sorry not to be of more help.      
    • I am sorry I am not aware of this report from IAS assessors? The Court will consider my application at a online hearing in June. The Court instructed me to send Bank copies of my sons condition proving he could not have been the driver I have heard nothing further. My son is not aware of any proceedings I have not involved him to avoid causing him distress, he has been sectioned a fair few times and I need to avoid this happening.
    • I am very pleased that the Court has taken the decision to allow you to  represent your son and hope that he is happy enough with that to relieve the stress he will also be feeling. I do agree that Bank parking are so insensitive, greedy, horrible etc etc to continue proceedings considering  in what it is a very minor case of a wrong number plate . Even their  own  IAS Assessors, who are normally hopelessly biased in favour of their members, went out on a limb and said  " The Operator's evidence shows no payment for the Appellant's vehicle, or anything similar. It does show two payments for the same registration in quick succession. I would take a reasonable guess, based on the circumstances described, that the person paying has paid for the registration of the person they assisted again." That is damning evidence and you must take that report with you as well as including that in your Witness Statement which we will help you with. I would expect that Bank would discontinue the case at that point.  But I am sorry to say  that you should not count on it.  
    • Evening all,   I have deliberated over this offer for two weeks and I have decided to take their offer. I do understand that some may prefer us to go to court and receive a judgement but with our personal circumstances and my current military commitment that could become an issue. I am so grateful for all the help and support you have all offered me over the last few months. I will continue to monitor this site and push all those that are being wrong to get in touch.   Thank you! what you all do is truly amazing!
    • When I first responded to the PAPLOC, and received that 29 page junk back it was accompanied with a letter saying that they had already responded to my request back on Feb 18th 2023,(I never received it). I was just clearing out some paperwork today and found a letter from Lowell, dated Feb 17th 2023, explaining that they were still waiting for the documents from PayPal, and my account was on hold  until further notice.  Does this mean they were lying and can it be used against them if this goes any further? I have now filed my defence, and have had an acknowledgement from Overdales and the court. A little threatening from Overdales , explaining that part of my defence was invalid because they have now complied with the CCA, and they were still waiting for the Default notice from PayPal.
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Nick37 v Nationwide


Nick37
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Can anyone tell me how to change my thread title? I want to get rid of the 'just started' bit as that's a bit old hat now.

Whoo hoo Settled in Full. 16th April 07

Notice of Acknowledgement: 17th March 07

Claim Form to CC: 8th March 07

LBA sent: 8th Jan

Prem Letter: 12th Dec 06

Nationwide Claim. £2921.96

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hi nick just bin readin your thread an its frightened the s--t out of me now!! i just started my claim last week an also felt better finding this site safety in numbers eh? they cut my overdraft from 3k to 2k so that prompted my action as i reckon my fees will cover the overdraft. i have opened a new account elsewhere this week and will begin movin my dd,s over i hope you win

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Hi mescalero, it is frightening but the way to look at it is you've got nothing to lose. They will either pay up or they won't, but everyone on here says they will pay up... they don't have any options. That's what i'm clinging onto.

I got cold feet when my second letter 'LBA' got the usual reply of 'No' refund. I didn't know what to do even though this site tells you what u need to do. I guess the banks are relying on the fact that alot of people stop at the point. After i filled my claim form out & hand delivered it to my local court, i realised just how easy it was.

So don't worry, go with the flow, learn from the masters of claiming, there everwhere on this site, and in no time at all you'll have your refund. Don't forget to ask for the money in cheque form so you can then decide how much of the overdraft you wanna pay off.

 

Good Luck.

Whoo hoo Settled in Full. 16th April 07

Notice of Acknowledgement: 17th March 07

Claim Form to CC: 8th March 07

LBA sent: 8th Jan

Prem Letter: 12th Dec 06

Nationwide Claim. £2921.96

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ash, have you had acknowledgement of service from the court? If you have, then NW will have 28 working days from then to defend. From what i gather, they pay up, it appears alot later than they use to, so pretty much when the 28 days is up. My 28 days is up on the 14th being this Thursday, but i have to take into account the bank holidays i think so it'll run into next week. I haven't checked recently, my account, because it's frozen but i will go into my local branch tomorrow to check.

