Welcome finance please help

[mich7k]

is there a letter or something i could send to them?

[postggj]

in your case i would put everything in a letter and see if you can get an explanation from welcome compliance

 

if you need help just shout

 

send that letter to compliance and the account is still in dispute until they give there final reply

[mich7k]

ok will draft one up now thank you, will keep you informed

[postggj]

cut and paste it if you want onto your thread or pm it me to go over before you send it

[mich7k]

will do:)

[Sunshine54]

good morning

I've only just read this thread so things have probably moved on since te last post on 24th August

 

I can't comment on the enforceability of the agreement but it appears to me that the numbers are correct.

The cash price of the vehicle was £5430.00

The total charges are £3996.88

The total cost was £9426 as stated

 

There were to be 48 payments of £175.56 = £8426.88

plus deposit £1000

total to be paid £9426.88

 

regards

[mich7k]

Hi all

I'm feeling so rubbish and defalted at the moment not sure where to go from here i've written so many letters to this company i dont see anyway i just called them to see where they are at they told me to redial as the account has been passed to central recovries so i call the number the man said that as i didnt take up the offer it wasnt written down and that they are not prepared to make any more offers and if it was a ppi issue i should contact the compliance dept i asked for his name and he would only give me his first name said hes not comfortable giving me his full name but would put a note on the account that i called and as long as i dont accept the agreement it would get further into default i told him that the account is in dispute not a default and that you are not allowed to put a default on my brothers credit file and this account has been in dispute for 2 years. i have paid £8995 already on this car its still has over 6000 attached to it so i cant even sell it please help guys i dont know what else to do

[postggj]

this is what welcome are good at

 

wearing you down so you give up

 

the acount is in dispute and they know it

[mich7k]

yeh they are postie, man i feel so depressed over a car!!! what is that about i dont even know what to ask for anymore cause i cant even sell the car and they wont give me the ppi refund so im stuck im going through the mortgage rescue scheme at the moment as well so i dont even know the outcome of that yet so this is just going on top sorry about my rant but the car is barely worth 1800 if im lucky!

[emmilou1]

have you started your ppi claim yet?

[Dibbothe3rd]

I agree with sunshine. although the figures look a little confusing. Sunshine's figures do add up.

[Sunshine54]

good morning

 

I would definitely go for the PPI reclaim as soon as possible

good luck

S