Jump to content


  • Tweets

  • Posts

    • Thank you very much for your letter in regard to the above mentioned shipment.  Due to the high volume of parcels coursing through the courier network each day, undergoing continuous processing and handling, certain packages may experience delays or even can get lost in the course of this journey. Please note that due to the time that has passed, this shipment has been declared as lost.  I have today processed the claim and made offers to the value of £75 as a goodwill gesture without prejudice. I do acknowledge that you have mentioned in your letter that the value was higher, however, you did not take out any protection to that amount. The protection for this shipment was £20 and we will not be increasing our goodwill offer any further.    Please log into your account online in order to accept our offer. Once accepted, our accounts department will process the claim accordingly. The claim payment will be processed and received within 7 working days.                                  In addition, a refund of the carriage fee will be processed as a separate payment and will be received within 3 working days.  If I can further assist, please feel free to contact me.   I have also just noticed that yesterday afternoon they sent me an email stating that "after my request" they have refunded the cost of shipping. I did not request the refund so will mention that in my letter as well.
    • Hi I had to leave Dubai back in 2011, during the financial crisis. And only now have I received a letter from IDRWW. Is this anything to worry about about as I have 2 years left until it’s been 15 years(statute barred in Dubai). Worried as just got a mortgage 2 years ago. Could they force me in to bankruptcy? Red lots of different threads on here. And unsure what true and what isn’t. 
    • Not that TOR will see this now he's thrown in the hand grenade. Rayner has plenty of female supporters on X, for a start. As for the council and HMRC, fair enough and I thought Rayner was already in touch with them. That's where it should be dealt with, not the police force. @tobyjugg2 Daniel Finkelstein thinks the same as you about tax. The Fiver theory. How the Fiver Theory explains this election campaign ARCHIVE.PH archived 28 May 2024 17:36:51 UTC  
    • Often with the Likes of Lowells/ Overdales that 'proof' doesn't stand up to scrutiny.   Think about it like a game of poker, they want to intimidate you into folding and giving up as soon as possible, and just get you to pay up and roll over, that is their business model, make you think your cards are rubbish. What they don't expect, and their business isn't set up for it, is for a defendant to find this place and to learn that they have an amazing set of cards to play. Overdales don't have an infinite number of lawyers, paralegals etc, and the time / money to spend on expensive court cases, that they are highly likely to lose, hence how hard they will try to get you to roll over.  Even to the extent of faking documents, which they need to do because the debts that they purchased were so cheap, in the first place. Nevertheless it works in most cases, most people chicken out, when they are so close to winning, and a holding defence is like slowly showing Overdales your first card, and a marker of intention that this could get tricky for them. In fact it may be,  although by no means guaranteed that it won't even go any further than that.  Even if it does, what they send you back will almost certainly have more holes than Swiss Cheese, and if with the help you receive here, you can identify those weaknesses and get the whole thing tossed in the bin.
    • So Rayner who is don’t forget still being investigated by the local council and HMRC  is now begging to save her seat Not a WOMAN in sight in this video other than Rayner  Farage is utterly correct this country’s values are non existent in her seat   Rayner Pleads With Muslim Voters as Pressure From Galloway Grows – Guido Fawkes ORDER-ORDER.COM Guido has obtained a leaked tape from inside a meeting between Angela Rayner and Muslim voters in Ashton-under-Lyne...  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
        • Thanks
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Lloyds TSB ccj


lafey
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5291 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 200
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

well there is only one page of the t and cs .. and at top of application form you can see where it says pages 1 of 3 ... they have not sent pages 2 or 3 of 3 !!!!

Link to post
Share on other sites

thats what i was thinking ... it does mention terms and conditions on the following two pages ... they have sent me t and cs they say were in force at time but there is no way they can say they were related to this document in any way

 

Can you post the t & c that they say were in force at the time?

 

It clearly says there are three pages - the other two pages would potentially be part of the document that you signed - if they contained the t & c you'd have problems

If I've helped feel free to add to my reputation.

 

I am not a Practising Lawyer. My comments are my opinion only. You should not rely upon those comments and should always take your own professional advice from a practising Solicitor or Barrister

Link to post
Share on other sites

multi i think...

