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    • Hi Wondered if I could get a little advise please. I entered into a commercial lease (3 years) and within a few months I had to leave as the business I was trading with collapsed. I returned the keys to the landlord and explained the situation and no money, also likely to go on benefits but the landlord stuck to their guns. They have now instructed solicitors to send letter before action claiming just over £4000. The lease was mine and so the debt. I know this. I have emailed the solicitors twice to explain I am out of work and that with help from family I could offer a full and final settlement figure of £1500 or £10pw. This was countered by them with an offer to reduce the debt by £400, or pay off the amount over 12 months. I went back with an improved full and final offer of £2500 or £20pw. This has been rejected with the comment 'papers ready to go to court'. I have no hope of paying the £4000 and so it will have to go to court. Pity as I have no debts otherwise but not working is a killer. I wondered if they take me to court, could I ask for mediation? I also think that taking me to court will result in a pretty much nothing per week payment from my benefits. Are companies just pushing ahead with action even if a better offer is on the table? Thanks for your help.
    • Hi all, Many thanks for the advice! Unfortunately, the reply to the email was as expected…   Starbucks UK Customer Care <[email protected]> Hi xxxxxx, We are sorry to read you received a parking charge after using our Stansted Airport - A120 DT store. Unfortunately, the car park here is managed by MET parking. Both Starbucks and EuroGarages who own and operate this site are not able to help and have no authority to overturn any parking charges received. If you have followed the below terms then you would need to send all correspondence to [email protected], who will be able to assist you further. Several signs around the car park clarify the below terms and conditions: • Maximum stay 60 minutes, whilst the store is open. If the store is closed, pay to park applies. • The car park is for Starbucks customers only who make a purchase in our store, a charge will be issued if you left the site. • If you had made a purchase and required additional time, you must have inputted your registration number into the in store iPad which would have extended your stay up to 3 hours • To park in a disabled bay, you must have displayed a valid disabled badge. • If Starbucks was closed, you must have paid for parking as charges still apply, following signage located on site. • If you didn’t use the store, you must have paid for parking, following signage located on site Please ensure all further correspondence is directed to MET parking at the above email address, and accept our apologies that we cannot help you further on this matter.  Kind Regards,  Lora K  Customer Care Team Leader Starbucks Coffee Company, Building 4 Chiswick Park, London, W4 5YE
    • Thanks HB edited and re-uploaded. Thanks for the heads up 👍
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Vertex Data Science Ltd - Statutory Demand - ***WON + COSTS***


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Chris....if they have failed to supply your information via a SAR, then send a LETTER BEFORE ACTION give them a further 14 days to comply, enclose a copy of the original SAR letter. If they fail to respond then slap them in court... - (I wonder which solicitors they will use ? - if any !!) ;) This is an example of an LBE on this thread - http://www.consumeractiongroup.co.uk/forum/general-debt-issues/178660-blackheath-loans.html - This cagger took Lloyds to court for non compliance - http://www.consumeractiongroup.co.uk/forum/lloyds-bank/49571-havinastella-lloyds-tsb-3.html

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Jogs was here yesterday-no doubt he will help out here.

He still needs to lodge a Complaint with the ICO though.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Given whats been discussed recently too-Chris and 42man-IMHO there needs to be some discretion on the game plan from herein.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Chris....if they have failed to supply your information via a SAR, then send a LETTER BEFORE ACTION give them a further 14 days to comply, enclose a copy of the original SAR letter. If they fail to respond then slap them in court... - (I wonder which solicitors they will use ? - if any !!) ;) This is an example of an LBE on this thread - http://www.consumeractiongroup.co.uk/forum/general-debt-issues/178660-blackheath-loans.html - This cagger took Lloyds to court for non compliance - http://www.consumeractiongroup.co.uk/forum/lloyds-bank/49571-havinastella-lloyds-tsb-3.html

 

 

Thanks 42Man and Martin

 

OK I know what to do.

