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ive been having problems getting credit for as long as i can remember so i joined experian.


since joining ive scoured my file and cant find any problems, no red or oranges or defaults etc.


any hints on what to look for etc?


ive tried calling experian (the so called experts) and they dont really know what they are talking about... just the usual, are you on the electorall roll blah blah blah followed with i really dont know mr cameron, WTF?????


any ideas? i have a new problem with a buchanan clark and well asking for a debt that isnt mine but it doesnt even show up on the file


all help much appreciated.



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Have you checked the other CRAs?

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As bankfodder says check other CRA's also if refused credit I believe that you have a legal right to know why.



cannot find it A to Z





Halifax :D

Paid in full £2295


MBNA:mad: 20/03/2008 settled in full out of court


Capital One:D

07/07/2007 Capital one charges paid in full £1666

19/01/2008 recovered PPI £2216 + costs


Littlewoods :-D

12/08/2007 write off £1176.10 debt.


JD Williams charges refunded in full £640

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