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ben1305
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yes I've been here for the past 3 and a half years.

I have several associations from Welcome on my cf so they cant use the excuse that they couldn't find me either!!!

 

Since JBDR have recieved my statute barred letter, whats should be my next course of action sam?

My opinions are my own and not those of anyone else :D

 

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http://www.consumeractiongroup.co.uk/forum/credit-reference-agencies/211007-equifax-your-time-has.html

 

SIGN THE PETITION TO STOP CREDIT REFERENCE AGENCIES RECORDING DATA WHEN NO CREDIT AGREEMENT EXISTS - SEE FORUM POST

http://www.consumeractiongroup.co.uk...ml#post2370021

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hi sam

 

i hope you dont mind me butting in

 

you seem to be handling this fine

 

i think that women from jb is just working of a script and doing the mind game number ben

 

i think a recorded put up or shut up letter is now needed

a petition for bankrupcy would be through the court, then the or would be involved

 

its obviouse jb are being naughty

 

see what comes back ref the statute barred template, if they ignore that and fail to give a response, we will go for the throat

 

its clutching at straws time for jb me thinks

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exactly that.

The woman spoke really quietly and extremely quickly...

She said she was Miss M from blah blah and had bee appointed my OR as JBDR had petitioned me for bankrupcy. she went on tho say that she and the creditors were holding a meeting to discuss my assets and that i should seek legal help.

 

Funny how everytime i asked her to speak up she just ignored me and carried on with her BS.

 

In the end i told her to p*ss off as she was obviously speaking quietly for a reason known only to her

 

BULL.:lol:

 

miss m was trying to impress and meant OM.:D:D

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thanks post, thanks sam. You guys have really helped me to stop worrying about this. naturally when i heard the words bankrupcy and official receiver i got worried. But then i sat and read loads of post on CAG.

I agree that she was probably reading from a script and that they were/are just trying every trick to get me to acknowlege a debt.

 

How long should i give them to respond to the statute barred letter???

My opinions are my own and not those of anyone else :D

 

<<<<<<<<<<<<<< If you find me helpful please click on my scales

 

http://www.consumeractiongroup.co.uk/forum/credit-reference-agencies/211007-equifax-your-time-has.html

 

SIGN THE PETITION TO STOP CREDIT REFERENCE AGENCIES RECORDING DATA WHEN NO CREDIT AGREEMENT EXISTS - SEE FORUM POST

http://www.consumeractiongroup.co.uk...ml#post2370021

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BULL.:lol:

 

miss m was trying to impress and meant OM.:D:D

 

call me stupid but..

whats OM????????????

My opinions are my own and not those of anyone else :D

 

<<<<<<<<<<<<<< If you find me helpful please click on my scales

 

http://www.consumeractiongroup.co.uk/forum/credit-reference-agencies/211007-equifax-your-time-has.html

 

SIGN THE PETITION TO STOP CREDIT REFERENCE AGENCIES RECORDING DATA WHEN NO CREDIT AGREEMENT EXISTS - SEE FORUM POST

http://www.consumeractiongroup.co.uk...ml#post2370021

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no problem post.

So now we just got to sit back and go chill out lol

If they claim they never received the statuted barred letter will the post office track and trace service info be good enough as evidence or do i need to get the name of the person who signed for the letter?

My opinions are my own and not those of anyone else :D

 

<<<<<<<<<<<<<< If you find me helpful please click on my scales

 

http://www.consumeractiongroup.co.uk/forum/credit-reference-agencies/211007-equifax-your-time-has.html

 

SIGN THE PETITION TO STOP CREDIT REFERENCE AGENCIES RECORDING DATA WHEN NO CREDIT AGREEMENT EXISTS - SEE FORUM POST

http://www.consumeractiongroup.co.uk...ml#post2370021

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when a company is SERIOUS about bankrupcy they appoint a OPINION MANAGER

(OM)

 

who contacts you and tries to pursuade you to resolve the issue with out the need for them to take this action(basically pay up) they then advise the creditors of the discussion.

 

me thinks miss whats her face was a threat monkey with ideas above her station,who needs new glasses.

 

forget till they get back

 

SAM

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i'm sure i can forget all about her lol

My opinions are my own and not those of anyone else :D

 

<<<<<<<<<<<<<< If you find me helpful please click on my scales

 

http://www.consumeractiongroup.co.uk/forum/credit-reference-agencies/211007-equifax-your-time-has.html

 

SIGN THE PETITION TO STOP CREDIT REFERENCE AGENCIES RECORDING DATA WHEN NO CREDIT AGREEMENT EXISTS - SEE FORUM POST

http://www.consumeractiongroup.co.uk...ml#post2370021

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There's plenty of people out there who dont know what their rights are and who are bullied everyday by these ****.

Its about time the gov stepped in and changed/enforced the law.

My opinions are my own and not those of anyone else :D

 

<<<<<<<<<<<<<< If you find me helpful please click on my scales

 

http://www.consumeractiongroup.co.uk/forum/credit-reference-agencies/211007-equifax-your-time-has.html

 

SIGN THE PETITION TO STOP CREDIT REFERENCE AGENCIES RECORDING DATA WHEN NO CREDIT AGREEMENT EXISTS - SEE FORUM POST

http://www.consumeractiongroup.co.uk...ml#post2370021

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  • 4 weeks later...