Chrismc v Vertex Data Science Ltd

SD Set Aside WON + Costs

 

 

Chrismc v Barclays

Won - Settlement Agreed at 11th Hour.

 

Philips Bailiffs

Lost - Judge changed at last minute, it didn't help!

 

G-MAC Early Redemption Charges Waived

Won - Early Redemtion Fees Waived in Full.

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  • 2 weeks later...

Just an update the 7 day LBA period has now long gone and the 14 days to pay up the expenses as ordered by the court passed yesterday.

 

Next course of action.

Chrismc v Vertex Data Science Ltd

SD Set Aside WON + Costs

 

 

Chrismc v Barclays

Won - Settlement Agreed at 11th Hour.

 

Philips Bailiffs

Lost - Judge changed at last minute, it didn't help!

 

G-MAC Early Redemption Charges Waived

Won - Early Redemtion Fees Waived in Full.

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Hi Chris....ring the courts !! there are a couple of threads in the success forums where people have sent in the bailiffs....(Of course if you started a new thread in the Debt Collection Forum, i'm sure you'd get some great response !!!)

 

I would now take them to court for non-compliance with the SAR....time to turn the tables Chris....get in touch with Jogs.... - http://www.consumeractiongroup.co.uk/forum/lloyds-bank/49571-havinastella-lloyds-tsb-3.html

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Hi Chris....ring the courts !! there are a couple of threads in the success forums where people have sent in the bailiffs....(Of course if you started a new thread in the Debt Collection Forum, i'm sure you'd get some great response !!!)

 

I would now take them to court for non-compliance with the SAR....time to turn the tables Chris....get in touch with Jogs.... - http://www.consumeractiongroup.co.uk/forum/lloyds-bank/49571-havinastella-lloyds-tsb-3.html

 

Hi 42man

 

This afternoon I submitted a Warrant of Execution at the courts for them, I will start the ball rolling next on the non compliance issues aswell.

Chrismc v Vertex Data Science Ltd

SD Set Aside WON + Costs

 

 

Chrismc v Barclays

Won - Settlement Agreed at 11th Hour.

 

Philips Bailiffs

Lost - Judge changed at last minute, it didn't help!

 

G-MAC Early Redemption Charges Waived

Won - Early Redemtion Fees Waived in Full.

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Update

 

Letter received today from First Revenue Assurance, I have never dealt with them before, but their registered address is the same as Vertex Data Science Ltd

 

Stating:-

Further to your recent letter (I assume by this they mean my 7 day letter) in relation to the above account, I can confirm that your query has been passed to our Data Protection Officer, (funny that as it was addressed to him at Vertex anyway :mad: ) to investigate this claim.

 

As soon as their investigations are complete you will be informed of the outcome

 

etc etc

I guess they are now scratching around for paperwork :)

Chrismc v Vertex Data Science Ltd

SD Set Aside WON + Costs

 

 

Chrismc v Barclays

Won - Settlement Agreed at 11th Hour.

 

Philips Bailiffs

Lost - Judge changed at last minute, it didn't help!

 

G-MAC Early Redemption Charges Waived

Won - Early Redemtion Fees Waived in Full.

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I would like to say a BIG WELL DONE. Amazing, to all parties involved. Fantastic case, I wished that I could have been a fly on the wall.

 

WELL DONE AGAIN. Now stick it to them.

 

Trooper68:lol:

Trooper68:)

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Thanks Trooper, today I received a document from the court stating officially the SD had been set aside and that Vertex had to pay the costs by 4pm May 28th - no sign of payment yet, lets hope the Bailiffs make light work of it ;)

Chrismc v Vertex Data Science Ltd

SD Set Aside WON + Costs

 

 

Chrismc v Barclays

Won - Settlement Agreed at 11th Hour.

 

Philips Bailiffs

Lost - Judge changed at last minute, it didn't help!

 

G-MAC Early Redemption Charges Waived

Won - Early Redemtion Fees Waived in Full.