Whoo hoo Settled in Full. 16th April 07

Notice of Acknowledgement: 17th March 07

Claim Form to CC: 8th March 07

LBA sent: 8th Jan

Prem Letter: 12th Dec 06

Nationwide Claim. £2921.96

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Oh my god.... i've checked my account and there's corrections to.. so far... approx. £2500 !!!! £400 short which might still be going in as we speak!!!

 

I've done it!! I've WON................ Whooooooooo hoooooooooooooooooo!!! :D :D :D :D :D

Whoo hoo Settled in Full. 16th April 07

Notice of Acknowledgement: 17th March 07

Claim Form to CC: 8th March 07

LBA sent: 8th Jan

Prem Letter: 12th Dec 06

Nationwide Claim. £2921.96

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served on the 17th! so both of you should hear hopefully in next day or so!!!! :D

Whoo hoo Settled in Full. 16th April 07

Notice of Acknowledgement: 17th March 07

Claim Form to CC: 8th March 07

LBA sent: 8th Jan

Prem Letter: 12th Dec 06

Nationwide Claim. £2921.96

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hi nick..............and well done, it feels good doesnt it..............i had about four mystery corrections in my account over two days....get spending!! x:D

PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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oh yes thanks mochamoo. And thanks Ash, Lori and Ray. ;)

Whoo hoo Settled in Full. 16th April 07

Notice of Acknowledgement: 17th March 07

Claim Form to CC: 8th March 07

LBA sent: 8th Jan

Prem Letter: 12th Dec 06

Nationwide Claim. £2921.96

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Oh my god.... i've checked my account and there's corrections to.. so far... approx. £2500 !!!! £400 short which might still be going in as we speak!!!

 

I've done it!! I've WON................ Whooooooooo hoooooooooooooooooo!!! :D :D :D :D :D

 

Well done Nick, I've got some of mine today too. :-D

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WOW.... it does look like pay day for alot of us!!! Amazing!! Nice one Pitters, Ray, Ash.. Yesssssssssss

Whoo hoo Settled in Full. 16th April 07

Notice of Acknowledgement: 17th March 07

Claim Form to CC: 8th March 07

LBA sent: 8th Jan

Prem Letter: 12th Dec 06

Nationwide Claim. £2921.96

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Wow! Well done everyone!! :o So many victories in one day. Enjoy your dosh guys!!

 

K.

Kelly

Settled: Nationwide £372.55

Before you do anything read this:

Guide to Reclaiming Bank Charges

 

Most questions can be answered by checking out these links:

Frequently Asked Questions

Step by step instructions

Letter Templates

And don't forget to use the search facility! Chances are your question has already been answered on another thread. Good luck

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I've re-checked my account today and there's still a £500 shortfall.

So there were 4 corrections yesterday and none today. Is it just a question to keep waiting? Do i need to email or send a letter to anyone?

Whoo hoo Settled in Full. 16th April 07

Notice of Acknowledgement: 17th March 07

Claim Form to CC: 8th March 07

LBA sent: 8th Jan

Prem Letter: 12th Dec 06

Nationwide Claim. £2921.96

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hi mochamoo, yea it does seem like it. Oh well, we'll see what happens. I'm well happy about what i've got so far thou. :D

Whoo hoo Settled in Full. 16th April 07

Notice of Acknowledgement: 17th March 07

Claim Form to CC: 8th March 07

LBA sent: 8th Jan

Prem Letter: 12th Dec 06

Nationwide Claim. £2921.96

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I'd wait until Monday. If there is still no sign of the rest then send an acceptance of partial settlement letter which lets them know you are not done with them yet. They'll pay up...eventually. I reckon they are just snowed under now.

 

K.

Kelly

Settled: Nationwide £372.55

Before you do anything read this:

Guide to Reclaiming Bank Charges

 

Most questions can be answered by checking out these links:

Frequently Asked Questions

Step by step instructions

Letter Templates

And don't forget to use the search facility! Chances are your question has already been answered on another thread. Good luck

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