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    • Thank-you dx, What you have written is certainly helpful to my understanding. The only thing I would say, what I found to be most worrying and led me to start this discussion is, I believe the judge did not merely admonish the defendant in the case in question, but used that point to dismiss the case in the claimants favour. To me, and I don't have your experience or knowledge, that is somewhat troubling. Again, the caveat being that we don't know exactly what went on but I think we can infer the reason for the judgement. Thank-you for your feedback. EDIT: I guess that the case I refer to is only one case and it may never happen again and the strategy not to appeal is still the best strategy even in this event, but I really did find the outcome of that case, not only extremely annoying but also worrying. Let's hope other judges are not quite so narrow minded and don't get fixated on one particular issue as FTMDave alluded to.
    • Indians, traditionally known as avid savers, are now stashing away less money and borrowing more.View the full article
    • the claimant in their WS can refer to whatever previous CC judgements they like, as we do in our WS's, but CC judgements do not set a legal precedence. however, they do often refer to judgements like Bevis, those cases do created a precedence as they were court of appeal rulings. as for if the defendant, prior to the raising of a claim, dobbed themselves in as the driver in writing during any appeal to the PPC, i don't think we've seen one case whereby the claimant referred to such in their WS.. ?? but they certainly typically include said appeal letters in their exhibits. i certainly dont think it's a good idea to 'remind' them of such at the defence stage, even if the defendant did admit such in a written appeal. i would further go as far to say, that could be even more damaging to the whole case than a judge admonishing a defendant for not appealing to the PPC in the 1st place. it sort of blows the defendant out the water before the judge reads anything else. dx  
    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. I'm not sure that I agree the reason why a barrister would say that, only to get new customers, I'm sure he must have had professional experience in this area that qualifies him to make that point. 🙂 In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Is it possible that a PPC (claimant) could refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Cheekiest letter yet from a DCA?!


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Dear All

Looking for some advice...in March my hubby received an invoice from a company called Viva La Diva for £45. This was a surprise as we'd never heard of this company and had no idea what it was for. Hubbt rang them and apparently it's a catalogue. We have never ordered anything so wrote a letter requesting copy of signed credit agreement PLUS a statement of what was "purchased". We've been receiving in excess of 6 calls per day so I also sent a letter found on this site re telephone harassment. ]

 

No reply from the catalogue company, however, we today received a letter from a dca called "Reliable Collections":

 

(Can't scan letter so will type it)

 

Dear Sir

Your conduct in this matter is unacceptable and will not be tolerated.

 

Our client has delivered goods to your address in good faith and little effort has been made to pay them.

 

Payment must be made within 48 hours to prevent further action.

 

Yours etc

 

What a beepin cheek! NOTHING has been delivered to our address and they have ignored request for CCA. What do I do next?

 

Any suggestions greatly appreciated

 

kind regards

 

eliza

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I always love that bit..."Your conduct in this matter is unacceptable & will not be tolerated" :D

Anyway - simply standard threatogram nonsense not worth the paper its printed on.

Use as chip paper if required.

Report them to the OFT/TS if you wish.

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Thank you for your responses. I will send the letter suggested.

 

I suppose we have to just laugh at the tactics these dca's use but I can see how these things would wear a person down :(

 

Thanks again

 

Eliza

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Lickthewallfatboy..exactly! Who DO they think they are?! I may well have a bit of fun with this one ;) Who'd want to be a debt collector? Seems to me you need specific qualifications for that job - stupidity and a very thick skin. I'll keep you posted.

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I know-that's a corker

 

Edit

 

Probably

 

DG:D

Edited by saintly_1
Quoted a post that has been edited

I have no legal training my knowledge comes from my personal life experiences

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How can a negative action (as in ignoring their letters) be classed as unacceptable conduct?

 

My response would be - when your command of the written English Language improves, then there may be some 'conduct' of mine to which you can apply your superlatives!!

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How can a negative action (as in ignoring their letters) be classed as unacceptable conduct?

 

My response would be - when your command of the written English Language improves, then there may be some 'conduct' of mine to which you can apply your superlatives!!

 

unacceptable to them as you have wasted their postage cost,and not shot to the phone with your cc:lol:

 

my sis had a even better one."your deliberate avoidance of this matter will no longer be TOLORATED (actual spelling):eek:from robbersway.

funny that they are still TOLORATING IT,2 yrs later:D

 

SAM:pLOWELL DETESTER

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lol..lol..thank you all for your replies. Glad I'm not alone here :)

 

Harassed Senior..my thoughts exactly and I shall be using those words in my reply to them.

 

Muppets..all of them..and that's me being polite ;)

 

Eliza

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