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lets hope the Bailiffs make light work of it ;)

 

never ceases to make me chuckle, the mention of bailiffs being used this way round....

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Thanks Trooper, today I received a document from the court stating officially the SD had been set aside and that Vertex had to pay the costs by 4pm May 28th - no sign of payment yet, lets hope the Bailiffs make light work of it ;)

 

 

Bailiffs, even better, would'nt be nice just to be there when they visit....I have an idea, film it and syick on youtube.:lol:

Trooper68:)

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hi all been reading this with great interest-congratulations to you all - did not want to make this point whilst the ball was still rolling but i noticed that very early on chris said the he had moved house and that he thought the UU bills would haev been settled

 

at the time he made a SAR request to UU he would therefore have been living at an address that they did not recognise for him and so probably would have been right to insist on some form of ID before responding to the SAR?

 

just a though

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The subject access request would have had the return address on it-so no excuses.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Seems this is an associated company.

 

 

Registration Number: Z509217X

Date Registered: 27 October 2000 Registration Expires: 26 October 2009

 

Data Controller: FIRST REVENUE ASSURANCE UK LTD

 

Address:

PEGASUS HOUSE

KINGS BUSINESS PARK

LIVERPOOL ROAD

PRESCOT

MERSEYSIDE

L34 1PJ

This register entry describes, in very general terms, the personal data being processed by:

FIRST REVENUE ASSURANCE UK LTD

This register entry contains personal data held for 2 purpose(s)

Purpose 1

 

Private Investigation

Purpose Description:

The provision on a commercial basis of investigatory services according to instruction given by clients.

Data subjects are:

Customers and clients

Relatives, guardians and associates of the data subject

Advisers, consultants and other professional experts

BUSINESS OR OTHER CONTACTS

WITNESSES

SUBJECTS OF INVESTIGATIONS

Data classes are:

Personal Details

Family, Lifestyle and Social Circumstances

Employment Details

Financial Details

CONTACT DETAILS

INVESTIGATION BRIEF

INFORMATION RELEVANT TO THE INVESTIGATION

RESULTS OF INVESTIGATION

Sources (S) and Disclosures (D)(1984 Act). Recipients (1998 Act):

Data subjects themselves

Business associates and other professional advisers

Suppliers, providers of goods or services

Credit reference agencies

Debt collection and tracing agencies

Police forces

Private investigators

Transfers:

None outside the European Economic Area

Purpose 2

 

Debt Administration and Factoring

Purpose Description:

The tracing of consumer and commercial debtors and the collection on behalf of creditors. The purchasing of trade debts, including rentals and instalment credit payments, from business.

Data subjects are:

Customers and clients

Relatives, guardians and associates of the data subject

Data classes are:

Personal Details

Financial Details

Goods or Services Provided

Offences (Including Alleged Offences)

Sources (S) and Disclosures (D)(1984 Act). Recipients (1998 Act):

COURTS / TRIBUNALS

Data subjects themselves

Relatives, guardians or other persons associated with the data subject

Current, past or prospective employers of the data subject

Business associates and other professional advisers

Other companies in the same group as the data controller

Suppliers, providers of goods or services

Financial organisations and advisers

Credit reference agencies

Debt collection and tracing agencies

Traders in personal data

Central Government

Transfers:

None outside the European Economic Area

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Any news on this yet ?

Problems with Court baliffs is that they are not quick to act-in fact it can be a week to 10 days after they get a warrant before they try to enforce it.

The other thing is that they give notice to the other side that they will be attending.they only work 10-4 5 days,and very rarely will make multiple visits.

An enforcement officer would have been better-there is a charge for this (Around £85) but they get this n top and do not mess around !!!

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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never ceases to make me chuckle, the mention of bailiffs being used this way round....

Yes nice to turn the tables on them alright :D

Chrismc v Vertex Data Science Ltd

SD Set Aside WON + Costs

 

 

Chrismc v Barclays

Won - Settlement Agreed at 11th Hour.

