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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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      Judge & Priestly

      By Bhindi lover · Posted

      I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. Anyway I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
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      Please fill this out   Dx Pl
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    • jk2054
      Shock !!EVRI has lost my parcel PS5 - court claim issued

      By jk2054 · Posted

      No apology needed, thank you for what you do I am glad to hear they paid. well done on getting back what is yours
    • Mickgibbons1
      Shock !!EVRI has lost my parcel PS5 - court claim issued

      By Mickgibbons1 · Posted

      Apologies all for the late reply and info, i have been away with the Army. They have paid I accepted the offer on the 5th of May, and they paid on the 17th of May.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Have I opened a can of worms?????

mountainofdebt

By mountainofdebt
in NatWest Bank

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mountainofdebt

mountainofdebt

Posted
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Thanks for the reply....gosh you are good....for the first time I've actually smiled!

 

Trouble is points 1 - 4 form part of the CPR 18....so if I give them answers to points 1 -2 do I have to answer points 3 - 4??

 

(I've already posted above a draft letter to this effect)

 

I think I have initially dug the hole as I didn't include details of the account on the claim form nor did I give them a list of how the amount was arrived at.

 

So once they have this info do you think (and hence they can check for themselves) do you think they will they offer to settle?

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rbrears

rbrears

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Just put all the answers in a reply to their request then.

 

And serve your own if you wish. I can't say if it will persuade them to settle - only served my own versions of the above today so they have not reacted to it yet. What it does do, I hope, is show that you a) understand the issues, b) are not phased by their stock defence and part 18 request, c) aren't taking any sh*t, and d) are prepared to engage with them to properly litigate the issues involved and are not just joe public trying it on.

 

What it will do is make it clear that if they remain engaged in the litigation with you they will have to do a lot of work. Answering that Part 18 request properly and fully would take hours and vastly increase the bank's legal fees for dealing with your case. That is not the intention of it - it is meant to engage on the issues - but for us it is a welcome by product.

 

Be aware that it might even make them a bit stroppy and you may be ear-marked to be taken all the way to court. For myself Im not bothered about that and would welcome the chance to attend a hearing.

 

As I said its your call and I can't and shouldn't tell you how you want to play it. I will always be around as a sounding board but ultimately everyone has to make their own decisions.

 

Nice to know I can bring a smile to the faces of my fellow litigants :)

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mountainofdebt

mountainofdebt

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well for now,lol!

 

How do you actually submit a CPR 18?

 

I've had a look on the various web sites (courts on line, dept for constitutional affairs) but although I can see the CPR 18 being referred to I can't see how you issue one!

 

Do you simply write this is a request for further information under CPR 18 in the same letter that I enclose my reply to their CPR 18?

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rbrears

rbrears

Posted
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Yes the only requirement is that it is in writing and expressed to be a Part 18 request - just put it in a letter. Best to answer theirs and serve yours as a separate document - only so that if they end up before the judge later it is easier for him/her to keep documents separated.

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Movingon

Movingon

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Yes, I think that was Rbears idea; I would write them a letter enclosing your response to their request as a separate sheet, and in the letter you write your own pt18 request.

 

LOL! RBrears and I posted at the same time...

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mountainofdebt

mountainofdebt

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Cheers folks.....

 

btw I noticed today that on the court allocation papers that I have to return them to the new court by 3/6/06 (and this has been cofirmed by a nice lady at the court) ......so the plan is to send off the response/my own CPR 18 request and give them time to stew before taking the forms to the court .....fortunately (???) the court is only up the road from my office so I can personally take them there in my lunch hour.

 

 

Thinking about it, I think I would have wanted to have details about the account before I coughed up £2130.......if they had paid up without these details I think I might have chanced my luck with the other banks as well!!!

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mountainofdebt

mountainofdebt

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Well guys I've sent off the reply and my own CPR 18 request, giving them until 5th June .....trouble is I have to return the forms to the court by the 3rd!!!

 

So I guess for the next week or so its a case of sit and see what - if anything - the postman brings.

 

Trouble is I've already mentally spent the money (and the sweetest part is that I would use it to pay off my RBS credit card, lol!)

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mountainofdebt

mountainofdebt

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GOOD NEWS!

 

After the horrible thought that I'd really mucked things up, hubby came home to a letter from Cobettts offering a £1200 goodwill payment (original claim was for £2130, plus £340 plus court costs)

 

Its a conditional offer (usual things like other offers made) and must be accepted by next week. As we're going away this weekend I have to make a decision in the next 24/48 hours.

 

They reckon that my challenge to their charges in court would fail, their charges fair etc.

 

They've also added the court would see this offer as fair.....so guys do I call their bluff or do I take the money and run???

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dinghy

dinghy

Posted
Posted
GOOD NEWS!