 

I'd personally allocate it to the fast track - the costs can be greater in the multi track

 

The hearing is not likely to last more than a day and its' not a high value claim - so the Fast track is appropriate

 

Just make sure that you DO NOT allocate to the Small claims track - as you need Disclosure

If I've helped feel free to add to my reputation.

 

I am not a Practising Lawyer. My comments are my opinion only. You should not rely upon those comments and should always take your own professional advice from a practising Solicitor or Barrister

Link to post
Share on other sites

here is the copy of t and cs they sent as being in force at the time .... there is only one page so i dont see how it could be the ones attached to the application form ... it doesnt say 2 of 3 or anything and if it was the original where is page 3 of 3 ????

 

llyods t and cs picture by lafey69 - Photobucket

Link to post
Share on other sites

here is the copy of t and cs they sent as being in force at the time .... there is only one page so i dont see how it could be the ones attached to the application form ... it doesnt say 2 of 3 or anything and if it was the original where is page 3 of 3 ????

 

llyods t and cs picture by lafey69 - Photobucket

 

I think that what they've posted are the current terms and conditions - the reason I say that is that if you look at the term on account charges - it sounds very modern - very post April 2006 OFT investigation.

 

We need to draft an amended defence - unfortunately I don't have the time at the moment - I've got to finish two assignments for my uni course and I'm not gonna have time until the 26th of May.

 

Can I suggest that you allocate to the fast track - and that if I haven't done an amended defence by the 26th that you pm me unless somebody else can do it first

If I've helped feel free to add to my reputation.

 

I am not a Practising Lawyer. My comments are my opinion only. You should not rely upon those comments and should always take your own professional advice from a practising Solicitor or Barrister

Link to post
Share on other sites

i not sure it can be post 2006 because it says tsb not lloyds tsb ... but there is no way they can be the ones mentioned in the application form as there are not enough pages !!! ill try and get the AQ done that doesnt have to be in till 27th may so will give us time hopefully ... i dont have to put defence in with AQ do i ?? your need to give your assignments your full attention so i will file AQ as best i can ( with maybe some help from others !!! ) and then can work on defence after .. thanks for your help ... you and babybear helping to make sense of this !!!

Link to post
Share on other sites

i not sure it can be post 2006 because it says tsb not lloyds tsb ... but there is no way they can be the ones mentioned in the application form as there are not enough pages !!! ill try and get the AQ done that doesnt have to be in till 27th may so will give us time hopefully ... i dont have to put defence in with AQ do i ?? your need to give your assignments your full attention so i will file AQ as best i can ( with maybe some help from others !!! ) and then can work on defence after .. thanks for your help ... you and babybear helping to make sense of this !!!

 

The important thing on the AQ is to allocate to the fast track - if you have a look at the form and if you've got any queries just ask

If I've helped feel free to add to my reputation.

 

I am not a Practising Lawyer. My comments are my opinion only. You should not rely upon those comments and should always take your own professional advice from a practising Solicitor or Barrister

Link to post
Share on other sites

ok ... just have 3 sections of the AQ that i am not sure what best to put .

 

A) settlement .... should i say i am willing to mediate or not ... will it look bad if i dont ???

 

c) pre action protocol ... does this apply in this case

 

f) directions ... have received all the documents i think i am likely to .... should i ask for any directions ????

 

thanks

Link to post
Share on other sites

You can mediate - it won't do any harm to agree

 

pre-action protocol - N/A

 

I'd ask for the standard directions on disclosure and inspection - just put standard fast track directions are sought

If I've helped feel free to add to my reputation.

 

I am not a Practising Lawyer. My comments are my opinion only. You should not rely upon those comments and should always take your own professional advice from a practising Solicitor or Barrister

Link to post
Share on other sites

I'd personally allocate it to the fast track - the costs can be greater in the multi track

 

The hearing is not likely to last more than a day and its' not a high value claim - so the Fast track is appropriate

 

Just make sure that you DO NOT allocate to the Small claims track - as you need Disclosure

Hmm, as a LIP, i think the judge would most likely be minded to give disclosure in any event so,id see if the other side will consent to SCT allocation

 

that way you are protected on costs

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...