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pmw1971 vs Capital 1 / **WON **


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Shadow, the following comments were posted by car2403 for you:)

 

He can discontinue at any time.

 

Just needs to make sure he's happy with the settlement and they are boxed right in, as once he's discontinued, he'd have a hell of a time getting back in front of a Judge who can do something for him.

 

He could recomment a Consent Order, outlining settlement, which is actioned between the Parties via the Court - that way, if they don't do as they have said they will, he will have come back on the claim. Effectively it will stay proceedings pending the parties settling, otherwise it's back to the normal process. Sounds safer to me.

 

HTH

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1: How can BCOBS protect you from your Banks unfair treatment

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3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Good news Shadow. Another black-eye for CapOne even thought they fight a little harder these days.

 

Don't file the N279 until you have confirmed CRA data has been amended. Car's suggestion would be best if the time frame is too tight to confirm before AQ is due.

The REAL Axis of evil: Banks, Credit Card Companies & Credit Reference Agencies.

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Good news Shadow. Another black-eye for CapOne even thought they fight a little harder these days.

 

Don't file the N279 until you have confirmed CRA data has been amended. Car's suggestion would be best if the time frame is too tight to confirm before AQ is due.

 

Cheers Alpha.

 

S.

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Hi Shadow

 

Well done getting this sorted out. You file the N279 form with the court, link here:

 

http://www.hmcourts-service.gov.uk/courtfinder/forms/n279_0699.pdf

 

Don't forget an application for a wasted costs order as well. You can claim £9.25 an hour for your time, printing costs etc. Make sure you send a copy of the letter from Capital One etc of proof of them giving up.

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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I made the mistake of filing a wasted costs order after the N279.

 

Court just refused to process it saying after N279 then that's it... case closed!

 

If you want to claim wasted costs (which I would try for), file that before the N279.

The REAL Axis of evil: Banks, Credit Card Companies & Credit Reference Agencies.

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Thanks guy's but in truth I'm more than happy with the settlement so long as they stick to it. I've advised them that I need either the steps I've indicated to take place or a consent order otherwise I will file my AQ and its case continues with more costs :-D

 

As I said earlier this settlement is fair to both parties and I've already indicated that both parties bear there own costs in my offer to them.

 

S.

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Excellent :D

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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haha nothing is ever simple with this company... the consent order promissed to me on Weds has not appeared, an apology was given on Weds with a promise it would be with me on Thurs.. guess what.

 

The AQ has to be filed by Sunday so in reality I need that consent order today.

 

The monies have been applied to the account as they promised so its just the CRA information.

 

What do you think guys... send in AQ if I dont receive the order by 4.30pm tonight?

 

S.

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Yes, they messed about with me at end on timing and stuff. Guess they're getting no better.

 

Nice to see this finally put to bed.

 

Well done! :D

The REAL Axis of evil: Banks, Credit Card Companies & Credit Reference Agencies.

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Yes, they messed about with me at end on timing and stuff. Guess they're getting no better.

 

Nice to see this finally put to bed.

 

Well done! :D

 

Cheers... your POC and that FSA fine article all gratefully used :-D

 

S.

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All sorted... jobs a good un!

 

Thanks for all the support and help along the way, this one is now Closed!

 

S.

 

So did you receive the Consent order or have you filed the AQ ?:)

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Share on other sites

Excellent news:D

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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