 

After the horrible thought that I'd really mucked things up, hubby came home to a letter from Cobettts offering a £1200 goodwill payment (original claim was for £2130, plus £340 plus court costs)

 

Its a conditional offer (usual things like other offers made) and must be accepted by next week. As we're going away this weekend I have to make a decision in the next 24/48 hours.

 

They reckon that my challenge to their charges in court would fail, their charges fair etc.

 

They've also added the court would see this offer as fair.....so guys do I call their bluff or do I take the money and run???

 

It's entirely your call but... IMHO it's their last roll of the dice...

 

You aren't calling anyones bluff... They are trying to call yours...

If you have found this post (or any other post) useful ensure you click on the scales in the top right of that post to give credit where credit is due.:D

 

DO YOU HAVE A WEBSITE AND WANT TO PROVIDE A VALUABLE LINK TO THIS FORUM ? Go to this thread:-http://www.consumeractiongroup.co.uk/forum/showthread.php?p=52854

 

As ever, with (I believe most if not) all advice given on this website, I am not qualified to give any advice and you are duly warned that any decisions are your own decisions made on your own account and no liability will be accepted for any advice followed ! Use your own judgment.

Seek advice of a qualified, insured, professional if you have any doubts.

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Neo

Neo

Posted
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Well done, but IMO I would write back saying no thanks you are claiming for the full cost..

 

Hopefully I am due a letter as we were on the same schedule ;)

If you find this post useful, please click the Scales of 'Justice' in the top right corner. Thanks ;)

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mountainofdebt

mountainofdebt

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over the course of action to follow.

 

Basically he wants to take the money and run ......partly becasue he thinks that we'd lose and partly becasue he's snowed under at work (works for him self) and really doesn't need the hassle of a potential court case.

 

I feel that it won't get to court but at the same time I don't want to argue with him ......oh gawd, show me a sign of what I should do??????

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Neo

Neo

Posted
Posted
over the course of action to follow.

 

Basically he wants to take the money and run ......partly becasue he thinks that we'd lose and partly becasue he's snowed under at work (works for him self) and really doesn't need the hassle of a potential court case.

 

I feel that it won't get to court but at the same time I don't want to argue with him ......oh gawd, show me a sign of what I should do??????

 

Wouldn't the difference come in handy? I would personally follow it through until the end...

If you find this post useful, please click the Scales of 'Justice' in the top right corner. Thanks ;)

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mountainofdebt

mountainofdebt

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as we've come this far, we might as well go the whole hog.

 

So have sent them a letter saying that unless an offer covering initial amount, interest and court costs is made, everything is still as before.

 

Hope they reply before next friday as that's another £100 I'll have to find!

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dinghy

dinghy

Posted
Posted
eusa_clap.gif
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If you have found this post (or any other post) useful ensure you click on the scales in the top right of that post to give credit where credit is due.:D

 

DO YOU HAVE A WEBSITE AND WANT TO PROVIDE A VALUABLE LINK TO THIS FORUM ? Go to this thread:-http://www.consumeractiongroup.co.uk/forum/showthread.php?p=52854

 

As ever, with (I believe most if not) all advice given on this website, I am not qualified to give any advice and you are duly warned that any decisions are your own decisions made on your own account and no liability will be accepted for any advice followed ! Use your own judgment.

Seek advice of a qualified, insured, professional if you have any doubts.

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af1

af1

Posted
Posted

I await the outcome with fascination.....

If it were not for the fact that this is people's lives the banks are affecting, this would be the most exciting soap opera ever.

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mountainofdebt

mountainofdebt

Posted
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Well was kinda hoping that Natwest would blink first and give me all the lovely dosh without having to go to court.

 

Unfortunately tomorrow is the last day that I can lodge my defence with the court.....sort of wishing now that I'd taken the money.

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dinghy

dinghy

Posted
Posted

I'm sure they'll blink yet...

 

And when it all works itself out the extra £1200 will taste all the sweeter...

If you have found this post (or any other post) useful ensure you click on the scales in the top right of that post to give credit where credit is due.:D

 

DO YOU HAVE A WEBSITE AND WANT TO PROVIDE A VALUABLE LINK TO THIS FORUM ? Go to this thread:-http://www.consumeractiongroup.co.uk/forum/showthread.php?p=52854

 

As ever, with (I believe most if not) all advice given on this website, I am not qualified to give any advice and you are duly warned that any decisions are your own decisions made on your own account and no liability will be accepted for any advice followed ! Use your own judgment.

Seek advice of a qualified, insured, professional if you have any doubts.

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Neo

Neo

Posted
Posted

I am in exactly the same position. They have until the 3rd (which is a Saturday to hand in the allocation Questionnaire, I've done mine)

 

Does the £100 allocation questionnaire money get added to the claim?

If you find this post useful, please click the Scales of 'Justice' in the top right corner. Thanks ;)

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