 

Philips Bailiffs

Lost - Judge changed at last minute, it didn't help!

 

G-MAC Early Redemption Charges Waived

Won - Early Redemtion Fees Waived in Full.

Link to post
Share on other sites

Bailiffs, even better, would'nt be nice just to be there when they visit....I have an idea, film it and syick on youtube.:lol:

Please feel free to do so ;) having just called the Bailiffs though who are only around 8.30am to 10.00am and as there are only two of them I don't think we shall be hearing from them very soon. :(

Edited by chrismc

Chrismc v Vertex Data Science Ltd

SD Set Aside WON + Costs

 

 

Chrismc v Barclays

Won - Settlement Agreed at 11th Hour.

 

Philips Bailiffs

Lost - Judge changed at last minute, it didn't help!

 

G-MAC Early Redemption Charges Waived

Won - Early Redemtion Fees Waived in Full.

Link to post
Share on other sites

hi all been reading this with great interest-congratulations to you all - did not want to make this point whilst the ball was still rolling but i noticed that very early on chris said the he had moved house and that he thought the UU bills would haev been settled

 

at the time he made a SAR request to UU he would therefore have been living at an address that they did not recognise for him and so probably would have been right to insist on some form of ID before responding to the SAR?

 

just a though

I sent them my new address that I have been at for a couple of years anyway, and I still use them for my water so they should know me, but it was a red herring anyway as it turns out to be nothing whatsoever to do with them, that was just Vertex not knowing their elbow from their ankle. :rolleyes:

Chrismc v Vertex Data Science Ltd

SD Set Aside WON + Costs

 

 

Chrismc v Barclays

Won - Settlement Agreed at 11th Hour.

 

Philips Bailiffs

Lost - Judge changed at last minute, it didn't help!

 

G-MAC Early Redemption Charges Waived

Won - Early Redemtion Fees Waived in Full.

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Share on other sites

Yes Martin, I assumed they were associated companies having the same registerd address and so on.

Chrismc v Vertex Data Science Ltd

SD Set Aside WON + Costs

 

 

Chrismc v Barclays

Won - Settlement Agreed at 11th Hour.

 

Philips Bailiffs

Lost - Judge changed at last minute, it didn't help!

 

G-MAC Early Redemption Charges Waived

Won - Early Redemtion Fees Waived in Full.

Link to post
Share on other sites

Chris-did you give the Bailiffs your mobile number ?....

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I take it they will be collecting from the Prescot office ?

Its strange how the warrant wasnt transferred to St.Helens Court Bailiffs for collection-its our area.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Chris-did you give the Bailiffs your mobile number ?....

It was on my request for WoE

Chrismc v Vertex Data Science Ltd

SD Set Aside WON + Costs

 

 

Chrismc v Barclays

Won - Settlement Agreed at 11th Hour.

 

Philips Bailiffs

Lost - Judge changed at last minute, it didn't help!

 

G-MAC Early Redemption Charges Waived

Won - Early Redemtion Fees Waived in Full.

Link to post
Share on other sites

I take it they will be collecting from the Prescot office ?

Its strange how the warrant wasnt transferred to St.Helens Court Bailiffs for collection-its our area.

They may have done Martin, but I cannot actually speak with the Bailiffs themselves, until tomorrow, then they may be abole to tell me more, but from what I was told they have dozens of WoE to carry out.

Chrismc v Vertex Data Science Ltd

SD Set Aside WON + Costs

 

 

Chrismc v Barclays

Won - Settlement Agreed at 11th Hour.

 

Philips Bailiffs

Lost - Judge changed at last minute, it didn't help!

 

G-MAC Early Redemption Charges Waived

Won - Early Redemtion Fees Waived in Full.

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Share on other sites

Yeah Court Bailiffs are always busyI know one of the St.Helens ones-they are far more lenient than private Bailiff firms and will usually try to persuade businesses to sort the payment out over the phone before they go on a visit.

I reckon you could be looking at a week before you have the dosh.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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