JBDR have now had the stat barred i sent for a month. I've heard nothing from them so far. Not a phone call or letter. Was sooooo hoping they at least phoned me so i could have some fun with them lol

Edited by ben1305

My opinions are my own and not those of anyone else :D

 

<<<<<<<<<<<<<< If you find me helpful please click on my scales

 

http://www.consumeractiongroup.co.uk/forum/credit-reference-agencies/211007-equifax-your-time-has.html

 

SIGN THE PETITION TO STOP CREDIT REFERENCE AGENCIES RECORDING DATA WHEN NO CREDIT AGREEMENT EXISTS - SEE FORUM POST

http://www.consumeractiongroup.co.uk...ml#post2370021

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  • 3 weeks later...

Just a quick update,

Time is fast running out on the stat barred and still no response from them.

If they dont respond within the 8 weeks what should i do next???

My opinions are my own and not those of anyone else :D

 

<<<<<<<<<<<<<< If you find me helpful please click on my scales

 

http://www.consumeractiongroup.co.uk/forum/credit-reference-agencies/211007-equifax-your-time-has.html

 

SIGN THE PETITION TO STOP CREDIT REFERENCE AGENCIES RECORDING DATA WHEN NO CREDIT AGREEMENT EXISTS - SEE FORUM POST

http://www.consumeractiongroup.co.uk...ml#post2370021

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  • 2 weeks later...

hi all, the 40 days to respond is now up and i havent heard a thing from the delightful JBDR.

 

What should i do now guys???

My opinions are my own and not those of anyone else :D

 

<<<<<<<<<<<<<< If you find me helpful please click on my scales

 

http://www.consumeractiongroup.co.uk/forum/credit-reference-agencies/211007-equifax-your-time-has.html

 

SIGN THE PETITION TO STOP CREDIT REFERENCE AGENCIES RECORDING DATA WHEN NO CREDIT AGREEMENT EXISTS - SEE FORUM POST

http://www.consumeractiongroup.co.uk...ml#post2370021

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absolutley nothing:D

 

looks like they have accepted your statute barred claim,because they did not know about the ccj,or they did and know that they are out of time to apply to the court.

 

 

if another dca now crawls out of the woodwork,you can tell them that it is statute barred and inform them of the date that JBDR were made aware of this.

 

you can then have the pleasure of informing the new one that they have brought a lemon.:D

 

and report JBDR to all and sundry.

 

SAM

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Thanks for that sam. You are a star for letting me know.

Why do some dca's choose to ignore SB letters?

I sent SB letter to your favourite dca, lowells, and got a letter back within a week!

Also sent an SB letter to fredrickson (partners ex cap one) and even they respnded within a week, although their letter only stated that they have been instructed to cease chasing the debt.

 

Thanks for all your help people.

My partner and I would've been well and truly out of pocket without the help of you amazing people on CAG.

My opinions are my own and not those of anyone else :D

 

<<<<<<<<<<<<<< If you find me helpful please click on my scales

 

http://www.consumeractiongroup.co.uk/forum/credit-reference-agencies/211007-equifax-your-time-has.html

 

SIGN THE PETITION TO STOP CREDIT REFERENCE AGENCIES RECORDING DATA WHEN NO CREDIT AGREEMENT EXISTS - SEE FORUM POST

http://www.consumeractiongroup.co.uk...ml#post2370021

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Thanks for that sam. You are a star for letting me know.your welcome.:D:Dglad it worked out for you.

Why do some dca's choose to ignore SB letters?pure greed.

I sent SB letter to your favourite dca, lowells, and got a letter back within a week!sheer desperation as they are having a bad year,and very bleak future:wink:

Also sent an SB letter to fredrickson (partners ex cap one) and even they respnded within a week, although their letter only stated that they have been instructed to cease chasing the debt.

 

Thanks for all your help people.

My partner and I would've been well and truly out of pocket without the help of you amazing people on CAG.

 

SAM

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Please accept my apologies for the pm's i've sent you.

I assumed that as i could see you online on here that you were purely ignoring me!!!!!

Again please accept my apologies, We're just having loads of problems with homebuy now and really really need to get this sorted!!!!!!

They've been threatening to send managers round and also send someone round to remove the tv and dvd. I know they cant do this but it doesnt stop my good lady from being scared out of her wits as shes home alone during the day!

My opinions are my own and not those of anyone else :D

 

<<<<<<<<<<<<<< If you find me helpful please click on my scales

 

http://www.consumeractiongroup.co.uk/forum/credit-reference-agencies/211007-equifax-your-time-has.html

 

SIGN THE PETITION TO STOP CREDIT REFERENCE AGENCIES RECORDING DATA WHEN NO CREDIT AGREEMENT EXISTS - SEE FORUM POST

http://www.consumeractiongroup.co.uk...ml#post2370021

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thats being on line for about five minutes then all the software getting deleated from my usb dongle

 

had a very nasty virus

even a reformat had problems

 

ended up getting a new pc

 

back on line now though and have got to you on my long list

 

regards

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OMG sorry to hear about your virus problem post,

 

mind if i ask what antivirus you use and what os your running???

My opinions are my own and not those of anyone else :D

 

<<<<<<<<<<<<<< If you find me helpful please click on my scales

 

http://www.consumeractiongroup.co.uk/forum/credit-reference-agencies/211007-equifax-your-time-has.html

 

SIGN THE PETITION TO STOP CREDIT REFERENCE AGENCIES RECORDING DATA WHEN NO CREDIT AGREEMENT EXISTS - SEE FORUM POST

http://www.consumeractiongroup.co.uk...ml#post2370021

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